Relocation
Compare Black Hills Communities
25 towns and unincorporated communities. Pick two to four and the full table appears underneath. Commutes are driving times to the Ellsworth main gate and downtown Rapid City. Median sold prices, where we have them, come from the MLS over the trailing twelve months with the source, window and sale count printed under each figure. Typical price bands are practical search ranges, not medians, and are labelled separately.
Narrow it
25 of 25 communities
Under $400kClose to EllsworthClose to Rapid CityShort commuteNew construction availableAcreage availableCity water and sewerSmaller marketMore ruralEstablished housingNewer housingClear everything
Price filters only consider communities with a published trailing twelve month median, so towns without one do not appear in a price filter.
Browse
The five facts that decide a shortlist
Selected, 3 of 4
Rapid City and the Ellsworth corridor
Everything within about twenty five minutes of downtown Rapid City or the Ellsworth main gate, where most of the newer inventory, the shortest commutes and the jurisdiction questions about city versus county service are.
- Typical price
- Unincorporated, so closings report under Rapid City and Meade County rather than a Black Hawk median. Lot size and outbuildings move the price more than the street does.
- To Ellsworth AFB
- About 30 minutes, the same I-90 run as Summerset just northDriving time and distance, off peak.
- To downtown Rapid City
- About 12 to 15 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Rapid City Area Schools 51-4 for most addressesAssignment follows the official boundary for the address. Confirm with the district.
- Typical price
- No verified closed sale set is available for Blucksberg Mountain, so no price level is printed here. The five recorded plats differ enough that one figure would not describe any of them.
- To Ellsworth AFB
- Not measured for this page.Drive time is not measured for this community. Time it from the parcel itself.
- To downtown Rapid City
- Not measured for this page.Drive time is not measured for this community. Time it from the parcel itself.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Meade School District 46-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- $340k to $400kMedian sold $367,000. Black Hills MLS, single family, trailing 12 months, as of August 2026. 235 closed sales.
- To Ellsworth AFB
- 9 min, 2.3 miDriving time and distance, off peak.
- To downtown Rapid City
- 19 min, 10.9 miDriving time and distance, off peak.
- Utility pattern
- City water and sewer inside the limits
- School district
- Douglas School District 51-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- About $683,000 average sold in the Sheridan Lake Road MLS area, 71 sales over 12 monthsAverage sold $682,615. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 71 closed sales.
- To Ellsworth AFB
- About 25 to 30 minutes, through or around Rapid CityDriving time and distance, off peak.
- To downtown Rapid City
- Roughly 6 miles northeastDistance only. Drive time is not measured for this community, so time it from the parcel.
- Utility pattern
- Mostly private well and septic
- School district
- Rapid City Area School District 51-4Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- No published median exists for the community. Closed sales on the specific street are the only figure worth quoting here.
- To Ellsworth AFB
- About 15 minutes northDriving time and distance, off peak.
- To downtown Rapid City
- About 6 miles northwestDistance only. Drive time is not measured for this community, so time it from the parcel.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Split between Douglas 51-1 and Rapid City Area 51-4. Address specific.Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- $375k to $575kMedian sold $425,000. Black Hills MLS, single family, trailing 12 months, as of August 2026. 127 closed sales.
- To Ellsworth AFB
- 36 min from the Prairie Haven side, closer to 51 from the plats highest up the foothillsDriving time and distance, off peak.
- To downtown Rapid City
- About 26 minutes from the Prairie Haven side, longer from the upper platsDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Meade School District 46-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- $300k to $450kMedian sold $349,950. Black Hills MLS, single family, trailing 12 months, as of August 2026. 706 closed sales.
- To Ellsworth AFB
- 24 min, 13.8 miDriving time and distance, off peak.
- To downtown Rapid City
- 5 min, 1.5 miDriving time and distance, off peak.
- Utility pattern
- City water and sewer inside the limits
- School district
- Rapid City Area Schools 51-4Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- About $350,000 average sold, 274 sales over 12 monthsAverage sold $349,971. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 274 closed sales.
- To Ellsworth AFB
- 22 min, 10.4 miDriving time and distance, off peak.
- To downtown Rapid City
- 11 min, 5.2 miDriving time and distance, off peak.
- Utility pattern
- Utility service varies by address. Rapid Valley Sanitary District serves portions of the area, while properties outside district service may use private wells and septic systems.
