Relocation

Compare Black Hills Communities

25 towns and unincorporated communities. Pick two to four and the full table appears underneath. Commutes are driving times to the Ellsworth main gate and downtown Rapid City. Median sold prices, where we have them, come from the MLS over the trailing twelve months with the source, window and sale count printed under each figure. Typical price bands are practical search ranges, not medians, and are labelled separately.

Narrow it

10 of 25 communities

Under $400k Close to Ellsworth Close to Rapid City Short commute New construction available Acreage available City water and sewer Smaller market More rural Established housing Newer housing Clear filters Clear everything

Price filters only consider communities with a published trailing twelve month median, so towns without one do not appear in a price filter.

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The five facts that decide a shortlist

Find a community

Selected, 4 of 4

Rapid City and the Ellsworth corridor

Everything within about twenty five minutes of downtown Rapid City or the Ellsworth main gate, where most of the newer inventory, the shortest commutes and the jurisdiction questions about city versus county service are.

Box Elder
Typical price
$340k to $400kMedian sold $367,000. Black Hills MLS, single family, trailing 12 months, as of August 2026. 235 closed sales.
To Ellsworth AFB
9 min, 2.3 miDriving time and distance, off peak.
To downtown Rapid City
19 min, 10.9 miDriving time and distance, off peak.
Utility pattern
City water and sewer inside the limits
School district
Douglas School District 51-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Rapid City
Typical price
$300k to $450kMedian sold $349,950. Black Hills MLS, single family, trailing 12 months, as of August 2026. 706 closed sales.
To Ellsworth AFB
24 min, 13.8 miDriving time and distance, off peak.
To downtown Rapid City
5 min, 1.5 miDriving time and distance, off peak.
Utility pattern
City water and sewer inside the limits
School district
Rapid City Area Schools 51-4Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Rapid Valley
Typical price
About $350,000 average sold, 274 sales over 12 monthsAverage sold $349,971. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 274 closed sales.
To Ellsworth AFB
22 min, 10.4 miDriving time and distance, off peak.
To downtown Rapid City
11 min, 5.2 miDriving time and distance, off peak.
Utility pattern
Utility service varies by address. Rapid Valley Sanitary District serves portions of the area, while properties outside district service may use private wells and septic systems.
School district
Mostly Rapid City Area School District 51-4, with portions in Douglas 51-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide

Northern Hills and I-90

The Sturgis to Belle Fourche side of the Hills, with its own hospitals, schools and employers, so a job in Spearfish or Sturgis does not have to mean a Rapid City commute.

Belle Fourche
Typical price
$275k to $375kMedian sold $300,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 113 closed sales.
To Ellsworth AFB
About an hourDriving time and distance, off peak.
To downtown Rapid City
About 55 to 60 minutesDriving time and distance, off peak.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
Belle Fourche School District 9-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Lead and Deadwood
Typical price
$320k to $500kMedian sold $385,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 117 closed sales.
To Ellsworth AFB
About 55 minutesDriving time and distance, off peak.
To downtown Rapid City
About 50 minutesDriving time and distance, off peak.
Utility pattern
Not recorded townwide in this guide. Verify water and sewer service for the address.
School district
Lead-Deadwood School District 40-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Sturgis
Typical price
$300k to $450kMedian sold $365,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 97 closed sales.
To Ellsworth AFB
48 min, 38.2 miDriving time and distance, off peak.
To downtown Rapid City
33 min, 28.9 miDriving time and distance, off peak.
Utility pattern
Not recorded townwide in this guide. Verify water and sewer service for the address.
School district
Meade School District 46-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide

Central and Southern Hills

In the timber and on the far southern edge, where lots get larger, well and septic get common, and the drive to a full service hospital becomes part of the decision.

