Relocation

Compare Black Hills Communities

25 towns and unincorporated communities. Pick two to four and the full table appears underneath. Commutes are driving times to the Ellsworth main gate and downtown Rapid City. Median sold prices, where we have them, come from the MLS over the trailing twelve months with the source, window and sale count printed under each figure. Typical price bands are practical search ranges, not medians, and are labelled separately.

Narrow it

25 of 25 communities

Under $400k Close to Ellsworth Close to Rapid City Short commute New construction available Acreage available City water and sewer Smaller market More rural Established housing Newer housing Clear everything

Price filters only consider communities with a published trailing twelve month median, so towns without one do not appear in a price filter.

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The five facts that decide a shortlist

Find a community

Selected, 4 of 4

Rapid City and the Ellsworth corridor

Everything within about twenty five minutes of downtown Rapid City or the Ellsworth main gate, where most of the newer inventory, the shortest commutes and the jurisdiction questions about city versus county service are.

Black Hawk
Typical price
Unincorporated, so closings report under Rapid City and Meade County rather than a Black Hawk median. Lot size and outbuildings move the price more than the street does.
To Ellsworth AFB
About 30 minutes, the same I-90 run as Summerset just northDriving time and distance, off peak.
To downtown Rapid City
About 12 to 15 minutesDriving time and distance, off peak.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
Rapid City Area Schools 51-4 for most addressesAssignment follows the official boundary for the address. Confirm with the district.
Selected Guide
Blucksberg Mountain
Typical price
No verified closed sale set is available for Blucksberg Mountain, so no price level is printed here. The five recorded plats differ enough that one figure would not describe any of them.
To Ellsworth AFB
Not measured for this page.Drive time is not measured for this community. Time it from the parcel itself.
To downtown Rapid City
Not measured for this page.Drive time is not measured for this community. Time it from the parcel itself.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
Meade School District 46-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Box Elder
Typical price
$340k to $400kMedian sold $367,000. Black Hills MLS, single family, trailing 12 months, as of August 2026. 235 closed sales.
To Ellsworth AFB
9 min, 2.3 miDriving time and distance, off peak.
To downtown Rapid City
19 min, 10.9 miDriving time and distance, off peak.
Utility pattern
City water and sewer inside the limits
School district
Douglas School District 51-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Colonial Pine Hills
Typical price
About $683,000 average sold in the Sheridan Lake Road MLS area, 71 sales over 12 monthsAverage sold $682,615. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 71 closed sales.
To Ellsworth AFB
About 25 to 30 minutes, through or around Rapid CityDriving time and distance, off peak.
To downtown Rapid City
Roughly 6 miles northeastDistance only. Drive time is not measured for this community, so time it from the parcel.
Utility pattern
Mostly private well and septic
School district
Rapid City Area School District 51-4Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Green Valley
Typical price
No published median exists for the community. Closed sales on the specific street are the only figure worth quoting here.
To Ellsworth AFB
About 15 minutes northDriving time and distance, off peak.
To downtown Rapid City
About 6 miles northwestDistance only. Drive time is not measured for this community, so time it from the parcel.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
Split between Douglas 51-1 and Rapid City Area 51-4. Address specific.Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Piedmont
Typical price
$375k to $575kMedian sold $425,000. Black Hills MLS, single family, trailing 12 months, as of August 2026. 127 closed sales.
To Ellsworth AFB
36 min from the Prairie Haven side, closer to 51 from the plats highest up the foothillsDriving time and distance, off peak.
To downtown Rapid City
About 26 minutes from the Prairie Haven side, longer from the upper platsDriving time and distance, off peak.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
Meade School District 46-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Rapid City
Typical price
$300k to $450kMedian sold $349,950. Black Hills MLS, single family, trailing 12 months, as of August 2026. 706 closed sales.
To Ellsworth AFB
24 min, 13.8 miDriving time and distance, off peak.
To downtown Rapid City
5 min, 1.5 miDriving time and distance, off peak.
Utility pattern
City water and sewer inside the limits
School district
Rapid City Area Schools 51-4Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Rapid Valley
Typical price
About $350,000 average sold, 274 sales over 12 monthsAverage sold $349,971. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 274 closed sales.
To Ellsworth AFB
22 min, 10.4 miDriving time and distance, off peak.
To downtown Rapid City
11 min, 5.2 miDriving time and distance, off peak.
Utility pattern
Utility service varies by address. Rapid Valley Sanitary District serves portions of the area, while properties outside district service may use private wells and septic systems.
School district
Mostly Rapid City Area School District 51-4, with portions in Douglas 51-1Assignment follows the official boundary for the address. Confirm with the district.
Selected Guide
Summerset
Typical price
Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.
To Ellsworth AFB
30 min, 19.2 miDriving time and distance, off peak.
To downtown Rapid City
15 min, 10.0 miDriving time and distance, off peak.
Utility pattern
Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.
School district
Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide

Northern Hills and I-90

The Sturgis to Belle Fourche side of the Hills, with its own hospitals, schools and employers, so a job in Spearfish or Sturgis does not have to mean a Rapid City commute.