- School district
- Mostly Rapid City Area School District 51-4, with portions in Douglas 51-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.
- To Ellsworth AFB
- 30 min, 19.2 miDriving time and distance, off peak.
- To downtown Rapid City
- 15 min, 10.0 miDriving time and distance, off peak.
- Utility pattern
- Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.
- School district
- Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.
Northern Hills and I-90
The Sturgis to Belle Fourche side of the Hills, with its own hospitals, schools and employers, so a job in Spearfish or Sturgis does not have to mean a Rapid City commute.
- Typical price
- $275k to $375kMedian sold $300,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 113 closed sales.
- To Ellsworth AFB
- About an hourDriving time and distance, off peak.
- To downtown Rapid City
- About 55 to 60 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Belle Fourche School District 9-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- $320k to $500kMedian sold $385,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 117 closed sales.
- To Ellsworth AFB
- About 55 minutesDriving time and distance, off peak.
- To downtown Rapid City
- About 50 minutesDriving time and distance, off peak.
- Utility pattern
- Not recorded townwide in this guide. Verify water and sewer service for the address.
- School district
- Lead-Deadwood School District 40-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- No figure published. Newell is Mount Rushmore Area MLS territory and the current feed covers only the Black Hills MLS, so any count from that feed is a floor rather than this town's price level.
- To Ellsworth AFB
- About 60 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
- To downtown Rapid City
- About 54 miles, roughly 70 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Newell School District 09-2Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- $400k to $600kMedian sold $475,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 199 closed sales.
- To Ellsworth AFB
- 68 min, 57.0 miDriving time and distance, off peak.
- To downtown Rapid City
- 53 min, 47.8 miDriving time and distance, off peak.
- Utility pattern
- City water and sewer are typical inside city-served areas. Acreage outside the city can use wells, septic systems or other service arrangements, so utilities should be confirmed by address.
- School district
- Spearfish School District 40-2Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- No figure published. St. Onge is Mount Rushmore Area MLS territory and the current feed covers only the Black Hills MLS, so a zero here would be a gap in the data rather than a fact about the market.
- To Ellsworth AFB
- About 45 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
- To downtown Rapid City
- About 44 miles, roughly 48 minutesDriving time and distance, off peak.
- Utility pattern
- Mostly private well and septic
- School district
- Spearfish 40-2 at the townsite, with Belle Fourche 09-1 to the north and Meade 46-1 to the east. Parcel specific.Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- $300k to $450kMedian sold $365,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 97 closed sales.
- To Ellsworth AFB
- 48 min, 38.2 miDriving time and distance, off peak.
- To downtown Rapid City
- 33 min, 28.9 miDriving time and distance, off peak.
- Utility pattern
- Not recorded townwide in this guide. Verify water and sewer service for the address.
- School district
- Meade School District 46-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- No town median is published for Whitewood, and it sits in Lawrence County, which the Mount Rushmore Area MLS covers rather than the Black Hills feed behind the figures here. Prices sit under Sturgis, Spearfish and Deadwood, each about ten minutes out.
- To Ellsworth AFB
- About 40 minutesDriving time and distance, off peak.
- To downtown Rapid City
- About 35 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Meade School District 46-1, despite being in Lawrence CountyAssignment follows the official boundary for the address. Confirm with the district.
Central and Southern Hills
In the timber and on the far southern edge, where lots get larger, well and septic get common, and the drive to a full service hospital becomes part of the decision.
- Typical price
- One single family sale shows in the Black Hills MLS over 24 months, at $80,000. One closing is a sample of one rather than a price level, so read it that way.
- To Ellsworth AFB
- About 55 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
- To downtown Rapid City
- About 45 miles, roughly 56 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Hot Springs School District 23-2, despite the town being in Custer CountyAssignment follows the official boundary for the address. Confirm with the district.
- Typical price
- Median sold $627,000Black Hills MLS, single family, trailing 12 months, as of August 2026. 7 closed sales, small sample.
- To Ellsworth AFB
- About an hour and ten minutesDriving time and distance, off peak.
- To downtown Rapid City
- About 50 to 60 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Custer School District 16-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- About $155,000 average sold, 13 sales over 24 monthsAverage sold $155,285. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 13 closed sales.
- To Ellsworth AFB
- About 110 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
- To downtown Rapid City
- About 100 miles northeastDistance only. Drive time is not measured for this community, so time it from the parcel.