Edgemont
Typical price
About $155,000 average sold, 13 sales over 24 monthsAverage sold $155,285. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 13 closed sales.
To Ellsworth AFB
About 110 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
To downtown Rapid City
About 100 miles northeastDistance only. Drive time is not measured for this community, so time it from the parcel.
Utility pattern
City water and sewer inside the limits
School district
Edgemont School District 23-1Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Hot Springs
Typical price
Median sold $315,150Black Hills MLS, single family, trailing 12 months, as of August 2026. 24 closed sales.
To Ellsworth AFB
About an hour and fifteen minutesDriving time and distance, off peak.
To downtown Rapid City
About 60 minutesDriving time and distance, off peak.
Utility pattern
Not recorded townwide in this guide. Verify water and sewer service for the address.
School district
Hot Springs School District 23-2Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide

Prairie and Badlands

East of the Hills on the open prairie, where lots run larger, water is often a private well, services are thinner and the wind and the drive are the tradeoffs.

New Underwood
Typical price
About $320,000 average sold, 20 sales over 24 monthsAverage sold $319,585. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 20 closed sales.
To Ellsworth AFB
About 11 miles, exit 78 to the main gate at exit 67ADistance only. Drive time is not measured for this community, so time it from the parcel.
To downtown Rapid City
About 18 miles west on I-90Distance only. Drive time is not measured for this community, so time it from the parcel.
Utility pattern
Mixed, municipal service in town with well and septic outside it
School district
New Underwood School District 51-3Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide
Wall
Typical price
About $270,000 average sold, 19 sales over 24 monthsAverage sold $270,435. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 19 closed sales.
To Ellsworth AFB
About 43 miles westDistance only. Drive time is not measured for this community, so time it from the parcel.
To downtown Rapid City
About 50 miles west on I-90Distance only. Drive time is not measured for this community, so time it from the parcel.
Utility pattern
City water and sewer inside the limits
School district
Wall School District 51-5Assignment follows the official boundary for the address. Confirm with the district.
4 is the most that fits. Drop one first.Guide

What changes

Between Keystone, Summerset, St. Onge, Whitewood

The rows below are the ones where these do not read the same. Ordered as the table runs, not by importance.

Region: KeystoneCentral and Southern HillsSummersetRapid City and the Ellsworth corridorSt. OngeNorthern Hills and I-90WhitewoodNorthern Hills and I-90
County: KeystonePennington CountySummersetMeade CountySt. OngeLawrence CountyWhitewoodLawrence County
Jurisdiction: KeystoneIncorporated town of Keystone, with unincorporated Pennington County on the surrounding hillsides.SummersetCity of Summerset, incorporated July 2005St. OngeUnincorporated. No town government. Lawrence County zones the parcels and the Sheriff patrols them.WhitewoodNot recorded townwide in this guide. The address decides whether it is city or county ground.
Corridor: KeystoneUS 16ASummersetI-90St. OngeSD 34, with I-90 seven miles southeast at WhitewoodWhitewoodI-90 and US-85
To downtown Rapid City: KeystoneAbout 25 minutes northeastSummerset15 min, 10.0 miSt. OngeAbout 44 miles, roughly 48 minutesWhitewoodAbout 35 minutes
To Ellsworth AFB: KeystoneAbout 40 minutesSummerset30 min, 19.2 miSt. OngeAbout 45 milesWhitewoodAbout 40 minutes

Side by side

Keystone, Summerset, St. Onge, Whitewood

Rows marked as differing are the ones where these do not read alike. Rows without the mark sit on a quiet background because they say the same thing in every column.