Belle Fourche
Typical price
$275k to $375kMedian sold $300,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 113 closed sales.
To Ellsworth AFB
About an hourDriving time and distance, off peak.
To downtown Rapid City
About 55 to 60 minutesDriving time and distance, off peak.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
Belle Fourche School District 9-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Lead and Deadwood
Typical price
$320k to $500kMedian sold $385,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 117 closed sales.
To Ellsworth AFB
About 55 minutesDriving time and distance, off peak.
To downtown Rapid City
About 50 minutesDriving time and distance, off peak.
Utility pattern
Not recorded townwide in this guide. Verify water and sewer service for the address.
School district
Lead-Deadwood School District 40-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Newell
Typical price
No figure published. Newell is Mount Rushmore Area MLS territory and the current feed covers only the Black Hills MLS, so any count from that feed is a floor rather than this town's price level.
To Ellsworth AFB
About 60 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
To downtown Rapid City
About 54 miles, roughly 70 minutesDriving time and distance, off peak.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
Newell School District 09-2Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Spearfish
Typical price
$400k to $600kMedian sold $475,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 199 closed sales.
To Ellsworth AFB
68 min, 57.0 miDriving time and distance, off peak.
To downtown Rapid City
53 min, 47.8 miDriving time and distance, off peak.
Utility pattern
City water and sewer are typical inside city-served areas. Acreage outside the city can use wells, septic systems or other service arrangements, so utilities should be confirmed by address.
School district
Spearfish School District 40-2Assignment follows the official boundary for the address. Confirm with the district.
Selected Guide
St. Onge
Typical price
No figure published. St. Onge is Mount Rushmore Area MLS territory and the current feed covers only the Black Hills MLS, so a zero here would be a gap in the data rather than a fact about the market.
To Ellsworth AFB
About 45 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
To downtown Rapid City
About 44 miles, roughly 48 minutesDriving time and distance, off peak.
Utility pattern
Mostly private well and septic
School district
Spearfish 40-2 at the townsite, with Belle Fourche 09-1 to the north and Meade 46-1 to the east. Parcel specific.Assignment follows the official boundary for the address. Confirm with the district.
Selected Guide
Sturgis
Typical price
$300k to $450kMedian sold $365,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 97 closed sales.
To Ellsworth AFB
48 min, 38.2 miDriving time and distance, off peak.
To downtown Rapid City
33 min, 28.9 miDriving time and distance, off peak.
Utility pattern
Not recorded townwide in this guide. Verify water and sewer service for the address.
School district
Meade School District 46-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Whitewood
Typical price
No town median is published for Whitewood, and it sits in Lawrence County, which the Mount Rushmore Area MLS covers rather than the Black Hills feed behind the figures here. Prices sit under Sturgis, Spearfish and Deadwood, each about ten minutes out.
To Ellsworth AFB
About 40 minutesDriving time and distance, off peak.
To downtown Rapid City
About 35 minutesDriving time and distance, off peak.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
Meade School District 46-1, despite being in Lawrence CountyAssignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide

Central and Southern Hills

In the timber and on the far southern edge, where lots get larger, well and septic get common, and the drive to a full service hospital becomes part of the decision.