- Utility pattern
- City water and sewer inside the limits
- School district
- Edgemont School District 23-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- About $650,000 average sold, 28 sales over 24 monthsAverage sold $648,229. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 28 closed sales.
- To Ellsworth AFB
- About 35 minutes, north through Rapid City to I-90Driving time and distance, off peak.
- To downtown Rapid City
- 26 min, 18.6 miDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Custer School District 16-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- Median sold $519,000Black Hills MLS, single family, trailing 12 months, as of August 2026. 13 closed sales.
- To Ellsworth AFB
- About 45 minutesDriving time and distance, off peak.
- To downtown Rapid City
- About 30 to 35 minutes on US-16Driving time and distance, off peak.
- Utility pattern
- Not recorded townwide in this guide. Verify water and sewer service for the address.
- School district
- Hill City School District 51-2Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- Median sold $315,150Black Hills MLS, single family, trailing 12 months, as of August 2026. 24 closed sales.
- To Ellsworth AFB
- About an hour and fifteen minutesDriving time and distance, off peak.
- To downtown Rapid City
- About 60 minutesDriving time and distance, off peak.
- Utility pattern
- Not recorded townwide in this guide. Verify water and sewer service for the address.
- School district
- Hot Springs School District 23-2Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- About $618,000 average sold, but only 9 sales over 24 monthsAverage sold $618,449. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 9 closed sales, small sample.
- To Ellsworth AFB
- About 40 minutesDriving time and distance, off peak.
- To downtown Rapid City
- About 25 minutes northeastDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Hill City School District 51-2Assignment follows the official boundary for the address. Confirm with the district.
Prairie and Badlands
East of the Hills on the open prairie, where lots run larger, water is often a private well, services are thinner and the wind and the drive are the tradeoffs.
- Typical price
- About $320,000 average sold, 20 sales over 24 monthsAverage sold $319,585. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 20 closed sales.
- To Ellsworth AFB
- About 11 miles, exit 78 to the main gate at exit 67ADistance only. Drive time is not measured for this community, so time it from the parcel.
- To downtown Rapid City
- About 18 miles west on I-90Distance only. Drive time is not measured for this community, so time it from the parcel.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- New Underwood School District 51-3Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- About $270,000 average sold, 19 sales over 24 monthsAverage sold $270,435. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 19 closed sales.
- To Ellsworth AFB
- About 43 miles westDistance only. Drive time is not measured for this community, so time it from the parcel.
- To downtown Rapid City
- About 50 miles west on I-90Distance only. Drive time is not measured for this community, so time it from the parcel.
- Utility pattern
- City water and sewer inside the limits
- School district
- Wall School District 51-5Assignment follows the official boundary for the address. Confirm with the district.
What changes
Between Summerset, New Underwood, Rapid Valley
The rows below are the ones where these do not read the same. Ordered as the table runs, not by importance.
- Region
- SummersetRapid City and the Ellsworth corridorNew UnderwoodPrairie and BadlandsRapid ValleyRapid City and the Ellsworth corridor
- County
- SummersetMeade CountyNew UnderwoodPennington CountyRapid ValleyPennington County
- Jurisdiction
- SummersetCity of Summerset, incorporated July 2005New UnderwoodIncorporated city of New Underwood, with Pennington County outside the limitsRapid ValleyUnincorporated. There is no city government. Pennington County is the governing body, and Rapid City's subdivision rules still apply within three miles of the city limits.
- Corridor
- SummersetI-90New UnderwoodI-90 exit 78Rapid ValleySD 44 and Elk Vale Road
- To downtown Rapid City
- Summerset15 min, 10.0 miNew UnderwoodAbout 18 miles west on I-90Rapid Valley11 min, 5.2 mi
- To Ellsworth AFB
- Summerset30 min, 19.2 miNew UnderwoodAbout 11 miles, exit 78 to the main gate at exit 67ARapid Valley22 min, 10.4 mi
Side by side
Summerset, New Underwood, Rapid Valley
Rows marked as differing are the ones where these do not read alike. Rows without the mark sit on a quiet background because they say the same thing in every column.
