Compare Black Hills Communities
25 towns and unincorporated communities. Pick two to four and the full table appears underneath. Commutes are driving times to the Ellsworth main gate and downtown Rapid City. Median sold prices, where we have them, come from the MLS over the trailing twelve months with the source, window and sale count printed under each figure. Typical price bands are practical search ranges, not medians, and are labelled separately.
25 of 25 communities
Price filters only consider communities with a published trailing twelve month median, so towns without one do not appear in a price filter.
The five facts that decide a shortlist
Rapid City and the Ellsworth corridor
Everything within about twenty five minutes of downtown Rapid City or the Ellsworth main gate, where most of the newer inventory, the shortest commutes and the jurisdiction questions about city versus county service are.
- Typical price
- Unincorporated, so closings report under Rapid City and Meade County rather than a Black Hawk median. Lot size and outbuildings move the price more than the street does.
- To Ellsworth AFB
- About 30 minutes, the same I-90 run as Summerset just northDriving time and distance, off peak.
- To downtown Rapid City
- About 12 to 15 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Rapid City Area Schools 51-4 for most addressesAssignment follows the official boundary for the address. Confirm with the district.
- Typical price
- No verified closed sale set is available for Blucksberg Mountain, so no price level is printed here. The five recorded plats differ enough that one figure would not describe any of them.
- To Ellsworth AFB
- Not measured for this page.Drive time is not measured for this community. Time it from the parcel itself.
- To downtown Rapid City
- Not measured for this page.Drive time is not measured for this community. Time it from the parcel itself.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Meade School District 46-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- $340k to $400kMedian sold $367,000. Black Hills MLS, single family, trailing 12 months, as of August 2026. 235 closed sales.
- To Ellsworth AFB
- 9 min, 2.3 miDriving time and distance, off peak.
- To downtown Rapid City
- 19 min, 10.9 miDriving time and distance, off peak.
- Utility pattern
- City water and sewer inside the limits
- School district
- Douglas School District 51-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- About $683,000 average sold in the Sheridan Lake Road MLS area, 71 sales over 12 monthsAverage sold $682,615. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 71 closed sales.
- To Ellsworth AFB
- About 25 to 30 minutes, through or around Rapid CityDriving time and distance, off peak.
- To downtown Rapid City
- Roughly 6 miles northeastDistance only. Drive time is not measured for this community, so time it from the parcel.
- Utility pattern
- Mostly private well and septic
- School district
- Rapid City Area School District 51-4Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- No published median exists for the community. Closed sales on the specific street are the only figure worth quoting here.
- To Ellsworth AFB
- About 15 minutes northDriving time and distance, off peak.
- To downtown Rapid City
- About 6 miles northwestDistance only. Drive time is not measured for this community, so time it from the parcel.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Split between Douglas 51-1 and Rapid City Area 51-4. Address specific.Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- $375k to $575kMedian sold $425,000. Black Hills MLS, single family, trailing 12 months, as of August 2026. 127 closed sales.
- To Ellsworth AFB
- 36 min from the Prairie Haven side, closer to 51 from the plats highest up the foothillsDriving time and distance, off peak.
- To downtown Rapid City
- About 26 minutes from the Prairie Haven side, longer from the upper platsDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Meade School District 46-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- $300k to $450kMedian sold $349,950. Black Hills MLS, single family, trailing 12 months, as of August 2026. 706 closed sales.
- To Ellsworth AFB
- 24 min, 13.8 miDriving time and distance, off peak.
- To downtown Rapid City
- 5 min, 1.5 miDriving time and distance, off peak.
- Utility pattern
- City water and sewer inside the limits
- School district
- Rapid City Area Schools 51-4Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- About $350,000 average sold, 274 sales over 12 monthsAverage sold $349,971. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 274 closed sales.
- To Ellsworth AFB
- 22 min, 10.4 miDriving time and distance, off peak.
- To downtown Rapid City
- 11 min, 5.2 miDriving time and distance, off peak.
- Utility pattern
- Utility service varies by address. Rapid Valley Sanitary District serves portions of the area, while properties outside district service may use private wells and septic systems.
- School district
- Mostly Rapid City Area School District 51-4, with portions in Douglas 51-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.