Buffalo Gap
Typical price
One single family sale shows in the Black Hills MLS over 24 months, at $80,000. One closing is a sample of one rather than a price level, so read it that way.
To Ellsworth AFB
About 55 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
To downtown Rapid City
About 45 miles, roughly 56 minutesDriving time and distance, off peak.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
Hot Springs School District 23-2, despite the town being in Custer CountyAssignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Custer
Typical price
Median sold $627,000Black Hills MLS, single family, trailing 12 months, as of August 2026. 7 closed sales, small sample.
To Ellsworth AFB
About an hour and ten minutesDriving time and distance, off peak.
To downtown Rapid City
About 50 to 60 minutesDriving time and distance, off peak.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
Custer School District 16-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Edgemont
Typical price
About $155,000 average sold, 13 sales over 24 monthsAverage sold $155,285. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 13 closed sales.
To Ellsworth AFB
About 110 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
To downtown Rapid City
About 100 miles northeastDistance only. Drive time is not measured for this community, so time it from the parcel.
Utility pattern
City water and sewer inside the limits
School district
Edgemont School District 23-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Hermosa
Typical price
About $650,000 average sold, 28 sales over 24 monthsAverage sold $648,229. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 28 closed sales.
To Ellsworth AFB
About 35 minutes, north through Rapid City to I-90Driving time and distance, off peak.
To downtown Rapid City
26 min, 18.6 miDriving time and distance, off peak.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
Custer School District 16-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Hill City
Typical price
Median sold $519,000Black Hills MLS, single family, trailing 12 months, as of August 2026. 13 closed sales.
To Ellsworth AFB
About 45 minutesDriving time and distance, off peak.
To downtown Rapid City
About 30 to 35 minutes on US-16Driving time and distance, off peak.
Utility pattern
Not recorded townwide in this guide. Verify water and sewer service for the address.
School district
Hill City School District 51-2Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Hot Springs
Typical price
Median sold $315,150Black Hills MLS, single family, trailing 12 months, as of August 2026. 24 closed sales.
To Ellsworth AFB
About an hour and fifteen minutesDriving time and distance, off peak.
To downtown Rapid City
About 60 minutesDriving time and distance, off peak.
Utility pattern
Not recorded townwide in this guide. Verify water and sewer service for the address.
School district
Hot Springs School District 23-2Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Keystone
Typical price
About $618,000 average sold, but only 9 sales over 24 monthsAverage sold $618,449. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 9 closed sales, small sample.
To Ellsworth AFB
About 40 minutesDriving time and distance, off peak.
To downtown Rapid City
About 25 minutes northeastDriving time and distance, off peak.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
Hill City School District 51-2Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide

Prairie and Badlands

East of the Hills on the open prairie, where lots run larger, water is often a private well, services are thinner and the wind and the drive are the tradeoffs.

New Underwood
Typical price
About $320,000 average sold, 20 sales over 24 monthsAverage sold $319,585. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 20 closed sales.
To Ellsworth AFB
About 11 miles, exit 78 to the main gate at exit 67ADistance only. Drive time is not measured for this community, so time it from the parcel.
To downtown Rapid City
About 18 miles west on I-90Distance only. Drive time is not measured for this community, so time it from the parcel.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
New Underwood School District 51-3Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Wall
Typical price
About $270,000 average sold, 19 sales over 24 monthsAverage sold $270,435. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 19 closed sales.
To Ellsworth AFB
About 43 miles westDistance only. Drive time is not measured for this community, so time it from the parcel.
To downtown Rapid City
About 50 miles west on I-90Distance only. Drive time is not measured for this community, so time it from the parcel.
Utility pattern
City water and sewer inside the limits
School district
Wall School District 51-5Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide

What changes

Between Spearfish, Rapid Valley, Black Hawk, St. Onge

The rows below are the ones where these do not read the same. Ordered as the table runs, not by importance.

Region: SpearfishNorthern Hills and I-90Rapid ValleyRapid City and the Ellsworth corridorBlack HawkRapid City and the Ellsworth corridorSt. OngeNorthern Hills and I-90
County: SpearfishLawrence CountyRapid ValleyPennington CountyBlack HawkMeade CountySt. OngeLawrence County
Jurisdiction: SpearfishNot recorded townwide in this guide. The address decides whether it is city or county ground.Rapid ValleyUnincorporated. There is no city government. Pennington County is the governing body, and Rapid City's subdivision rules still apply within three miles of the city limits.Black HawkUnincorporated Meade CountySt. OngeUnincorporated. No town government. Lawrence County zones the parcels and the Sheriff patrols them.
Corridor: SpearfishI-90Rapid ValleySD 44 and Elk Vale RoadBlack HawkI-90St. OngeSD 34, with I-90 seven miles southeast at Whitewood
To downtown Rapid City: Spearfish53 min, 47.8 miRapid Valley11 min, 5.2 miBlack HawkAbout 12 to 15 minutesSt. OngeAbout 44 miles, roughly 48 minutes
To Ellsworth AFB: Spearfish68 min, 57.0 miRapid Valley22 min, 10.4 miBlack HawkAbout 30 minutes, the same I-90 run as Summerset just northSt. OngeAbout 45 miles

Side by side

Spearfish, Rapid Valley, Black Hawk, St. Onge

Rows marked as differing are the ones where these do not read alike. Rows without the mark sit on a quiet background because they say the same thing in every column.