| Attribute | Prairie and BadlandsNew Underwood | Rapid City and the Ellsworth corridorRapid Valley | |
|---|---|---|---|
| Where it sits | |||
| Regiondiffers | Rapid City and the Ellsworth corridor | Prairie and Badlands | Rapid City and the Ellsworth corridor |
| Countydiffers | Meade County | Pennington County | Pennington County |
| JurisdictiondiffersCity versus county decides who provides service and who inspects the work. | City of Summerset, incorporated July 2005 | Incorporated city of New Underwood, with Pennington County outside the limits | Unincorporated. There is no city government. Pennington County is the governing body, and Rapid City's subdivision rules still apply within three miles of the city limits. |
| Corridordiffers | I-90 | I-90 exit 78 | SD 44 and Elk Vale Road |
| To downtown Rapid Citydiffers | 15 min, 10.0 miDriving time and distance, off peak. | About 18 miles west on I-90Distance only. Drive time is not measured for this community, so time it from the parcel. | 11 min, 5.2 miDriving time and distance, off peak. |
| To Ellsworth AFBdiffers | 30 min, 19.2 miDriving time and distance, off peak. | About 11 miles, exit 78 to the main gate at exit 67ADistance only. Drive time is not measured for this community, so time it from the parcel. | 22 min, 10.4 miDriving time and distance, off peak. |
| Winter drivingdiffers | The commute is I-90, so winter driving here is interstate driving rather than a two lane canyon road. | I-90 is the commute and it is state maintained. Everything off the interstate is county and city plowing on its own schedule, and this is open prairie, so wind moves snow back onto the road. | Highway 44 and Elk Vale are state and county priorities. Interior subdivision streets are county maintained and clear after the arterials do. |
| Housing and lots | |||
| Typical pricediffers | Builder inventory sets the level here, and the MLS publishes no Summerset median on its own. | About $320,000 average sold, 20 sales over 24 monthsAverage sold $319,585. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 20 closed sales. | About $350,000 average sold, 274 sales over 12 monthsAverage sold $349,971. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 274 closed sales. |
| Housing agediffers | Mostly 2000s to present | Older in-town stock with scattered newer building. | Mostly late twentieth century through current, with active building on the edges. |
| New constructiondiffers | Limited, mostly infill and small projects | Limited, mostly infill and small projects | Active, with subdivisions still building |
| Acreagediffers | Not recorded townwide in this guide. The recorded plat carries the lot size. | Acreage parcels are common here | Some acreage, mostly platted town lots |
| Typical lotdiffers | Wide lots on new streets | Standard town lots on the grid, with ranch and acreage ground starting where the limits end. | Suburban lots through the core, larger parcels toward Reservoir and Radar Hill Roads. |
| Covenants and HOAdiffersCovenants are recorded per plat. The title commitment lists what binds the parcel. | Recorded covenants on some plats, none on others | Few plats here carry recorded covenants | Recorded covenants on some plats, none on others |
| Utilities and rules | |||
| Utility patterndiffers | Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley. | Mixed, municipal service in town with well and septic outside it | Utility service varies by address. Rapid Valley Sanitary District serves portions of the area, while properties outside district service may use private wells and septic systems. |
| Waterdiffers | Black Hawk Water User District, or Diamond D Water in Sun Valley | City of New Underwood water inside the limits, drawn from two Madison Aquifer wells. Outside the limits, parcels are on small water associations or private wells. | Rapid Valley Sanitary District, treating Rapid Creek water at its own plant, with the ability to buy treated water from Rapid City at peak demand. Parcels outside the district are on private wells. |
| Sewerdiffers | City of Summerset | City sewer inside the limits. Rural parcels are on private septic permitted by Pennington County. | Rapid Valley Sanitary District owns and maintains the collection system, and Rapid City treats the wastewater under an intergovernmental agreement. Parcels outside the district are on private septic. |
| Fire protectiondiffersThe responding department and the distance to it both affect an insurance quote. | Not recorded townwide in this guide. Confirm the responding department by address. | Not recorded townwide in this guide. Confirm the responding department by address. | Rapid Valley Volunteer Fire Department, which also provides EMS and wildland response. |
| Short term rentalsdiffers | The thinnest rules on this list, which means a rental plan has to be pinned down for the specific address. | New Underwood is a highway town rather than a tourism town, and no short-term rental ordinance surfaced in the public record. Confirm with the city before you count on rental income. | Unincorporated Pennington County has no city short-term rental ordinance to comply with, which is not the same as no rules. County zoning and any subdivision covenants still govern, and state licensing applies. |