- To Ellsworth AFB
- 30 min, 19.2 miDriving time and distance, off peak.
- To downtown Rapid City
- 15 min, 10.0 miDriving time and distance, off peak.
- Utility pattern
- Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.
- School district
- Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Northern Hills and I-90
The Sturgis to Belle Fourche side of the Hills, with its own hospitals, schools and employers, so a job in Spearfish or Sturgis does not have to mean a Rapid City commute.
- Typical price
- $275k to $375kMedian sold $300,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 113 closed sales.
- To Ellsworth AFB
- About an hourDriving time and distance, off peak.
- To downtown Rapid City
- About 55 to 60 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Belle Fourche School District 9-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- $320k to $500kMedian sold $385,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 117 closed sales.
- To Ellsworth AFB
- About 55 minutesDriving time and distance, off peak.
- To downtown Rapid City
- About 50 minutesDriving time and distance, off peak.
- Utility pattern
- Not recorded townwide in this guide. Verify water and sewer service for the address.
- School district
- Lead-Deadwood School District 40-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- No figure published. Newell is Mount Rushmore Area MLS territory and the current feed covers only the Black Hills MLS, so any count from that feed is a floor rather than this town's price level.
- To Ellsworth AFB
- About 60 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
- To downtown Rapid City
- About 54 miles, roughly 70 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Newell School District 09-2Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- $400k to $600kMedian sold $475,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 199 closed sales.
- To Ellsworth AFB
- 68 min, 57.0 miDriving time and distance, off peak.
- To downtown Rapid City
- 53 min, 47.8 miDriving time and distance, off peak.
- Utility pattern
- City water and sewer are typical inside city-served areas. Acreage outside the city can use wells, septic systems or other service arrangements, so utilities should be confirmed by address.
- School district
- Spearfish School District 40-2Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- No figure published. St. Onge is Mount Rushmore Area MLS territory and the current feed covers only the Black Hills MLS, so a zero here would be a gap in the data rather than a fact about the market.
- To Ellsworth AFB
- About 45 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
- To downtown Rapid City
- About 44 miles, roughly 48 minutesDriving time and distance, off peak.
- Utility pattern
- Mostly private well and septic
- School district
- Spearfish 40-2 at the townsite, with Belle Fourche 09-1 to the north and Meade 46-1 to the east. Parcel specific.Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- $300k to $450kMedian sold $365,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 97 closed sales.
- To Ellsworth AFB
- 48 min, 38.2 miDriving time and distance, off peak.
- To downtown Rapid City
- 33 min, 28.9 miDriving time and distance, off peak.
- Utility pattern
- Not recorded townwide in this guide. Verify water and sewer service for the address.
- School district
- Meade School District 46-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- No town median is published for Whitewood, and it sits in Lawrence County, which the Mount Rushmore Area MLS covers rather than the Black Hills feed behind the figures here. Prices sit under Sturgis, Spearfish and Deadwood, each about ten minutes out.
- To Ellsworth AFB
- About 40 minutesDriving time and distance, off peak.
- To downtown Rapid City
- About 35 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Meade School District 46-1, despite being in Lawrence CountyAssignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Central and Southern Hills
In the timber and on the far southern edge, where lots get larger, well and septic get common, and the drive to a full service hospital becomes part of the decision.
- Typical price
- One single family sale shows in the Black Hills MLS over 24 months, at $80,000. One closing is a sample of one rather than a price level, so read it that way.
- To Ellsworth AFB
- About 55 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
- To downtown Rapid City
- About 45 miles, roughly 56 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Hot Springs School District 23-2, despite the town being in Custer CountyAssignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- Median sold $627,000Black Hills MLS, single family, trailing 12 months, as of August 2026. 7 closed sales, small sample.
- To Ellsworth AFB
- About an hour and ten minutesDriving time and distance, off peak.
- To downtown Rapid City
- About 50 to 60 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Custer School District 16-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- About $155,000 average sold, 13 sales over 24 monthsAverage sold $155,285. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 13 closed sales.
- To Ellsworth AFB
- About 110 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
- To downtown Rapid City
- About 100 miles northeastDistance only. Drive time is not measured for this community, so time it from the parcel.
