Relocation

Compare Black Hills Communities

25 towns and unincorporated communities. Pick two to four and the full table appears underneath. Commutes are driving times to the Ellsworth main gate and downtown Rapid City. Median sold prices, where we have them, come from the MLS over the trailing twelve months with the source, window and sale count printed under each figure. Typical price bands are practical search ranges, not medians, and are labelled separately.

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Under $400k Close to Ellsworth Close to Rapid City Short commute New construction available Acreage available City water and sewer Smaller market More rural Established housing Newer housing Clear filters Clear everything

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What changes

Between Keystone, Spearfish, Summerset, Box Elder

The rows below are the ones where these do not read the same. Ordered as the table runs, not by importance.

Region: KeystoneCentral and Southern HillsSpearfishNorthern Hills and I-90SummersetRapid City and the Ellsworth corridorBox ElderRapid City and the Ellsworth corridor
County: KeystonePennington CountySpearfishLawrence CountySummersetMeade CountyBox ElderPennington County
Jurisdiction: KeystoneIncorporated town of Keystone, with unincorporated Pennington County on the surrounding hillsides.SpearfishNot recorded townwide in this guide. The address decides whether it is city or county ground.SummersetCity of Summerset, incorporated July 2005Box ElderCity of Box Elder
Corridor: KeystoneUS 16ASpearfishI-90SummersetI-90Box ElderI-90
To downtown Rapid City: KeystoneAbout 25 minutes northeastSpearfish53 min, 47.8 miSummerset15 min, 10.0 miBox Elder19 min, 10.9 mi
To Ellsworth AFB: KeystoneAbout 40 minutesSpearfish68 min, 57.0 miSummerset30 min, 19.2 miBox Elder9 min, 2.3 mi

Side by side

Keystone, Spearfish, Summerset, Box Elder

Rows marked as differing are the ones where these do not read alike. Rows without the mark sit on a quiet background because they say the same thing in every column.