| Schools | |||
| School districtdiffers | Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district. | New Underwood School District 51-3Assignment follows the official boundary for the address. Confirm with the district. | Mostly Rapid City Area School District 51-4, with portions in Douglas 51-1Assignment follows the official boundary for the address. Confirm with the district. |
| Daily errands | |||
| Groceriesdiffers | Not recorded in this guide. Check what is open near the address. | BJ's Country Store at the exit 78 interchange for fuel and convenience. Full grocery shopping is Rapid City, about 18 miles west. | Retail and everyday shopping run along Highway 44 on the southern edge, with additional grocery options a few minutes west in Rapid City. |
| Healthcarediffers | Hospital-level care is in Rapid City, about 15 minutes south. | No clinic in town. The Monument Health Rapid Valley Clinic on Elderberry Boulevard has walk-in urgent care seven days a week, and the hospital is in Rapid City. | Monument Health Rapid Valley Clinic provides primary and urgent care in the community. Hospital-level care is in Rapid City. |
| Recreationdiffers | Leisure Lane, Steamboat and Castlewood parks are the everyday recreation. Leisure Lane is the big one, with playgrounds, basketball, picnic shelters, open grass and the community garden. | The municipal pool, with a donor-funded free swim program, and open prairie in every direction. | Rapid Creek, the county parks east of town, and everything the Hills offer half an hour west. |
| Mapped subdivisions | |||
| Outlines on filediffers | 2 mapped outlines, 2 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls. | No recorded subdivision outlines drawn for this community yet. | No recorded subdivision outlines drawn for this community yet. |
| The trade | |||
| Housing and patterndiffers | New streets and builder inventory, with Highlands at Norman Ranch adding over 100 first phase homesites across more than 300 acres. | A prairie town with its own K through 12 campus and its own interstate exit, 18 miles from the city. | The region's largest unincorporated community: suburban streets, high ownership, county government. |
| What you gaindiffers | Newer houses on city sewer with Hills views at a price central Rapid City does not offer, and Highlands at Norman Ranch is still selling first phase homesites. | The only town this close to Ellsworth that still educates its own kids from kindergarten through graduation. | Rapid City schools and a five mile commute without Rapid City property taxes, plus a walk-in clinic in the neighborhood. |
| What you give updiffers | You are fifteen minutes out from most of Rapid City's services and you drive I-90 to get to them in the winter. The city is also split between Meade 46-1 and Rapid City Area Schools 51-4, so the district follows the address. | You give up the grocery store, the clinic and the hardware store, and you inherit a small municipal water system with a publicly acknowledged supply question. | No city services, a sanitary district bill instead of a city utility bill, and an annexation line that only the parcel record can settle. |
- Prairie and BadlandsNew Underwood
- Rapid City and the Ellsworth corridorRapid Valley
Where it sits
Regiondiffers
- Summerset
- Rapid City and the Ellsworth corridor
- New Underwood
- Prairie and Badlands
- Rapid Valley
- Rapid City and the Ellsworth corridor
Countydiffers
- Summerset
- Meade County
- New Underwood
- Pennington County
- Rapid Valley
- Pennington County
Jurisdictiondiffers
City versus county decides who provides service and who inspects the work.- Summerset
- City of Summerset, incorporated July 2005
- New Underwood
- Incorporated city of New Underwood, with Pennington County outside the limits
- Rapid Valley
- Unincorporated. There is no city government. Pennington County is the governing body, and Rapid City's subdivision rules still apply within three miles of the city limits.
Corridordiffers
- Summerset
- I-90
- New Underwood
- I-90 exit 78
- Rapid Valley
- SD 44 and Elk Vale Road
To downtown Rapid Citydiffers
- Summerset
- 15 min, 10.0 miDriving time and distance, off peak.
- New Underwood
- About 18 miles west on I-90Distance only. Drive time is not measured for this community, so time it from the parcel.
- Rapid Valley
- 11 min, 5.2 miDriving time and distance, off peak.
To Ellsworth AFBdiffers
- Summerset
- 30 min, 19.2 miDriving time and distance, off peak.
- New Underwood
- About 11 miles, exit 78 to the main gate at exit 67ADistance only. Drive time is not measured for this community, so time it from the parcel.
- Rapid Valley
- 22 min, 10.4 miDriving time and distance, off peak.
Winter drivingdiffers
- Summerset
- The commute is I-90, so winter driving here is interstate driving rather than a two lane canyon road.