- Utility pattern
- City water and sewer inside the limits
- School district
- Edgemont School District 23-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- About $650,000 average sold, 28 sales over 24 monthsAverage sold $648,229. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 28 closed sales.
- To Ellsworth AFB
- About 35 minutes, north through Rapid City to I-90Driving time and distance, off peak.
- To downtown Rapid City
- 26 min, 18.6 miDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Custer School District 16-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- Median sold $519,000Black Hills MLS, single family, trailing 12 months, as of August 2026. 13 closed sales.
- To Ellsworth AFB
- About 45 minutesDriving time and distance, off peak.
- To downtown Rapid City
- About 30 to 35 minutes on US-16Driving time and distance, off peak.
- Utility pattern
- Not recorded townwide in this guide. Verify water and sewer service for the address.
- School district
- Hill City School District 51-2Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- Median sold $315,150Black Hills MLS, single family, trailing 12 months, as of August 2026. 24 closed sales.
- To Ellsworth AFB
- About an hour and fifteen minutesDriving time and distance, off peak.
- To downtown Rapid City
- About 60 minutesDriving time and distance, off peak.
- Utility pattern
- Not recorded townwide in this guide. Verify water and sewer service for the address.
- School district
- Hot Springs School District 23-2Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- About $618,000 average sold, but only 9 sales over 24 monthsAverage sold $618,449. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 9 closed sales, small sample.
- To Ellsworth AFB
- About 40 minutesDriving time and distance, off peak.
- To downtown Rapid City
- About 25 minutes northeastDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Hill City School District 51-2Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Prairie and Badlands
East of the Hills on the open prairie, where lots run larger, water is often a private well, services are thinner and the wind and the drive are the tradeoffs.
- Typical price
- About $320,000 average sold, 20 sales over 24 monthsAverage sold $319,585. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 20 closed sales.
- To Ellsworth AFB
- About 11 miles, exit 78 to the main gate at exit 67ADistance only. Drive time is not measured for this community, so time it from the parcel.
- To downtown Rapid City
- About 18 miles west on I-90Distance only. Drive time is not measured for this community, so time it from the parcel.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- New Underwood School District 51-3Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide- Typical price
- About $270,000 average sold, 19 sales over 24 monthsAverage sold $270,435. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 19 closed sales.
- To Ellsworth AFB
- About 43 miles westDistance only. Drive time is not measured for this community, so time it from the parcel.
- To downtown Rapid City
- About 50 miles west on I-90Distance only. Drive time is not measured for this community, so time it from the parcel.
- Utility pattern
- City water and sewer inside the limits
- School district
- Wall School District 51-5Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Between Custer, Black Hawk, Spearfish, Hot Springs
The rows below are the ones where these do not read the same. Ordered as the table runs, not by importance.
- Region
- CusterCentral and Southern HillsBlack HawkRapid City and the Ellsworth corridorSpearfishNorthern Hills and I-90Hot SpringsCentral and Southern Hills
- County
- CusterCuster CountyBlack HawkMeade CountySpearfishLawrence CountyHot SpringsFall River County
- Jurisdiction
- CusterNot recorded townwide in this guide. The address decides whether it is city or county ground.Black HawkUnincorporated Meade CountySpearfishNot recorded townwide in this guide. The address decides whether it is city or county ground.Hot SpringsNot recorded townwide in this guide. The address decides whether it is city or county ground.
- Corridor
- CusterUS-16Black HawkI-90SpearfishI-90Hot SpringsUS-79 and US-18
- To downtown Rapid City
- CusterAbout 50 to 60 minutesBlack HawkAbout 12 to 15 minutesSpearfish53 min, 47.8 miHot SpringsAbout 60 minutes
- To Ellsworth AFB
- CusterAbout an hour and ten minutesBlack HawkAbout 30 minutes, the same I-90 run as Summerset just northSpearfish68 min, 57.0 miHot SpringsAbout an hour and fifteen minutes
Custer, Black Hawk, Spearfish, Hot Springs
Rows marked as differing are the ones where these do not read alike. Rows without the mark sit on a quiet background because they say the same thing in every column.