The selected Black Hills communities compared on location, housing, utilities, schools, daily errands, mapped subdivisions and the trade each one asks for
Attribute	Central and Southern HillsKeystone	Rapid City and the Ellsworth corridorSummerset	Northern Hills and I-90St. Onge	Northern Hills and I-90Whitewood
Where it sits
Regiondiffers	Central and Southern Hills	Rapid City and the Ellsworth corridor	Northern Hills and I-90	Northern Hills and I-90
Countydiffers	Pennington County	Meade County	Lawrence County	Lawrence County
JurisdictiondiffersCity versus county decides who provides service and who inspects the work.	Incorporated town of Keystone, with unincorporated Pennington County on the surrounding hillsides.	City of Summerset, incorporated July 2005	Unincorporated. No town government. Lawrence County zones the parcels and the Sheriff patrols them.	Not recorded townwide in this guide. The address decides whether it is city or county ground.
Corridordiffers	US 16A	I-90	SD 34, with I-90 seven miles southeast at Whitewood	I-90 and US-85
To downtown Rapid Citydiffers	About 25 minutes northeastDriving time and distance, off peak.	15 min, 10.0 miDriving time and distance, off peak.	About 44 miles, roughly 48 minutesDriving time and distance, off peak.	About 35 minutesDriving time and distance, off peak.
To Ellsworth AFBdiffers	About 40 minutesDriving time and distance, off peak.	30 min, 19.2 miDriving time and distance, off peak.	About 45 milesDistance only. Drive time is not measured for this community, so time it from the parcel.	About 40 minutesDriving time and distance, off peak.
Winter drivingdiffers	Black Hills elevation on canyon roads, and a town that empties out for the season. Iron Mountain Road and the scenic routes are not winter commuting roads.	The commute is I-90, so winter driving here is interstate driving rather than a two lane canyon road.	Highway 34 is state maintained and connects three directions. County and private roads off it are a different conversation.	I-90 and US-85 are state maintained. The town streets and the roads out past them clear on their own schedule.
Housing and lots
Typical pricediffers	About $618,000 average sold, but only 9 sales over 24 monthsAverage sold $618,449. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 9 closed sales, small sample.	Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.	No figure published. St. Onge is Mount Rushmore Area MLS territory and the current feed covers only the Black Hills MLS, so a zero here would be a gap in the data rather than a fact about the market.	No town median is published for Whitewood, and it sits in Lawrence County, which the Mount Rushmore Area MLS covers rather than the Black Hills feed behind the figures here. Prices sit under Sturgis, Spearfish and Deadwood, each about ten minutes out.
Housing agediffers	An 1883 mining town, so genuinely old stock alongside newer builds and cabins.	Mostly 2000s to present	An 1891 townsite with genuinely old buildings, surrounded by ranch and acreage property of every era.	Older and modest through town, so systems matter more than finishes.
New construction	Limited, mostly infill and small projects	Limited, mostly infill and small projects	Limited, mostly infill and small projects	Limited, mostly infill and small projects
Acreagediffers	Some acreage, mostly platted town lots	Not recorded townwide in this guide. The recorded plat carries the lot size.	Acreage parcels are common here	Not recorded townwide in this guide. The recorded plat carries the lot size.
Typical lotdiffers	Small and steep in town, larger on the surrounding hillsides outside the limits.	Wide lots on new streets	Small townsite lots, with acreage and ranch ground around them.	Not recorded townwide in this guide. The recorded plat carries the lot dimensions.
Covenants and HOAdiffersCovenants are recorded per plat. The title commitment lists what binds the parcel.	Few plats here carry recorded covenants	Recorded covenants on some plats, none on others	Few plats here carry recorded covenants	Not recorded townwide in this guide. Read the recorded documents for the plat.
Utilities and rules
Utility patterndiffers	Mixed, municipal service in town with well and septic outside it	Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.	Mostly private well and septic	Mixed, municipal service in town with well and septic outside it
Waterdiffers	Town of Keystone municipal water inside the limits, drawn from town wells, with no violations on its current record. Parcels outside the town limits are on private wells.	Black Hawk Water User District, or Diamond D Water in Sun Valley	The Saint Onge Sewer and Water Company serves about 78 connections around the townsite, with a clean compliance record. Parcels outside that system are on private wells. There is no rural water district covering this area.	Municipal water inside the limits, a private well or a district system outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.