The selected Black Hills communities compared on location, housing, utilities, schools, daily errands, mapped subdivisions and the trade each one asks for
Attribute	Central and Southern HillsKeystone	Northern Hills and I-90Spearfish	Rapid City and the Ellsworth corridorSummerset	Rapid City and the Ellsworth corridorBox Elder
Where it sits
Regiondiffers	Central and Southern Hills	Northern Hills and I-90	Rapid City and the Ellsworth corridor	Rapid City and the Ellsworth corridor
Countydiffers	Pennington County	Lawrence County	Meade County	Pennington County
JurisdictiondiffersCity versus county decides who provides service and who inspects the work.	Incorporated town of Keystone, with unincorporated Pennington County on the surrounding hillsides.	Not recorded townwide in this guide. The address decides whether it is city or county ground.	City of Summerset, incorporated July 2005	City of Box Elder
Corridordiffers	US 16A	I-90	I-90	I-90
To downtown Rapid Citydiffers	About 25 minutes northeastDriving time and distance, off peak.	53 min, 47.8 miDriving time and distance, off peak.	15 min, 10.0 miDriving time and distance, off peak.	19 min, 10.9 miDriving time and distance, off peak.
To Ellsworth AFBdiffers	About 40 minutesDriving time and distance, off peak.	68 min, 57.0 miDriving time and distance, off peak.	30 min, 19.2 miDriving time and distance, off peak.	9 min, 2.3 miDriving time and distance, off peak.
Winter drivingdiffers	Black Hills elevation on canyon roads, and a town that empties out for the season. Iron Mountain Road and the scenic routes are not winter commuting roads.	Chinook winds off the hills are a genuine feature of winter in this corridor.	The commute is I-90, so winter driving here is interstate driving rather than a two lane canyon road.	I-90 is state maintained and the city clears the newer plats. Box Elder publishes no plow priority map, so ask a neighbor how the street clears after a real storm.
Housing and lots
Typical pricediffers	About $618,000 average sold, but only 9 sales over 24 monthsAverage sold $618,449. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 9 closed sales, small sample.	$400k to $600kMedian sold $475,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 199 closed sales.	Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.	$340k to $400kMedian sold $367,000. Black Hills MLS, single family, trailing 12 months, as of August 2026. 235 closed sales.
Housing agediffers	An 1883 mining town, so genuinely old stock alongside newer builds and cabins.	Older stock in the middle, edge subdivisions built 1996 to 2023	Mostly 2000s to present	Heavily new construction since the B-21 announcement
New constructiondiffers	Limited, mostly infill and small projects	New construction remains active on the edges of town, including areas such as Sky Ridge and other newer developments.	Limited, mostly infill and small projects	Active, with subdivisions still building
Acreagediffers	Some acreage, mostly platted town lots	Acreage is available around Spearfish, primarily on surrounding Lawrence County ground rather than in the city core.	Not recorded townwide in this guide. The recorded plat carries the lot size.	Not recorded townwide in this guide. The recorded plat carries the lot size.
Typical lotdiffers	Small and steep in town, larger on the surrounding hillsides outside the limits.	Not recorded townwide in this guide. The recorded plat carries the lot dimensions.	Wide lots on new streets	Small city lots, about 0.15 to 0.18 acres in the newer plats
Covenants and HOAdiffersCovenants are recorded per plat. The title commitment lists what binds the parcel.	Few plats here carry recorded covenants	Recorded covenants on some plats, none on others	Recorded covenants on some plats, none on others	Not recorded townwide in this guide. Read the recorded documents for the plat.
Utilities and rules
Utility patterndiffers	Mixed, municipal service in town with well and septic outside it	City water and sewer are typical inside city-served areas. Acreage outside the city can use wells, septic systems or other service arrangements, so utilities should be confirmed by address.	Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.	City water and sewer inside the limits
Waterdiffers	Town of Keystone municipal water inside the limits, drawn from town wells, with no violations on its current record. Parcels outside the town limits are on private wells.	City water inside the Spearfish limits. Acreage outside the limits runs on a private well or a rural water district.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.	Black Hawk Water User District, or Diamond D Water in Sun Valley	City of Box Elder municipal
Sewerdiffers	Confirm with the town before you rely on it. The town operates public works, but I have not been able to verify from the public record whether it runs a collection system or which parcels it reaches. Outside the limits, expect private septic.	City sewer inside the Spearfish limits, private septic on acreage outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.	City of Summerset	City of Box Elder municipal
Short term rentalsdiffers	A 2 percent municipal lodging tax applies to transient stays. Whether a separate short term rental ordinance exists is not clear from the public record, so confirm with the town in writing.	The city studied rules in 2023 and 2024 and maintains an official short term rental page. Verify the current ordinance first.	The thinnest rules on this list, which means a rental plan has to be pinned down for the specific address.	A verify first town for rental plans, with one specific misconception the guide clears up.
Schools
School districtdiffers	Hill City School District 51-2Assignment follows the official boundary for the address. Confirm with the district.	Spearfish School District 40-2Assignment follows the official boundary for the address. Confirm with the district.	Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.	Douglas School District 51-1Assignment follows the official boundary for the address. Confirm with the district.
Daily errands
Groceriesdiffers	Nothing full service in town. Hill City is the closest small grocery and Rapid City is the real shopping, about 25 minutes northeast.	Full-service grocery options in town include Walmart, Safeway and Lueders Food Centers.	Not recorded in this guide. Check what is open near the address.	Lynn's Dakotamart is a full-service grocery store in town.
Healthcarediffers	No clinic in town. Monument Health Custer Hospital has a 24 hour emergency department, and Rapid City has the larger hospital.	Monument Health Spearfish Hospital and outpatient clinics are in town.	Hospital-level care is in Rapid City, about 15 minutes south.	Monument Health Box Elder Clinic provides primary and urgent care in town. Hospital-level care is in Rapid City.
Recreationdiffers	Mount Rushmore is past the town boundary, the 1880 Train runs from the Winter Street depot, and Custer State Park and the Norbeck Scenic Byway are close.	D.C. Booth Historic National Fish Hatchery, Black Hills State University events, and Terry Peak and Deadwood a short drive south.	Leisure Lane, Steamboat and Castlewood parks are the everyday recreation. Leisure Lane is the big one, with playgrounds, basketball, picnic shelters, open grass and the community garden.	The Liberty Center, the city park and ballfield network, and the South Dakota Air and Space Museum are the in-town recreation. The Badlands are a day trip, not your neighborhood park.
Mapped subdivisions
Outlines on filediffers	No recorded subdivision outlines drawn for this community yet.	25 mapped outlines, 13 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.	2 mapped outlines, 2 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.	16 mapped outlines, 3 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
The trade
Housing and patterndiffers	An 1883 mining camp turned tourism town at the gateway to Mount Rushmore, 240 residents and millions of visitors.	A university town with a walkable middle, growing fast enough that new construction has moved to the edges.	New streets and builder inventory, with Highlands at Norman Ranch adding over 100 first phase homesites across more than 300 acres.	A young city building its first downtown at Liberty Plaza on 110 acres, with roughly 800 residential units planned.
What you gaindiffers	Nightly rental demand runs about as high as anywhere in the Black Hills, if the rules and the covenants check out for the specific property.	A downtown you can walk across, Black Hills State and Spearfish Canyon out the back door, on city water and sewer.	Newer houses on city sewer with Hills views at a price central Rapid City does not offer, and Highlands at Norman Ranch is still selling first phase homesites.	The Ellsworth main gate is in town, 9 minutes from most addresses, on city water and sewer, with the region's newest housing pipeline.
What you give updiffers	A seasonal town with no school, no grocery and no clinic, and a housing stock where half the doors are dark in winter.	The highest median sold price of the region's higher volume markets at $475,000 across 199 sales, and Rapid City is 53 minutes on the interstate with the Ellsworth gate 68.	You are fifteen minutes out from most of Rapid City's services and you drive I-90 to get to them in the winter. The city is also split between Meade 46-1 and Rapid City Area Schools 51-4, so the district follows the address.	Comparable sales run thin inside brand new subdivisions and builder incentives move the effective price without moving the list price. I-90 fills at shift change, and the flight line is close enough that you hear it.