| Attribute | ||||
|---|---|---|---|---|
| Where it sits | ||||
| Regiondiffers | Central and Southern Hills | Rapid City and the Ellsworth corridor | Northern Hills and I-90 | Central and Southern Hills |
| Countydiffers | Custer County | Meade County | Lawrence County | Fall River County |
| JurisdictiondiffersCity versus county decides who provides service and who inspects the work. | Not recorded townwide in this guide. The address decides whether it is city or county ground. | Unincorporated Meade County | Not recorded townwide in this guide. The address decides whether it is city or county ground. | Not recorded townwide in this guide. The address decides whether it is city or county ground. |
| Corridordiffers | US-16 | I-90 | I-90 | US-79 and US-18 |
| To downtown Rapid Citydiffers | About 50 to 60 minutesDriving time and distance, off peak. | About 12 to 15 minutesDriving time and distance, off peak. | 53 min, 47.8 miDriving time and distance, off peak. | About 60 minutesDriving time and distance, off peak. |
| To Ellsworth AFBdiffers | About an hour and ten minutesDriving time and distance, off peak. | About 30 minutes, the same I-90 run as Summerset just northDriving time and distance, off peak. | 68 min, 57.0 miDriving time and distance, off peak. | About an hour and fifteen minutesDriving time and distance, off peak. |
| Winter drivingdiffers | Winter roads are a genuine planning factor at this distance, and on acreage you need to know who maintains yours. | The road out front may be maintained publicly or by the neighborhood, so ask who plows before you buy. | Chinook winds off the hills are a genuine feature of winter in this corridor. | Chinook favored foothills make winters here warmer and drier than the northern Hills, so there is less snow to move. |
| Housing and lots | ||||
| Typical pricediffers | Median sold $627,000Black Hills MLS, single family, trailing 12 months, as of August 2026. 7 closed sales, small sample. | Unincorporated, so closings report under Rapid City and Meade County rather than a Black Hawk median. Lot size and outbuildings move the price more than the street does. | $400k to $600kMedian sold $475,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 199 closed sales. | Median sold $315,150Black Hills MLS, single family, trailing 12 months, as of August 2026. 24 closed sales. |
| Housing agediffers | Mixed ages. Older homes near the core, newer construction toward the edges. | Mixed street to street, sometimes neighbor to neighbor | Older stock in the middle, edge subdivisions built 1996 to 2023 | Older homes near downtown, acreage outside it |
| New constructiondiffers | Not recorded townwide in this guide. Check current permits with the city or county. | Limited, mostly infill and small projects | New construction remains active on the edges of town, including areas such as Sky Ridge and other newer developments. | Not recorded townwide in this guide. Check current permits with the city or county. |
| Acreagediffers | Acreage is common outside the city core, with wells and septic systems typical on many rural properties. | Larger lots and acre properties are part of the Black Hawk market, including properties with room for shops and outbuildings. | Acreage is available around Spearfish, primarily on surrounding Lawrence County ground rather than in the city core. | Acreage is common outside the town core and is one of the more accessible rural-property options in the southern Black Hills. |
| Typical lotdiffers | Not recorded townwide in this guide. The recorded plat carries the lot dimensions. | Bigger lots, with shop space and outbuildings normal | Not recorded townwide in this guide. The recorded plat carries the lot dimensions. | Not recorded townwide in this guide. The recorded plat carries the lot dimensions. |
| Covenants and HOAdiffersCovenants are recorded per plat. The title commitment lists what binds the parcel. | Not recorded townwide in this guide. Read the recorded documents for the plat. | Recorded covenants on some plats, none on othersRecorded covenants vary by subdivision and should be checked for the specific property. | Recorded covenants on some plats, none on others | Not recorded townwide in this guide. Read the recorded documents for the plat. |
| Utilities and rules | ||||
| Utility patterndiffers | Mixed, municipal service in town with well and septic outside it | Mixed, municipal service in town with well and septic outside it | City water and sewer are typical inside city-served areas. Acreage outside the city can use wells, septic systems or other service arrangements, so utilities should be confirmed by address. | Not recorded townwide in this guide. Verify water and sewer service for the address. |
| Waterdiffers | Municipal water inside the limits, a private well or a district system outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer. | Black Hawk Water User District | City water inside the Spearfish limits. Acreage outside the limits runs on a private well or a rural water district.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer. | Not recorded townwide in this guide. Verify the provider for the address. |