The selected Black Hills communities compared on location, housing, utilities, schools, daily errands, mapped subdivisions and the trade each one asks for
Attribute	Northern Hills and I-90Spearfish	Rapid City and the Ellsworth corridorRapid Valley	Rapid City and the Ellsworth corridorBlack Hawk	Northern Hills and I-90St. Onge
Where it sits
Regiondiffers	Northern Hills and I-90	Rapid City and the Ellsworth corridor	Rapid City and the Ellsworth corridor	Northern Hills and I-90
Countydiffers	Lawrence County	Pennington County	Meade County	Lawrence County
JurisdictiondiffersCity versus county decides who provides service and who inspects the work.	Not recorded townwide in this guide. The address decides whether it is city or county ground.	Unincorporated. There is no city government. Pennington County is the governing body, and Rapid City's subdivision rules still apply within three miles of the city limits.	Unincorporated Meade County	Unincorporated. No town government. Lawrence County zones the parcels and the Sheriff patrols them.
Corridordiffers	I-90	SD 44 and Elk Vale Road	I-90	SD 34, with I-90 seven miles southeast at Whitewood
To downtown Rapid Citydiffers	53 min, 47.8 miDriving time and distance, off peak.	11 min, 5.2 miDriving time and distance, off peak.	About 12 to 15 minutesDriving time and distance, off peak.	About 44 miles, roughly 48 minutesDriving time and distance, off peak.
To Ellsworth AFBdiffers	68 min, 57.0 miDriving time and distance, off peak.	22 min, 10.4 miDriving time and distance, off peak.	About 30 minutes, the same I-90 run as Summerset just northDriving time and distance, off peak.	About 45 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
Winter drivingdiffers	Chinook winds off the hills are a genuine feature of winter in this corridor.	Highway 44 and Elk Vale are state and county priorities. Interior subdivision streets are county maintained and clear after the arterials do.	The road out front may be maintained publicly or by the neighborhood, so ask who plows before you buy.	Highway 34 is state maintained and connects three directions. County and private roads off it are a different conversation.
Housing and lots
Typical pricediffers	$400k to $600kMedian sold $475,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 199 closed sales.	About $350,000 average sold, 274 sales over 12 monthsAverage sold $349,971. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 274 closed sales.	Unincorporated, so closings report under Rapid City and Meade County rather than a Black Hawk median. Lot size and outbuildings move the price more than the street does.	No figure published. St. Onge is Mount Rushmore Area MLS territory and the current feed covers only the Black Hills MLS, so a zero here would be a gap in the data rather than a fact about the market.
Housing agediffers	Older stock in the middle, edge subdivisions built 1996 to 2023	Mostly late twentieth century through current, with active building on the edges.	Mixed street to street, sometimes neighbor to neighbor	An 1891 townsite with genuinely old buildings, surrounded by ranch and acreage property of every era.
New constructiondiffers	New construction remains active on the edges of town, including areas such as Sky Ridge and other newer developments.	Active, with subdivisions still building	Limited, mostly infill and small projects	Limited, mostly infill and small projects
Acreagediffers	Acreage is available around Spearfish, primarily on surrounding Lawrence County ground rather than in the city core.	Some acreage, mostly platted town lots	Larger lots and acre properties are part of the Black Hawk market, including properties with room for shops and outbuildings.	Acreage parcels are common here
Typical lotdiffers	Not recorded townwide in this guide. The recorded plat carries the lot dimensions.	Suburban lots through the core, larger parcels toward Reservoir and Radar Hill Roads.	Bigger lots, with shop space and outbuildings normal	Small townsite lots, with acreage and ranch ground around them.
Covenants and HOAdiffersCovenants are recorded per plat. The title commitment lists what binds the parcel.	Recorded covenants on some plats, none on others	Recorded covenants on some plats, none on others	Recorded covenants on some plats, none on othersRecorded covenants vary by subdivision and should be checked for the specific property.	Few plats here carry recorded covenants
Utilities and rules
Utility patterndiffers	City water and sewer are typical inside city-served areas. Acreage outside the city can use wells, septic systems or other service arrangements, so utilities should be confirmed by address.	Utility service varies by address. Rapid Valley Sanitary District serves portions of the area, while properties outside district service may use private wells and septic systems.	Mixed, municipal service in town with well and septic outside it	Mostly private well and septic
Waterdiffers	City water inside the Spearfish limits. Acreage outside the limits runs on a private well or a rural water district.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.	Rapid Valley Sanitary District, treating Rapid Creek water at its own plant, with the ability to buy treated water from Rapid City at peak demand. Parcels outside the district are on private wells.	Black Hawk Water User District	The Saint Onge Sewer and Water Company serves about 78 connections around the townsite, with a clean compliance record. Parcels outside that system are on private wells. There is no rural water district covering this area.