Sewerdiffers	Confirm with the town before you rely on it. The town operates public works, but I have not been able to verify from the public record whether it runs a collection system or which parcels it reaches. Outside the limits, expect private septic.	City of Summerset	The water company's name implies sewer service, but I have not been able to verify from the public record which parcels it reaches. Assume private septic outside the townsite and confirm the rest before closing.	City sewer inside the limits, private septic outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.
Short term rentalsdiffers	A 2 percent municipal lodging tax applies to transient stays. Whether a separate short term rental ordinance exists is not clear from the public record, so confirm with the town in writing.	The thinnest rules on this list, which means a rental plan has to be pinned down for the specific address.	Unincorporated Lawrence County, so no municipal ordinance applies. Note that unincorporated Lawrence County declined to require a vacation home rental permit, so there is no county permit to obtain either.	No short term rental provisions in the city code, and Rally season renting is common here under state rules.
Schools
School districtdiffers	Hill City School District 51-2Assignment follows the official boundary for the address. Confirm with the district.	Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.	Spearfish 40-2 at the townsite, with Belle Fourche 09-1 to the north and Meade 46-1 to the east. Parcel specific.Assignment follows the official boundary for the address. Confirm with the district.	Meade School District 46-1, despite being in Lawrence CountyAssignment follows the official boundary for the address. Confirm with the district.
Daily errands
Groceriesdiffers	Nothing full service in town. Hill City is the closest small grocery and Rapid City is the real shopping, about 25 minutes northeast.	Not recorded in this guide. Check what is open near the address.	Nothing in town. Spearfish is eleven miles southeast and Belle Fourche thirteen northwest.	No full-service grocery store is in Whitewood. Most larger grocery trips go to Sturgis or Spearfish.
Healthcarediffers	No clinic in town. Monument Health Custer Hospital has a 24 hour emergency department, and Rapid City has the larger hospital.	Hospital-level care is in Rapid City, about 15 minutes south.	Monument Health Spearfish Hospital, a 35 bed facility with a 24 hour emergency department, about 18 minutes away.	Monument Health Sturgis HospitalNo hospital in Whitewood. Sturgis is the nearer of the two, with Spearfish next.
Recreationdiffers	Mount Rushmore is past the town boundary, the 1880 Train runs from the Winter Street depot, and Custer State Park and the Norbeck Scenic Byway are close.	Leisure Lane, Steamboat and Castlewood parks are the everyday recreation. Leisure Lane is the big one, with playgrounds, basketball, picnic shelters, open grass and the community garden.	Creek bottoms, hay ground and hunting country, with Spearfish Canyon and the northern Hills half an hour away.	Sturgis and Bear Butte State Park about eight miles east, Deadwood 10 to 12 miles southwest, Spearfish and Spearfish Canyon 10 to 12 miles northwest.
Mapped subdivisions
Outlines on filediffers	No recorded subdivision outlines drawn for this community yet.	2 mapped outlines, 2 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.	No recorded subdivision outlines drawn for this community yet.	23 mapped outlines, 0 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
The trade
Housing and patterndiffers	An 1883 mining camp turned tourism town at the gateway to Mount Rushmore, 240 residents and millions of visitors.	New streets and builder inventory, with Highlands at Norman Ranch adding over 100 first phase homesites across more than 300 acres.	An 1891 French-Canadian railroad townsite that is now a cattle auction crossroads and an acreage corridor.	A quiet main street with Sturgis, Spearfish and Deadwood each about ten minutes out and the interstate right there.
What you gaindiffers	Nightly rental demand runs about as high as anywhere in the Black Hills, if the rules and the covenants check out for the specific property.	Newer houses on city sewer with Hills views at a price central Rapid City does not offer, and Highlands at Norman Ranch is still selling first phase homesites.	The cheapest ground in the northern Hills that still puts you eleven miles from a hospital and sixteen from three towns.	Small town prices with three larger towns about ten minutes out in three directions, in Meade 46-1 despite sitting in Lawrence County.
What you give updiffers	A seasonal town with no school, no grocery and no clinic, and a housing stock where half the doors are dark in winter.	You are fifteen minutes out from most of Rapid City's services and you drive I-90 to get to them in the winter. The city is also split between Meade 46-1 and Rapid City Area Schools 51-4, so the district follows the address.	A three-way school district split you have to verify per parcel, and no services of any kind in town.	Anything past the basics is a drive to Sturgis, Spearfish or Deadwood, and there are no published MLS figures for the town on its own.