| Sewerdiffers | City sewer inside the limits, private septic outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer. | Black Hawk Sanitary District serves roughly 200 homes and businesses; properties outside the district are on private septic | City sewer inside the Spearfish limits, private septic on acreage outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer. | Not recorded townwide in this guide. Verify the service for the address. |
| Short term rentalsdiffers | Grandfathered permits are non transferable and expire when the property sells, and the rules flip at the city line. | No municipal short term rental ordinance, because there is no municipality. State licensing still applies, and the subdivision covenant usually decides. | The city studied rules in 2023 and 2024 and maintains an official short term rental page. Verify the current ordinance first. | No city ordinance I can locate as of August 2026, and unincorporated Fall River County does not administer zoning districts, so the county building, septic and access permits are the controls that apply. |
| Schools | ||||
| School districtdiffers | Custer School District 16-1Assignment follows the official boundary for the address. Confirm with the district. | Rapid City Area Schools 51-4 for most addressesAssignment follows the official boundary for the address. Confirm with the district. | Spearfish School District 40-2Assignment follows the official boundary for the address. Confirm with the district. | Hot Springs School District 23-2Assignment follows the official boundary for the address. Confirm with the district. |
| Daily errands | ||||
| Groceriesdiffers | Lynn's Dakotamart is a full-service grocery store in town. | No full-service grocery store is in Black Hawk. Most larger grocery trips go into Rapid City. | Full-service grocery options in town include Walmart, Safeway and Lueders Food Centers. | Full-service grocery options in town include Sonny's Super Foods and Lynn's Dakotamart. |
| Healthcarediffers | Monument Health Custer Hospital and clinic are in town. | Monument Health Rapid City Hospital | Monument Health Spearfish Hospital and outpatient clinics are in town. | Fall River Health Services operates a hospital, 24-hour emergency department and rural health clinic in Hot Springs. |
| Recreationdiffers | Custer State Park at the door, including Sylvan Lake, the Needles Highway, the wildlife loop and the September buffalo roundup. | Piedmont and the Stagebarn area are just north, with the central hills close enough for a half day. | D.C. Booth Historic National Fish Hatchery, Black Hills State University events, and Terry Peak and Deadwood a short drive south. | Evans Plunge, the city run mineral springs pool, the Mammoth Site dig in the middle of town, Wind Cave National Park about 11 miles out and Angostura Reservoir about 10 miles for lake days. |
| Mapped subdivisions | ||||
| Outlines on filediffers | No recorded subdivision outlines drawn for this community yet. | 12 mapped outlines, 5 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls. | 25 mapped outlines, 13 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls. | No recorded subdivision outlines drawn for this community yet. |
| The trade | ||||
| Housing and patterndiffers | A county seat at a park entrance, with a replacement Monument Health hospital and acreage starting just past the city limits. | Unincorporated foothills pockets where lot size, home age and outbuildings change from one parcel to the next. | A university town with a walkable middle, growing fast enough that new construction has moved to the edges. | A sandstone downtown built along the Fall River, with Evans Plunge and Angostura close and water in every direction. |
| What you gaindiffers | You are inside the Hills with real acreage, Custer State Park at the door, and a new hospital in a town of about 1,900. | Bigger lots, room for a shop, and about 12 to 15 minutes to downtown Rapid City, without a city hall setting the local rules. | A downtown you can walk across, Black Hills State and Spearfish Canyon out the back door, on city water and sewer. | Chinook favored foothills that keep winters warmer and drier than the northern Hills, a sandstone downtown on the Fall River, and acreage minutes out of town at a $315,150 median. |
| What you give updiffers | Rapid City is 50 to 60 minutes and Ellsworth over an hour, grandfathered rental permits expire when a property sells, and outside the city limits there are no county building codes. | There is no city hall, so the subdivision covenant decides what you can build or rent, and water, sewer and road maintenance all change parcel to parcel. | The highest median sold price of the region's higher volume markets at $475,000 across 199 sales, and Rapid City is 53 minutes on the interstate with the Ellsworth gate 68. | Rapid City is about an hour on US-79 and US-18, which is a lot of highway for a daily commute. |
Where it sits
Regiondiffers
- Custer
- Central and Southern Hills
- Black Hawk
- Rapid City and the Ellsworth corridor
- Spearfish
- Northern Hills and I-90
- Hot Springs
- Central and Southern Hills
Countydiffers
- Custer
- Custer County
- Black Hawk
- Meade County
- Spearfish
- Lawrence County
- Hot Springs
- Fall River County
Jurisdictiondiffers
City versus county decides who provides service and who inspects the work.- Custer
- Not recorded townwide in this guide. The address decides whether it is city or county ground.