Sewerdiffers	City sewer inside the Spearfish limits, private septic on acreage outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.	Rapid Valley Sanitary District owns and maintains the collection system, and Rapid City treats the wastewater under an intergovernmental agreement. Parcels outside the district are on private septic.	Black Hawk Sanitary District serves roughly 200 homes and businesses; properties outside the district are on private septic	The water company's name implies sewer service, but I have not been able to verify from the public record which parcels it reaches. Assume private septic outside the townsite and confirm the rest before closing.
Fire protectiondiffersThe responding department and the distance to it both affect an insurance quote.	Not recorded townwide in this guide. Confirm the responding department by address.	Rapid Valley Volunteer Fire Department, which also provides EMS and wildland response.	Not recorded townwide in this guide. Confirm the responding department by address.	Not recorded townwide in this guide. Confirm the responding department by address.
Short term rentalsdiffers	The city studied rules in 2023 and 2024 and maintains an official short term rental page. Verify the current ordinance first.	Unincorporated Pennington County has no city short-term rental ordinance to comply with, which is not the same as no rules. County zoning and any subdivision covenants still govern, and state licensing applies.	No municipal short term rental ordinance, because there is no municipality. State licensing still applies, and the subdivision covenant usually decides.	Unincorporated Lawrence County, so no municipal ordinance applies. Note that unincorporated Lawrence County declined to require a vacation home rental permit, so there is no county permit to obtain either.
Schools
School districtdiffers	Spearfish School District 40-2Assignment follows the official boundary for the address. Confirm with the district.	Mostly Rapid City Area School District 51-4, with portions in Douglas 51-1Assignment follows the official boundary for the address. Confirm with the district.	Rapid City Area Schools 51-4 for most addressesAssignment follows the official boundary for the address. Confirm with the district.	Spearfish 40-2 at the townsite, with Belle Fourche 09-1 to the north and Meade 46-1 to the east. Parcel specific.Assignment follows the official boundary for the address. Confirm with the district.
Daily errands
Groceriesdiffers	Full-service grocery options in town include Walmart, Safeway and Lueders Food Centers.	Retail and everyday shopping run along Highway 44 on the southern edge, with additional grocery options a few minutes west in Rapid City.	No full-service grocery store is in Black Hawk. Most larger grocery trips go into Rapid City.	Nothing in town. Spearfish is eleven miles southeast and Belle Fourche thirteen northwest.
Healthcarediffers	Monument Health Spearfish Hospital and outpatient clinics are in town.	Monument Health Rapid Valley Clinic provides primary and urgent care in the community. Hospital-level care is in Rapid City.	Monument Health Rapid City Hospital	Monument Health Spearfish Hospital, a 35 bed facility with a 24 hour emergency department, about 18 minutes away.
Recreationdiffers	D.C. Booth Historic National Fish Hatchery, Black Hills State University events, and Terry Peak and Deadwood a short drive south.	Rapid Creek, the county parks east of town, and everything the Hills offer half an hour west.	Piedmont and the Stagebarn area are just north, with the central hills close enough for a half day.	Creek bottoms, hay ground and hunting country, with Spearfish Canyon and the northern Hills half an hour away.
Mapped subdivisions
Outlines on filediffers	25 mapped outlines, 13 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.	No recorded subdivision outlines drawn for this community yet.	12 mapped outlines, 5 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.	No recorded subdivision outlines drawn for this community yet.
The trade
Housing and patterndiffers	A university town with a walkable middle, growing fast enough that new construction has moved to the edges.	The region's largest unincorporated community: suburban streets, high ownership, county government.	Unincorporated foothills pockets where lot size, home age and outbuildings change from one parcel to the next.	An 1891 French-Canadian railroad townsite that is now a cattle auction crossroads and an acreage corridor.
What you gaindiffers	A downtown you can walk across, Black Hills State and Spearfish Canyon out the back door, on city water and sewer.	Rapid City schools and a five mile commute without Rapid City property taxes, plus a walk-in clinic in the neighborhood.	Bigger lots, room for a shop, and about 12 to 15 minutes to downtown Rapid City, without a city hall setting the local rules.	The cheapest ground in the northern Hills that still puts you eleven miles from a hospital and sixteen from three towns.
What you give updiffers	The highest median sold price of the region's higher volume markets at $475,000 across 199 sales, and Rapid City is 53 minutes on the interstate with the Ellsworth gate 68.	No city services, a sanitary district bill instead of a city utility bill, and an annexation line that only the parcel record can settle.	There is no city hall, so the subdivision covenant decides what you can build or rent, and water, sewer and road maintenance all change parcel to parcel.	A three-way school district split you have to verify per parcel, and no services of any kind in town.