Central and Southern HillsKeystone
Northern Hills and I-90Spearfish
Rapid City and the Ellsworth corridorSummerset
Rapid City and the Ellsworth corridorBox Elder

Where it sits

Regiondiffers

Keystone: Central and Southern Hills
Spearfish: Northern Hills and I-90
Summerset: Rapid City and the Ellsworth corridor
Box Elder: Rapid City and the Ellsworth corridor

Countydiffers

Keystone: Pennington County
Spearfish: Lawrence County
Summerset: Meade County
Box Elder: Pennington County

Jurisdictiondiffers

City versus county decides who provides service and who inspects the work.

Keystone: Incorporated town of Keystone, with unincorporated Pennington County on the surrounding hillsides.
Spearfish: Not recorded townwide in this guide. The address decides whether it is city or county ground.
Summerset: City of Summerset, incorporated July 2005
Box Elder: City of Box Elder

Corridordiffers

Keystone: US 16A
Spearfish: I-90
Summerset: I-90
Box Elder: I-90

To downtown Rapid Citydiffers

Keystone: About 25 minutes northeastDriving time and distance, off peak.
Spearfish: 53 min, 47.8 miDriving time and distance, off peak.
Summerset: 15 min, 10.0 miDriving time and distance, off peak.
Box Elder: 19 min, 10.9 miDriving time and distance, off peak.

To Ellsworth AFBdiffers

Keystone: About 40 minutesDriving time and distance, off peak.
Spearfish: 68 min, 57.0 miDriving time and distance, off peak.
Summerset: 30 min, 19.2 miDriving time and distance, off peak.
Box Elder: 9 min, 2.3 miDriving time and distance, off peak.

Winter drivingdiffers

Keystone: Black Hills elevation on canyon roads, and a town that empties out for the season. Iron Mountain Road and the scenic routes are not winter commuting roads.
Spearfish: Chinook winds off the hills are a genuine feature of winter in this corridor.
Summerset: The commute is I-90, so winter driving here is interstate driving rather than a two lane canyon road.
Box Elder: I-90 is state maintained and the city clears the newer plats. Box Elder publishes no plow priority map, so ask a neighbor how the street clears after a real storm.

Housing and lots

Typical pricediffers

Keystone: About $618,000 average sold, but only 9 sales over 24 monthsAverage sold $618,449. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 9 closed sales, small sample.
Spearfish: $400k to $600kMedian sold $475,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 199 closed sales.
Summerset: Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.
Box Elder: $340k to $400kMedian sold $367,000. Black Hills MLS, single family, trailing 12 months, as of August 2026. 235 closed sales.