- New Underwood
- I-90 is the commute and it is state maintained. Everything off the interstate is county and city plowing on its own schedule, and this is open prairie, so wind moves snow back onto the road.
- Rapid Valley
- Highway 44 and Elk Vale are state and county priorities. Interior subdivision streets are county maintained and clear after the arterials do.
Housing and lots
Typical pricediffers
- Summerset
- Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.
- New Underwood
- About $320,000 average sold, 20 sales over 24 monthsAverage sold $319,585. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 20 closed sales.
- Rapid Valley
- About $350,000 average sold, 274 sales over 12 monthsAverage sold $349,971. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 274 closed sales.
Housing agediffers
- Summerset
- Mostly 2000s to present
- New Underwood
- Older in-town stock with scattered newer building.
- Rapid Valley
- Mostly late twentieth century through current, with active building on the edges.
New constructiondiffers
- Summerset
- Limited, mostly infill and small projects
- New Underwood
- Limited, mostly infill and small projects
- Rapid Valley
- Active, with subdivisions still building
Acreagediffers
- Summerset
- Not recorded townwide in this guide. The recorded plat carries the lot size.
- New Underwood
- Acreage parcels are common here
- Rapid Valley
- Some acreage, mostly platted town lots
Typical lotdiffers
- Summerset
- Wide lots on new streets
- New Underwood
- Standard town lots on the grid, with ranch and acreage ground starting where the limits end.
- Rapid Valley
- Suburban lots through the core, larger parcels toward Reservoir and Radar Hill Roads.
Covenants and HOAdiffers
Covenants are recorded per plat. The title commitment lists what binds the parcel.- Summerset
- Recorded covenants on some plats, none on others
- New Underwood
- Few plats here carry recorded covenants
- Rapid Valley
- Recorded covenants on some plats, none on others
Utilities and rules
Utility patterndiffers
- Summerset
- Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.
- New Underwood
- Mixed, municipal service in town with well and septic outside it
- Rapid Valley
- Utility service varies by address. Rapid Valley Sanitary District serves portions of the area, while properties outside district service may use private wells and septic systems.
Waterdiffers
- Summerset
- Black Hawk Water User District, or Diamond D Water in Sun Valley
- New Underwood
- City of New Underwood water inside the limits, drawn from two Madison Aquifer wells. Outside the limits, parcels are on small water associations or private wells.
- Rapid Valley
- Rapid Valley Sanitary District, treating Rapid Creek water at its own plant, with the ability to buy treated water from Rapid City at peak demand. Parcels outside the district are on private wells.
Sewerdiffers
- Summerset
- City of Summerset
- New Underwood
- City sewer inside the limits. Rural parcels are on private septic permitted by Pennington County.
- Rapid Valley
- Rapid Valley Sanitary District owns and maintains the collection system, and Rapid City treats the wastewater under an intergovernmental agreement. Parcels outside the district are on private septic.
Fire protectiondiffers
The responding department and the distance to it both affect an insurance quote.- Summerset
- Not recorded townwide in this guide. Confirm the responding department by address.
- New Underwood
- Not recorded townwide in this guide. Confirm the responding department by address.
- Rapid Valley
- Rapid Valley Volunteer Fire Department, which also provides EMS and wildland response.
Short term rentalsdiffers
- Summerset
- The thinnest rules on this list, which means a rental plan has to be pinned down for the specific address.
- New Underwood
- New Underwood is a highway town rather than a tourism town, and no short-term rental ordinance surfaced in the public record. Confirm with the city before you count on rental income.
- Rapid Valley
- Unincorporated Pennington County has no city short-term rental ordinance to comply with, which is not the same as no rules. County zoning and any subdivision covenants still govern, and state licensing applies.
Schools
School districtdiffers
- Summerset
- Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.
- New Underwood
- New Underwood School District 51-3Assignment follows the official boundary for the address. Confirm with the district.
- Rapid Valley
- Mostly Rapid City Area School District 51-4, with portions in Douglas 51-1Assignment follows the official boundary for the address. Confirm with the district.
Daily errands
Groceriesdiffers
- Summerset
- Not recorded in this guide. Check what is open near the address.
- New Underwood
- BJ's Country Store at the exit 78 interchange for fuel and convenience. Full grocery shopping is Rapid City, about 18 miles west.
- Rapid Valley
- Retail and everyday shopping run along Highway 44 on the southern edge, with additional grocery options a few minutes west in Rapid City.