Northern Hills and I-90Spearfish
Rapid City and the Ellsworth corridorRapid Valley
Rapid City and the Ellsworth corridorBlack Hawk
Northern Hills and I-90St. Onge

Where it sits

Regiondiffers

Spearfish: Northern Hills and I-90
Rapid Valley: Rapid City and the Ellsworth corridor
Black Hawk: Rapid City and the Ellsworth corridor
St. Onge: Northern Hills and I-90

Countydiffers

Spearfish: Lawrence County
Rapid Valley: Pennington County
Black Hawk: Meade County
St. Onge: Lawrence County

Jurisdictiondiffers

City versus county decides who provides service and who inspects the work.

Spearfish: Not recorded townwide in this guide. The address decides whether it is city or county ground.
Rapid Valley: Unincorporated. There is no city government. Pennington County is the governing body, and Rapid City's subdivision rules still apply within three miles of the city limits.
Black Hawk: Unincorporated Meade County
St. Onge: Unincorporated. No town government. Lawrence County zones the parcels and the Sheriff patrols them.

Corridordiffers

Spearfish: I-90
Rapid Valley: SD 44 and Elk Vale Road
Black Hawk: I-90
St. Onge: SD 34, with I-90 seven miles southeast at Whitewood

To downtown Rapid Citydiffers

Spearfish: 53 min, 47.8 miDriving time and distance, off peak.
Rapid Valley: 11 min, 5.2 miDriving time and distance, off peak.
Black Hawk: About 12 to 15 minutesDriving time and distance, off peak.
St. Onge: About 44 miles, roughly 48 minutesDriving time and distance, off peak.

To Ellsworth AFBdiffers

Spearfish: 68 min, 57.0 miDriving time and distance, off peak.
Rapid Valley: 22 min, 10.4 miDriving time and distance, off peak.
Black Hawk: About 30 minutes, the same I-90 run as Summerset just northDriving time and distance, off peak.
St. Onge: About 45 milesDistance only. Drive time is not measured for this community, so time it from the parcel.

Winter drivingdiffers

Spearfish: Chinook winds off the hills are a genuine feature of winter in this corridor.
Rapid Valley: Highway 44 and Elk Vale are state and county priorities. Interior subdivision streets are county maintained and clear after the arterials do.
Black Hawk: The road out front may be maintained publicly or by the neighborhood, so ask who plows before you buy.
St. Onge: Highway 34 is state maintained and connects three directions. County and private roads off it are a different conversation.

Housing and lots

Typical pricediffers

Spearfish: $400k to $600kMedian sold $475,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 199 closed sales.
Rapid Valley: About $350,000 average sold, 274 sales over 12 monthsAverage sold $349,971. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 274 closed sales.
Black Hawk: Unincorporated, so closings report under Rapid City and Meade County rather than a Black Hawk median. Lot size and outbuildings move the price more than the street does.
St. Onge: No figure published. St. Onge is Mount Rushmore Area MLS territory and the current feed covers only the Black Hills MLS, so a zero here would be a gap in the data rather than a fact about the market.

Housing agediffers

Spearfish: Older stock in the middle, edge subdivisions built 1996 to 2023
Rapid Valley: Mostly late twentieth century through current, with active building on the edges.
Black Hawk: Mixed street to street, sometimes neighbor to neighbor
St. Onge: An 1891 townsite with genuinely old buildings, surrounded by ranch and acreage property of every era.