Housing agediffers

Keystone: An 1883 mining town, so genuinely old stock alongside newer builds and cabins.
Spearfish: Older stock in the middle, edge subdivisions built 1996 to 2023
Summerset: Mostly 2000s to present
Box Elder: Heavily new construction since the B-21 announcement

New constructiondiffers

Keystone: Limited, mostly infill and small projects
Spearfish: New construction remains active on the edges of town, including areas such as Sky Ridge and other newer developments.
Summerset: Limited, mostly infill and small projects
Box Elder: Active, with subdivisions still building

Acreagediffers

Keystone: Some acreage, mostly platted town lots
Spearfish: Acreage is available around Spearfish, primarily on surrounding Lawrence County ground rather than in the city core.
Summerset: Not recorded townwide in this guide. The recorded plat carries the lot size.
Box Elder: Not recorded townwide in this guide. The recorded plat carries the lot size.

Typical lotdiffers

Keystone: Small and steep in town, larger on the surrounding hillsides outside the limits.
Spearfish: Not recorded townwide in this guide. The recorded plat carries the lot dimensions.
Summerset: Wide lots on new streets
Box Elder: Small city lots, about 0.15 to 0.18 acres in the newer plats

Covenants and HOAdiffers

Covenants are recorded per plat. The title commitment lists what binds the parcel.

Keystone: Few plats here carry recorded covenants
Spearfish: Recorded covenants on some plats, none on others
Summerset: Recorded covenants on some plats, none on others
Box Elder: Not recorded townwide in this guide. Read the recorded documents for the plat.

Utilities and rules

Utility patterndiffers

Keystone: Mixed, municipal service in town with well and septic outside it
Spearfish: City water and sewer are typical inside city-served areas. Acreage outside the city can use wells, septic systems or other service arrangements, so utilities should be confirmed by address.
Summerset: Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.
Box Elder: City water and sewer inside the limits

Waterdiffers

Keystone: Town of Keystone municipal water inside the limits, drawn from town wells, with no violations on its current record. Parcels outside the town limits are on private wells.
Spearfish: City water inside the Spearfish limits. Acreage outside the limits runs on a private well or a rural water district.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.
Summerset: Black Hawk Water User District, or Diamond D Water in Sun Valley
Box Elder: City of Box Elder municipal

Sewerdiffers

Keystone: Confirm with the town before you rely on it. The town operates public works, but I have not been able to verify from the public record whether it runs a collection system or which parcels it reaches. Outside the limits, expect private septic.
Spearfish: City sewer inside the Spearfish limits, private septic on acreage outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.
Summerset: City of Summerset
Box Elder: City of Box Elder municipal

Short term rentalsdiffers

Keystone: A 2 percent municipal lodging tax applies to transient stays. Whether a separate short term rental ordinance exists is not clear from the public record, so confirm with the town in writing.
Spearfish: The city studied rules in 2023 and 2024 and maintains an official short term rental page. Verify the current ordinance first.
Summerset: The thinnest rules on this list, which means a rental plan has to be pinned down for the specific address.
Box Elder: A verify first town for rental plans, with one specific misconception the guide clears up.

Schools

School districtdiffers

Keystone: Hill City School District 51-2Assignment follows the official boundary for the address. Confirm with the district.
Spearfish: Spearfish School District 40-2Assignment follows the official boundary for the address. Confirm with the district.
Summerset: Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.
Box Elder: Douglas School District 51-1Assignment follows the official boundary for the address. Confirm with the district.

Daily errands

Groceriesdiffers

Keystone: Nothing full service in town. Hill City is the closest small grocery and Rapid City is the real shopping, about 25 minutes northeast.
Spearfish: Full-service grocery options in town include Walmart, Safeway and Lueders Food Centers.
Summerset: Not recorded in this guide. Check what is open near the address.
Box Elder: Lynn's Dakotamart is a full-service grocery store in town.

Healthcarediffers

Keystone: No clinic in town. Monument Health Custer Hospital has a 24 hour emergency department, and Rapid City has the larger hospital.
Spearfish: Monument Health Spearfish Hospital and outpatient clinics are in town.
Summerset: Hospital-level care is in Rapid City, about 15 minutes south.
Box Elder: Monument Health Box Elder Clinic provides primary and urgent care in town. Hospital-level care is in Rapid City.