Central and Southern HillsKeystone
Rapid City and the Ellsworth corridorSummerset
Northern Hills and I-90St. Onge
Northern Hills and I-90Whitewood

Where it sits

Regiondiffers

Keystone: Central and Southern Hills
Summerset: Rapid City and the Ellsworth corridor
St. Onge: Northern Hills and I-90
Whitewood: Northern Hills and I-90

Countydiffers

Keystone: Pennington County
Summerset: Meade County
St. Onge: Lawrence County
Whitewood: Lawrence County

Jurisdictiondiffers

City versus county decides who provides service and who inspects the work.

Keystone: Incorporated town of Keystone, with unincorporated Pennington County on the surrounding hillsides.
Summerset: City of Summerset, incorporated July 2005
St. Onge: Unincorporated. No town government. Lawrence County zones the parcels and the Sheriff patrols them.
Whitewood: Not recorded townwide in this guide. The address decides whether it is city or county ground.

Corridordiffers

Keystone: US 16A
Summerset: I-90
St. Onge: SD 34, with I-90 seven miles southeast at Whitewood
Whitewood: I-90 and US-85

To downtown Rapid Citydiffers

Keystone: About 25 minutes northeastDriving time and distance, off peak.
Summerset: 15 min, 10.0 miDriving time and distance, off peak.
St. Onge: About 44 miles, roughly 48 minutesDriving time and distance, off peak.
Whitewood: About 35 minutesDriving time and distance, off peak.

To Ellsworth AFBdiffers

Keystone: About 40 minutesDriving time and distance, off peak.
Summerset: 30 min, 19.2 miDriving time and distance, off peak.
St. Onge: About 45 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
Whitewood: About 40 minutesDriving time and distance, off peak.

Winter drivingdiffers

Keystone: Black Hills elevation on canyon roads, and a town that empties out for the season. Iron Mountain Road and the scenic routes are not winter commuting roads.
Summerset: The commute is I-90, so winter driving here is interstate driving rather than a two lane canyon road.
St. Onge: Highway 34 is state maintained and connects three directions. County and private roads off it are a different conversation.
Whitewood: I-90 and US-85 are state maintained. The town streets and the roads out past them clear on their own schedule.

Housing and lots

Typical pricediffers

Keystone: About $618,000 average sold, but only 9 sales over 24 monthsAverage sold $618,449. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 9 closed sales, small sample.
Summerset: Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.
St. Onge: No figure published. St. Onge is Mount Rushmore Area MLS territory and the current feed covers only the Black Hills MLS, so a zero here would be a gap in the data rather than a fact about the market.
Whitewood: No town median is published for Whitewood, and it sits in Lawrence County, which the Mount Rushmore Area MLS covers rather than the Black Hills feed behind the figures here. Prices sit under Sturgis, Spearfish and Deadwood, each about ten minutes out.

Housing agediffers

Keystone: An 1883 mining town, so genuinely old stock alongside newer builds and cabins.
Summerset: Mostly 2000s to present
St. Onge: An 1891 townsite with genuinely old buildings, surrounded by ranch and acreage property of every era.
Whitewood: Older and modest through town, so systems matter more than finishes.

New construction

Keystone: Limited, mostly infill and small projects
Summerset: Limited, mostly infill and small projects
St. Onge: Limited, mostly infill and small projects
Whitewood: Limited, mostly infill and small projects

Acreagediffers

Keystone: Some acreage, mostly platted town lots
Summerset: Not recorded townwide in this guide. The recorded plat carries the lot size.
St. Onge: Acreage parcels are common here
Whitewood: Not recorded townwide in this guide. The recorded plat carries the lot size.

Typical lotdiffers

Keystone: Small and steep in town, larger on the surrounding hillsides outside the limits.
Summerset: Wide lots on new streets
St. Onge: Small townsite lots, with acreage and ranch ground around them.
Whitewood: Not recorded townwide in this guide. The recorded plat carries the lot dimensions.