- Black Hawk
- Unincorporated Meade County
- Spearfish
- Not recorded townwide in this guide. The address decides whether it is city or county ground.
- Hot Springs
- Not recorded townwide in this guide. The address decides whether it is city or county ground.
Corridordiffers
- Custer
- US-16
- Black Hawk
- I-90
- Spearfish
- I-90
- Hot Springs
- US-79 and US-18
To downtown Rapid Citydiffers
- Custer
- About 50 to 60 minutesDriving time and distance, off peak.
- Black Hawk
- About 12 to 15 minutesDriving time and distance, off peak.
- Spearfish
- 53 min, 47.8 miDriving time and distance, off peak.
- Hot Springs
- About 60 minutesDriving time and distance, off peak.
To Ellsworth AFBdiffers
- Custer
- About an hour and ten minutesDriving time and distance, off peak.
- Black Hawk
- About 30 minutes, the same I-90 run as Summerset just northDriving time and distance, off peak.
- Spearfish
- 68 min, 57.0 miDriving time and distance, off peak.
- Hot Springs
- About an hour and fifteen minutesDriving time and distance, off peak.
Winter drivingdiffers
- Custer
- Winter roads are a genuine planning factor at this distance, and on acreage you need to know who maintains yours.
- Black Hawk
- The road out front may be maintained publicly or by the neighborhood, so ask who plows before you buy.
- Spearfish
- Chinook winds off the hills are a genuine feature of winter in this corridor.
- Hot Springs
- Chinook favored foothills make winters here warmer and drier than the northern Hills, so there is less snow to move.
Housing and lots
Typical pricediffers
- Custer
- Median sold $627,000Black Hills MLS, single family, trailing 12 months, as of August 2026. 7 closed sales, small sample.
- Black Hawk
- Unincorporated, so closings report under Rapid City and Meade County rather than a Black Hawk median. Lot size and outbuildings move the price more than the street does.
- Spearfish
- $400k to $600kMedian sold $475,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 199 closed sales.
- Hot Springs
- Median sold $315,150Black Hills MLS, single family, trailing 12 months, as of August 2026. 24 closed sales.
Housing agediffers
- Custer
- Mixed ages. Older homes near the core, newer construction toward the edges.
- Black Hawk
- Mixed street to street, sometimes neighbor to neighbor
- Spearfish
- Older stock in the middle, edge subdivisions built 1996 to 2023
- Hot Springs
- Older homes near downtown, acreage outside it
New constructiondiffers
- Custer
- Not recorded townwide in this guide. Check current permits with the city or county.
- Black Hawk
- Limited, mostly infill and small projects
- Spearfish
- New construction remains active on the edges of town, including areas such as Sky Ridge and other newer developments.
- Hot Springs
- Not recorded townwide in this guide. Check current permits with the city or county.
Acreagediffers
- Custer
- Acreage is common outside the city core, with wells and septic systems typical on many rural properties.
- Black Hawk
- Larger lots and acre properties are part of the Black Hawk market, including properties with room for shops and outbuildings.
- Spearfish
- Acreage is available around Spearfish, primarily on surrounding Lawrence County ground rather than in the city core.
- Hot Springs
- Acreage is common outside the town core and is one of the more accessible rural-property options in the southern Black Hills.
Typical lotdiffers
- Custer
- Not recorded townwide in this guide. The recorded plat carries the lot dimensions.