Recreationdiffers

Keystone: Mount Rushmore is past the town boundary, the 1880 Train runs from the Winter Street depot, and Custer State Park and the Norbeck Scenic Byway are close.
Spearfish: D.C. Booth Historic National Fish Hatchery, Black Hills State University events, and Terry Peak and Deadwood a short drive south.
Summerset: Leisure Lane, Steamboat and Castlewood parks are the everyday recreation. Leisure Lane is the big one, with playgrounds, basketball, picnic shelters, open grass and the community garden.
Box Elder: The Liberty Center, the city park and ballfield network, and the South Dakota Air and Space Museum are the in-town recreation. The Badlands are a day trip, not your neighborhood park.

Mapped subdivisions

Outlines on filediffers

Keystone: No recorded subdivision outlines drawn for this community yet.
Spearfish: 25 mapped outlines, 13 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
Summerset: 2 mapped outlines, 2 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
Box Elder: 16 mapped outlines, 3 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.

The trade

Housing and patterndiffers

Keystone: An 1883 mining camp turned tourism town at the gateway to Mount Rushmore, 240 residents and millions of visitors.
Spearfish: A university town with a walkable middle, growing fast enough that new construction has moved to the edges.
Summerset: New streets and builder inventory, with Highlands at Norman Ranch adding over 100 first phase homesites across more than 300 acres.
Box Elder: A young city building its first downtown at Liberty Plaza on 110 acres, with roughly 800 residential units planned.

What you gaindiffers

Keystone: Nightly rental demand runs about as high as anywhere in the Black Hills, if the rules and the covenants check out for the specific property.
Spearfish: A downtown you can walk across, Black Hills State and Spearfish Canyon out the back door, on city water and sewer.
Summerset: Newer houses on city sewer with Hills views at a price central Rapid City does not offer, and Highlands at Norman Ranch is still selling first phase homesites.
Box Elder: The Ellsworth main gate is in town, 9 minutes from most addresses, on city water and sewer, with the region's newest housing pipeline.

What you give updiffers

Keystone: A seasonal town with no school, no grocery and no clinic, and a housing stock where half the doors are dark in winter.
Spearfish: The highest median sold price of the region's higher volume markets at $475,000 across 199 sales, and Rapid City is 53 minutes on the interstate with the Ellsworth gate 68.
Summerset: You are fifteen minutes out from most of Rapid City's services and you drive I-90 to get to them in the winter. The city is also split between Meade 46-1 and Rapid City Area Schools 51-4, so the district follows the address.
Box Elder: Comparable sales run thin inside brand new subdivisions and builder incentives move the effective price without moving the list price. I-90 fills at shift change, and the flight line is close enough that you hear it.

Where this comes from

Commute figures are driving times off peak, from the community guide each card links to. Median sold prices come from the MLS, and each figure carries its own source, window and closing count, because Sturgis, Spearfish and the northern hills report through a different MLS than Rapid City. Under five closings there is no median, and the price row says so. Five to nine closings carries a small sample note. School districts follow the official boundary for the address, and the district office is the only place to confirm an assignment. Short term rental lines are summaries. Read the guide and the current ordinance before you count on rental income.

The filters use these definitions: under $400k is the MLS sold figure for the town, a median where one is published and otherwise the average sold, comes in under $400,000; close to ellsworth is 25 minutes or less to the Ellsworth main gate; close to rapid city is 20 minutes or less to downtown Rapid City; short commute is 15 minutes or less to either downtown Rapid City or the Ellsworth gate; new construction available is the guide establishes active or limited new construction; acreage available is acreage is common or present in the guide; city water and sewer is city water and sewer across the community; smaller market is fewer than 100 closed single family sales in the trailing twelve months; more rural is acreage is common, or water and sewer are not municipal throughout; established housing is the guide classifies the housing stock as established, meaning largely pre 2000; newer housing is the guide classifies a meaningful share of the housing stock as 2000s or later.

Every row here is a townwide summary and a single parcel can read differently. Buyer due diligence should include verifying water and sewer service, school assignment, recorded covenants and HOA obligations, rental rules, legal access, insurance availability and which jurisdiction inspects and permits the work, for the exact address. Confirm with the city or county, the utility or district, the school district office, the title company and your insurer as applicable.

Last updated August 2026

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ComparingKeystone, Spearfish, Summerset, Box Elder

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