Covenants and HOAdiffers

Covenants are recorded per plat. The title commitment lists what binds the parcel.

Keystone: Few plats here carry recorded covenants
Summerset: Recorded covenants on some plats, none on others
St. Onge: Few plats here carry recorded covenants
Whitewood: Not recorded townwide in this guide. Read the recorded documents for the plat.

Utilities and rules

Utility patterndiffers

Keystone: Mixed, municipal service in town with well and septic outside it
Summerset: Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.
St. Onge: Mostly private well and septic
Whitewood: Mixed, municipal service in town with well and septic outside it

Waterdiffers

Keystone: Town of Keystone municipal water inside the limits, drawn from town wells, with no violations on its current record. Parcels outside the town limits are on private wells.
Summerset: Black Hawk Water User District, or Diamond D Water in Sun Valley
St. Onge: The Saint Onge Sewer and Water Company serves about 78 connections around the townsite, with a clean compliance record. Parcels outside that system are on private wells. There is no rural water district covering this area.
Whitewood: Municipal water inside the limits, a private well or a district system outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.

Sewerdiffers

Keystone: Confirm with the town before you rely on it. The town operates public works, but I have not been able to verify from the public record whether it runs a collection system or which parcels it reaches. Outside the limits, expect private septic.
Summerset: City of Summerset
St. Onge: The water company's name implies sewer service, but I have not been able to verify from the public record which parcels it reaches. Assume private septic outside the townsite and confirm the rest before closing.
Whitewood: City sewer inside the limits, private septic outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.

Short term rentalsdiffers

Keystone: A 2 percent municipal lodging tax applies to transient stays. Whether a separate short term rental ordinance exists is not clear from the public record, so confirm with the town in writing.
Summerset: The thinnest rules on this list, which means a rental plan has to be pinned down for the specific address.
St. Onge: Unincorporated Lawrence County, so no municipal ordinance applies. Note that unincorporated Lawrence County declined to require a vacation home rental permit, so there is no county permit to obtain either.
Whitewood: No short term rental provisions in the city code, and Rally season renting is common here under state rules.

Schools

School districtdiffers

Keystone: Hill City School District 51-2Assignment follows the official boundary for the address. Confirm with the district.
Summerset: Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.
St. Onge: Spearfish 40-2 at the townsite, with Belle Fourche 09-1 to the north and Meade 46-1 to the east. Parcel specific.Assignment follows the official boundary for the address. Confirm with the district.
Whitewood: Meade School District 46-1, despite being in Lawrence CountyAssignment follows the official boundary for the address. Confirm with the district.

Daily errands

Groceriesdiffers

Keystone: Nothing full service in town. Hill City is the closest small grocery and Rapid City is the real shopping, about 25 minutes northeast.
Summerset: Not recorded in this guide. Check what is open near the address.
St. Onge: Nothing in town. Spearfish is eleven miles southeast and Belle Fourche thirteen northwest.
Whitewood: No full-service grocery store is in Whitewood. Most larger grocery trips go to Sturgis or Spearfish.

Healthcarediffers

Keystone: No clinic in town. Monument Health Custer Hospital has a 24 hour emergency department, and Rapid City has the larger hospital.
Summerset: Hospital-level care is in Rapid City, about 15 minutes south.
St. Onge: Monument Health Spearfish Hospital, a 35 bed facility with a 24 hour emergency department, about 18 minutes away.
Whitewood: Monument Health Sturgis HospitalNo hospital in Whitewood. Sturgis is the nearer of the two, with Spearfish next.

Recreationdiffers

Keystone: Mount Rushmore is past the town boundary, the 1880 Train runs from the Winter Street depot, and Custer State Park and the Norbeck Scenic Byway are close.
Summerset: Leisure Lane, Steamboat and Castlewood parks are the everyday recreation. Leisure Lane is the big one, with playgrounds, basketball, picnic shelters, open grass and the community garden.
St. Onge: Creek bottoms, hay ground and hunting country, with Spearfish Canyon and the northern Hills half an hour away.
Whitewood: Sturgis and Bear Butte State Park about eight miles east, Deadwood 10 to 12 miles southwest, Spearfish and Spearfish Canyon 10 to 12 miles northwest.