- Black Hawk
- Bigger lots, with shop space and outbuildings normal
- Spearfish
- Not recorded townwide in this guide. The recorded plat carries the lot dimensions.
- Hot Springs
- Not recorded townwide in this guide. The recorded plat carries the lot dimensions.
Covenants and HOAdiffers
Covenants are recorded per plat. The title commitment lists what binds the parcel.- Custer
- Not recorded townwide in this guide. Read the recorded documents for the plat.
- Black Hawk
- Recorded covenants on some plats, none on othersRecorded covenants vary by subdivision and should be checked for the specific property.
- Spearfish
- Recorded covenants on some plats, none on others
- Hot Springs
- Not recorded townwide in this guide. Read the recorded documents for the plat.
Utilities and rules
Utility patterndiffers
- Custer
- Mixed, municipal service in town with well and septic outside it
- Black Hawk
- Mixed, municipal service in town with well and septic outside it
- Spearfish
- City water and sewer are typical inside city-served areas. Acreage outside the city can use wells, septic systems or other service arrangements, so utilities should be confirmed by address.
- Hot Springs
- Not recorded townwide in this guide. Verify water and sewer service for the address.
Waterdiffers
- Custer
- Municipal water inside the limits, a private well or a district system outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.
- Black Hawk
- Black Hawk Water User District
- Spearfish
- City water inside the Spearfish limits. Acreage outside the limits runs on a private well or a rural water district.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.
- Hot Springs
- Not recorded townwide in this guide. Verify the provider for the address.
Sewerdiffers
- Custer
- City sewer inside the limits, private septic outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.
- Black Hawk
- Black Hawk Sanitary District serves roughly 200 homes and businesses; properties outside the district are on private septic
- Spearfish
- City sewer inside the Spearfish limits, private septic on acreage outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.
- Hot Springs
- Not recorded townwide in this guide. Verify the service for the address.
Short term rentalsdiffers
- Custer
- Grandfathered permits are non transferable and expire when the property sells, and the rules flip at the city line.
- Black Hawk
- No municipal short term rental ordinance, because there is no municipality. State licensing still applies, and the subdivision covenant usually decides.
- Spearfish
- The city studied rules in 2023 and 2024 and maintains an official short term rental page. Verify the current ordinance first.
- Hot Springs
- No city ordinance I can locate as of August 2026, and unincorporated Fall River County does not administer zoning districts, so the county building, septic and access permits are the controls that apply.
Schools
School districtdiffers
- Custer
- Custer School District 16-1Assignment follows the official boundary for the address. Confirm with the district.
- Black Hawk
- Rapid City Area Schools 51-4 for most addressesAssignment follows the official boundary for the address. Confirm with the district.
- Spearfish
- Spearfish School District 40-2Assignment follows the official boundary for the address. Confirm with the district.
- Hot Springs
- Hot Springs School District 23-2Assignment follows the official boundary for the address. Confirm with the district.
Daily errands
Groceriesdiffers
- Custer
- Lynn's Dakotamart is a full-service grocery store in town.
- Black Hawk
- No full-service grocery store is in Black Hawk. Most larger grocery trips go into Rapid City.
- Spearfish
- Full-service grocery options in town include Walmart, Safeway and Lueders Food Centers.
- Hot Springs
- Full-service grocery options in town include Sonny's Super Foods and Lynn's Dakotamart.
Healthcarediffers
- Custer
- Monument Health Custer Hospital and clinic are in town.
- Black Hawk
- Monument Health Rapid City Hospital
- Spearfish
- Monument Health Spearfish Hospital and outpatient clinics are in town.
- Hot Springs
- Fall River Health Services operates a hospital, 24-hour emergency department and rural health clinic in Hot Springs.
Recreationdiffers
- Custer
- Custer State Park at the door, including Sylvan Lake, the Needles Highway, the wildlife loop and the September buffalo roundup.
- Black Hawk
- Piedmont and the Stagebarn area are just north, with the central hills close enough for a half day.
- Spearfish
- D.C. Booth Historic National Fish Hatchery, Black Hills State University events, and Terry Peak and Deadwood a short drive south.