New constructiondiffers

Spearfish: New construction remains active on the edges of town, including areas such as Sky Ridge and other newer developments.
Rapid Valley: Active, with subdivisions still building
Black Hawk: Limited, mostly infill and small projects
St. Onge: Limited, mostly infill and small projects

Acreagediffers

Spearfish: Acreage is available around Spearfish, primarily on surrounding Lawrence County ground rather than in the city core.
Rapid Valley: Some acreage, mostly platted town lots
Black Hawk: Larger lots and acre properties are part of the Black Hawk market, including properties with room for shops and outbuildings.
St. Onge: Acreage parcels are common here

Typical lotdiffers

Spearfish: Not recorded townwide in this guide. The recorded plat carries the lot dimensions.
Rapid Valley: Suburban lots through the core, larger parcels toward Reservoir and Radar Hill Roads.
Black Hawk: Bigger lots, with shop space and outbuildings normal
St. Onge: Small townsite lots, with acreage and ranch ground around them.

Covenants and HOAdiffers

Covenants are recorded per plat. The title commitment lists what binds the parcel.

Spearfish: Recorded covenants on some plats, none on others
Rapid Valley: Recorded covenants on some plats, none on others
Black Hawk: Recorded covenants on some plats, none on othersRecorded covenants vary by subdivision and should be checked for the specific property.
St. Onge: Few plats here carry recorded covenants

Utilities and rules

Utility patterndiffers

Spearfish: City water and sewer are typical inside city-served areas. Acreage outside the city can use wells, septic systems or other service arrangements, so utilities should be confirmed by address.
Rapid Valley: Utility service varies by address. Rapid Valley Sanitary District serves portions of the area, while properties outside district service may use private wells and septic systems.
Black Hawk: Mixed, municipal service in town with well and septic outside it
St. Onge: Mostly private well and septic

Waterdiffers

Spearfish: City water inside the Spearfish limits. Acreage outside the limits runs on a private well or a rural water district.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.
Rapid Valley: Rapid Valley Sanitary District, treating Rapid Creek water at its own plant, with the ability to buy treated water from Rapid City at peak demand. Parcels outside the district are on private wells.
Black Hawk: Black Hawk Water User District
St. Onge: The Saint Onge Sewer and Water Company serves about 78 connections around the townsite, with a clean compliance record. Parcels outside that system are on private wells. There is no rural water district covering this area.

Sewerdiffers

Spearfish: City sewer inside the Spearfish limits, private septic on acreage outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.
Rapid Valley: Rapid Valley Sanitary District owns and maintains the collection system, and Rapid City treats the wastewater under an intergovernmental agreement. Parcels outside the district are on private septic.
Black Hawk: Black Hawk Sanitary District serves roughly 200 homes and businesses; properties outside the district are on private septic
St. Onge: The water company's name implies sewer service, but I have not been able to verify from the public record which parcels it reaches. Assume private septic outside the townsite and confirm the rest before closing.

Fire protectiondiffers

The responding department and the distance to it both affect an insurance quote.

Spearfish: Not recorded townwide in this guide. Confirm the responding department by address.
Rapid Valley: Rapid Valley Volunteer Fire Department, which also provides EMS and wildland response.
Black Hawk: Not recorded townwide in this guide. Confirm the responding department by address.
St. Onge: Not recorded townwide in this guide. Confirm the responding department by address.

Short term rentalsdiffers

Spearfish: The city studied rules in 2023 and 2024 and maintains an official short term rental page. Verify the current ordinance first.
Rapid Valley: Unincorporated Pennington County has no city short-term rental ordinance to comply with, which is not the same as no rules. County zoning and any subdivision covenants still govern, and state licensing applies.
Black Hawk: No municipal short term rental ordinance, because there is no municipality. State licensing still applies, and the subdivision covenant usually decides.
St. Onge: Unincorporated Lawrence County, so no municipal ordinance applies. Note that unincorporated Lawrence County declined to require a vacation home rental permit, so there is no county permit to obtain either.

Schools

School districtdiffers

Spearfish: Spearfish School District 40-2Assignment follows the official boundary for the address. Confirm with the district.
Rapid Valley: Mostly Rapid City Area School District 51-4, with portions in Douglas 51-1Assignment follows the official boundary for the address. Confirm with the district.
Black Hawk: Rapid City Area Schools 51-4 for most addressesAssignment follows the official boundary for the address. Confirm with the district.
St. Onge: Spearfish 40-2 at the townsite, with Belle Fourche 09-1 to the north and Meade 46-1 to the east. Parcel specific.Assignment follows the official boundary for the address. Confirm with the district.

Daily errands

Groceriesdiffers

Spearfish: Full-service grocery options in town include Walmart, Safeway and Lueders Food Centers.
Rapid Valley: Retail and everyday shopping run along Highway 44 on the southern edge, with additional grocery options a few minutes west in Rapid City.
Black Hawk: No full-service grocery store is in Black Hawk. Most larger grocery trips go into Rapid City.
St. Onge: Nothing in town. Spearfish is eleven miles southeast and Belle Fourche thirteen northwest.