Mapped subdivisions

Outlines on filediffers

Keystone: No recorded subdivision outlines drawn for this community yet.
Summerset: 2 mapped outlines, 2 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
St. Onge: No recorded subdivision outlines drawn for this community yet.
Whitewood: 23 mapped outlines, 0 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.

The trade

Housing and patterndiffers

Keystone: An 1883 mining camp turned tourism town at the gateway to Mount Rushmore, 240 residents and millions of visitors.
Summerset: New streets and builder inventory, with Highlands at Norman Ranch adding over 100 first phase homesites across more than 300 acres.
St. Onge: An 1891 French-Canadian railroad townsite that is now a cattle auction crossroads and an acreage corridor.
Whitewood: A quiet main street with Sturgis, Spearfish and Deadwood each about ten minutes out and the interstate right there.

What you gaindiffers

Keystone: Nightly rental demand runs about as high as anywhere in the Black Hills, if the rules and the covenants check out for the specific property.
Summerset: Newer houses on city sewer with Hills views at a price central Rapid City does not offer, and Highlands at Norman Ranch is still selling first phase homesites.
St. Onge: The cheapest ground in the northern Hills that still puts you eleven miles from a hospital and sixteen from three towns.
Whitewood: Small town prices with three larger towns about ten minutes out in three directions, in Meade 46-1 despite sitting in Lawrence County.

What you give updiffers

Keystone: A seasonal town with no school, no grocery and no clinic, and a housing stock where half the doors are dark in winter.
Summerset: You are fifteen minutes out from most of Rapid City's services and you drive I-90 to get to them in the winter. The city is also split between Meade 46-1 and Rapid City Area Schools 51-4, so the district follows the address.
St. Onge: A three-way school district split you have to verify per parcel, and no services of any kind in town.
Whitewood: Anything past the basics is a drive to Sturgis, Spearfish or Deadwood, and there are no published MLS figures for the town on its own.

Where this comes from

Commute figures are driving times off peak, from the community guide each card links to. Median sold prices come from the MLS, and each figure carries its own source, window and closing count, because Sturgis, Spearfish and the northern hills report through a different MLS than Rapid City. Under five closings there is no median, and the price row says so. Five to nine closings carries a small sample note. School districts follow the official boundary for the address, and the district office is the only place to confirm an assignment. Short term rental lines are summaries. Read the guide and the current ordinance before you count on rental income.

The filters use these definitions: under $400k is the MLS sold figure for the town, a median where one is published and otherwise the average sold, comes in under $400,000; close to ellsworth is 25 minutes or less to the Ellsworth main gate; close to rapid city is 20 minutes or less to downtown Rapid City; short commute is 15 minutes or less to either downtown Rapid City or the Ellsworth gate; new construction available is the guide establishes active or limited new construction; acreage available is acreage is common or present in the guide; city water and sewer is city water and sewer across the community; smaller market is fewer than 100 closed single family sales in the trailing twelve months; more rural is acreage is common, or water and sewer are not municipal throughout; established housing is the guide classifies the housing stock as established, meaning largely pre 2000; newer housing is the guide classifies a meaningful share of the housing stock as 2000s or later.

Every row here is a townwide summary and a single parcel can read differently. Buyer due diligence should include verifying water and sewer service, school assignment, recorded covenants and HOA obligations, rental rules, legal access, insurance availability and which jurisdiction inspects and permits the work, for the exact address. Confirm with the city or county, the utility or district, the school district office, the title company and your insurer as applicable.

Last updated August 2026

Contact

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Two towns can look identical in a table and feel nothing alike on a Tuesday night in February. Call or text and tell me which rows above are the ones you cannot live with, and we can work the list down from there.

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