- Hot Springs
- Evans Plunge, the city run mineral springs pool, the Mammoth Site dig in the middle of town, Wind Cave National Park about 11 miles out and Angostura Reservoir about 10 miles for lake days.
Mapped subdivisions
Outlines on filediffers
- Custer
- No recorded subdivision outlines drawn for this community yet.
- Black Hawk
- 12 mapped outlines, 5 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
- Spearfish
- 25 mapped outlines, 13 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
- Hot Springs
- No recorded subdivision outlines drawn for this community yet.
The trade
Housing and patterndiffers
- Custer
- A county seat at a park entrance, with a replacement Monument Health hospital and acreage starting just past the city limits.
- Black Hawk
- Unincorporated foothills pockets where lot size, home age and outbuildings change from one parcel to the next.
- Spearfish
- A university town with a walkable middle, growing fast enough that new construction has moved to the edges.
- Hot Springs
- A sandstone downtown built along the Fall River, with Evans Plunge and Angostura close and water in every direction.
What you gaindiffers
- Custer
- You are inside the Hills with real acreage, Custer State Park at the door, and a new hospital in a town of about 1,900.
- Black Hawk
- Bigger lots, room for a shop, and about 12 to 15 minutes to downtown Rapid City, without a city hall setting the local rules.
- Spearfish
- A downtown you can walk across, Black Hills State and Spearfish Canyon out the back door, on city water and sewer.
- Hot Springs
- Chinook favored foothills that keep winters warmer and drier than the northern Hills, a sandstone downtown on the Fall River, and acreage minutes out of town at a $315,150 median.
What you give updiffers
- Custer
- Rapid City is 50 to 60 minutes and Ellsworth over an hour, grandfathered rental permits expire when a property sells, and outside the city limits there are no county building codes.
- Black Hawk
- There is no city hall, so the subdivision covenant decides what you can build or rent, and water, sewer and road maintenance all change parcel to parcel.
- Spearfish
- The highest median sold price of the region's higher volume markets at $475,000 across 199 sales, and Rapid City is 53 minutes on the interstate with the Ellsworth gate 68.
- Hot Springs
- Rapid City is about an hour on US-79 and US-18, which is a lot of highway for a daily commute.
Commute figures are driving times off peak, from the community guide each card links to. Median sold prices come from the MLS, and each figure carries its own source, window and closing count, because Sturgis, Spearfish and the northern hills report through a different MLS than Rapid City. Under five closings there is no median, and the price row says so. Five to nine closings carries a small sample note. School districts follow the official boundary for the address, and the district office is the only place to confirm an assignment. Short term rental lines are summaries. Read the guide and the current ordinance before you count on rental income.
The filters use these definitions: under $400k is the MLS sold figure for the town, a median where one is published and otherwise the average sold, comes in under $400,000; close to ellsworth is 25 minutes or less to the Ellsworth main gate; close to rapid city is 20 minutes or less to downtown Rapid City; short commute is 15 minutes or less to either downtown Rapid City or the Ellsworth gate; new construction available is the guide establishes active or limited new construction; acreage available is acreage is common or present in the guide; city water and sewer is city water and sewer across the community; smaller market is fewer than 100 closed single family sales in the trailing twelve months; more rural is acreage is common, or water and sewer are not municipal throughout; established housing is the guide classifies the housing stock as established, meaning largely pre 2000; newer housing is the guide classifies a meaningful share of the housing stock as 2000s or later.
Every row here is a townwide summary and a single parcel can read differently. Buyer due diligence should include verifying water and sewer service, school assignment, recorded covenants and HOA obligations, rental rules, legal access, insurance availability and which jurisdiction inspects and permits the work, for the exact address. Confirm with the city or county, the utility or district, the school district office, the title company and your insurer as applicable.
Last updated August 2026
Want to talk through the tradeoffs?
Two towns can look identical in a table and feel nothing alike on a Tuesday night in February. Call or text and tell me which rows above are the ones you cannot live with, and we can work the list down from there.
Considering a home here?
Send the address and we can talk it through. The details that change from one property to the next are jurisdiction, water and sewer, the school the district assigns, covenants, road maintenance and the rest of what never shows up on a listing.