Healthcarediffers
- Summerset
- Hospital-level care is in Rapid City, about 15 minutes south.
- New Underwood
- No clinic in town. The Monument Health Rapid Valley Clinic on Elderberry Boulevard has walk-in urgent care seven days a week, and the hospital is in Rapid City.
- Rapid Valley
- Monument Health Rapid Valley Clinic provides primary and urgent care in the community. Hospital-level care is in Rapid City.
Recreationdiffers
- Summerset
- Leisure Lane, Steamboat and Castlewood parks are the everyday recreation. Leisure Lane is the big one, with playgrounds, basketball, picnic shelters, open grass and the community garden.
- New Underwood
- The municipal pool, with a donor-funded free swim program, and open prairie in every direction.
- Rapid Valley
- Rapid Creek, the county parks east of town, and everything the Hills offer half an hour west.
Mapped subdivisions
Outlines on filediffers
- Summerset
- 2 mapped outlines, 2 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
- New Underwood
- No recorded subdivision outlines drawn for this community yet.
- Rapid Valley
- No recorded subdivision outlines drawn for this community yet.
The trade
Housing and patterndiffers
- Summerset
- New streets and builder inventory, with Highlands at Norman Ranch adding over 100 first phase homesites across more than 300 acres.
- New Underwood
- A prairie town with its own K through 12 campus and its own interstate exit, 18 miles from the city.
- Rapid Valley
- The region's largest unincorporated community: suburban streets, high ownership, county government.
What you gaindiffers
- Summerset
- Newer houses on city sewer with Hills views at a price central Rapid City does not offer, and Highlands at Norman Ranch is still selling first phase homesites.
- New Underwood
- The only town this close to Ellsworth that still educates its own kids from kindergarten through graduation.
- Rapid Valley
- Rapid City schools and a five mile commute without Rapid City property taxes, plus a walk-in clinic in the neighborhood.
What you give updiffers
- Summerset
- You are fifteen minutes out from most of Rapid City's services and you drive I-90 to get to them in the winter. The city is also split between Meade 46-1 and Rapid City Area Schools 51-4, so the district follows the address.
- New Underwood
- You give up the grocery store, the clinic and the hardware store, and you inherit a small municipal water system with a publicly acknowledged supply question.
- Rapid Valley
- No city services, a sanitary district bill instead of a city utility bill, and an annexation line that only the parcel record can settle.
Where this comes from
Commute figures are driving times off peak, from the community guide each card links to. Median sold prices come from the MLS, and each figure carries its own source, window and closing count, because Sturgis, Spearfish and the northern hills report through a different MLS than Rapid City. Under five closings there is no median, and the price row says so. Five to nine closings carries a small sample note. School districts follow the official boundary for the address, and the district office is the only place to confirm an assignment. Short term rental lines are summaries. Read the guide and the current ordinance before you count on rental income.
The filters use these definitions: under $400k is the MLS sold figure for the town, a median where one is published and otherwise the average sold, comes in under $400,000; close to ellsworth is 25 minutes or less to the Ellsworth main gate; close to rapid city is 20 minutes or less to downtown Rapid City; short commute is 15 minutes or less to either downtown Rapid City or the Ellsworth gate; new construction available is the guide establishes active or limited new construction; acreage available is acreage is common or present in the guide; city water and sewer is city water and sewer across the community; smaller market is fewer than 100 closed single family sales in the trailing twelve months; more rural is acreage is common, or water and sewer are not municipal throughout; established housing is the guide classifies the housing stock as established, meaning largely pre 2000; newer housing is the guide classifies a meaningful share of the housing stock as 2000s or later.
Every row here is a townwide summary and a single parcel can read differently. Buyer due diligence should include verifying water and sewer service, school assignment, recorded covenants and HOA obligations, rental rules, legal access, insurance availability and which jurisdiction inspects and permits the work, for the exact address. Confirm with the city or county, the utility or district, the school district office, the title company and your insurer as applicable.
Last updated August 2026
Want to talk through the tradeoffs?
Two towns can look identical in a table and feel nothing alike on a Tuesday night in February. Call or text and tell me which rows above are the ones you cannot live with, and we can work the list down from there.
Considering a home here?
Send the address and we can talk it through. The details that change from one property to the next are jurisdiction, water and sewer, the school the district assigns, covenants, road maintenance and the rest of what never shows up on a listing.