Healthcarediffers

Spearfish: Monument Health Spearfish Hospital and outpatient clinics are in town.
Rapid Valley: Monument Health Rapid Valley Clinic provides primary and urgent care in the community. Hospital-level care is in Rapid City.
Black Hawk: Monument Health Rapid City Hospital
St. Onge: Monument Health Spearfish Hospital, a 35 bed facility with a 24 hour emergency department, about 18 minutes away.

Recreationdiffers

Spearfish: D.C. Booth Historic National Fish Hatchery, Black Hills State University events, and Terry Peak and Deadwood a short drive south.
Rapid Valley: Rapid Creek, the county parks east of town, and everything the Hills offer half an hour west.
Black Hawk: Piedmont and the Stagebarn area are just north, with the central hills close enough for a half day.
St. Onge: Creek bottoms, hay ground and hunting country, with Spearfish Canyon and the northern Hills half an hour away.

Mapped subdivisions

Outlines on filediffers

Spearfish: 25 mapped outlines, 13 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
Rapid Valley: No recorded subdivision outlines drawn for this community yet.
Black Hawk: 12 mapped outlines, 5 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
St. Onge: No recorded subdivision outlines drawn for this community yet.

The trade

Housing and patterndiffers

Spearfish: A university town with a walkable middle, growing fast enough that new construction has moved to the edges.
Rapid Valley: The region's largest unincorporated community: suburban streets, high ownership, county government.
Black Hawk: Unincorporated foothills pockets where lot size, home age and outbuildings change from one parcel to the next.
St. Onge: An 1891 French-Canadian railroad townsite that is now a cattle auction crossroads and an acreage corridor.

What you gaindiffers

Spearfish: A downtown you can walk across, Black Hills State and Spearfish Canyon out the back door, on city water and sewer.
Rapid Valley: Rapid City schools and a five mile commute without Rapid City property taxes, plus a walk-in clinic in the neighborhood.
Black Hawk: Bigger lots, room for a shop, and about 12 to 15 minutes to downtown Rapid City, without a city hall setting the local rules.
St. Onge: The cheapest ground in the northern Hills that still puts you eleven miles from a hospital and sixteen from three towns.

What you give updiffers

Spearfish: The highest median sold price of the region's higher volume markets at $475,000 across 199 sales, and Rapid City is 53 minutes on the interstate with the Ellsworth gate 68.
Rapid Valley: No city services, a sanitary district bill instead of a city utility bill, and an annexation line that only the parcel record can settle.
Black Hawk: There is no city hall, so the subdivision covenant decides what you can build or rent, and water, sewer and road maintenance all change parcel to parcel.
St. Onge: A three-way school district split you have to verify per parcel, and no services of any kind in town.

Where this comes from

Commute figures are driving times off peak, from the community guide each card links to. Median sold prices come from the MLS, and each figure carries its own source, window and closing count, because Sturgis, Spearfish and the northern hills report through a different MLS than Rapid City. Under five closings there is no median, and the price row says so. Five to nine closings carries a small sample note. School districts follow the official boundary for the address, and the district office is the only place to confirm an assignment. Short term rental lines are summaries. Read the guide and the current ordinance before you count on rental income.

The filters use these definitions: under $400k is the MLS sold figure for the town, a median where one is published and otherwise the average sold, comes in under $400,000; close to ellsworth is 25 minutes or less to the Ellsworth main gate; close to rapid city is 20 minutes or less to downtown Rapid City; short commute is 15 minutes or less to either downtown Rapid City or the Ellsworth gate; new construction available is the guide establishes active or limited new construction; acreage available is acreage is common or present in the guide; city water and sewer is city water and sewer across the community; smaller market is fewer than 100 closed single family sales in the trailing twelve months; more rural is acreage is common, or water and sewer are not municipal throughout; established housing is the guide classifies the housing stock as established, meaning largely pre 2000; newer housing is the guide classifies a meaningful share of the housing stock as 2000s or later.

Every row here is a townwide summary and a single parcel can read differently. Buyer due diligence should include verifying water and sewer service, school assignment, recorded covenants and HOA obligations, rental rules, legal access, insurance availability and which jurisdiction inspects and permits the work, for the exact address. Confirm with the city or county, the utility or district, the school district office, the title company and your insurer as applicable.

Last updated August 2026

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