Compare Black Hills Communities
25 towns and unincorporated communities. Pick two to four and the full table appears underneath. Commutes are driving times to the Ellsworth main gate and downtown Rapid City. Median sold prices, where we have them, come from the MLS over the trailing twelve months with the source, window and sale count printed under each figure. Typical price bands are practical search ranges, not medians, and are labelled separately.
6 of 25 communities
Price filters only consider communities with a published trailing twelve month median, so towns without one do not appear in a price filter.
The five facts that decide a shortlist
Rapid City and the Ellsworth corridor
Everything within about twenty five minutes of downtown Rapid City or the Ellsworth main gate, where most of the newer inventory, the shortest commutes and the jurisdiction questions about city versus county service are.
- Typical price
- Unincorporated, so closings report under Rapid City and Meade County rather than a Black Hawk median. Lot size and outbuildings move the price more than the street does.
- To Ellsworth AFB
- About 30 minutes, the same I-90 run as Summerset just northDriving time and distance, off peak.
- To downtown Rapid City
- About 12 to 15 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Rapid City Area Schools 51-4 for most addressesAssignment follows the official boundary for the address. Confirm with the district.
- Typical price
- $340k to $400kMedian sold $367,000. Black Hills MLS, single family, trailing 12 months, as of August 2026. 235 closed sales.
- To Ellsworth AFB
- 9 min, 2.3 miDriving time and distance, off peak.
- To downtown Rapid City
- 19 min, 10.9 miDriving time and distance, off peak.
- Utility pattern
- City water and sewer inside the limits
- School district
- Douglas School District 51-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- No published median exists for the community. Closed sales on the specific street are the only figure worth quoting here.
- To Ellsworth AFB
- About 15 minutes northDriving time and distance, off peak.
- To downtown Rapid City
- About 6 miles northwestDistance only. Drive time is not measured for this community, so time it from the parcel.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Split between Douglas 51-1 and Rapid City Area 51-4. Address specific.Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- $300k to $450kMedian sold $349,950. Black Hills MLS, single family, trailing 12 months, as of August 2026. 706 closed sales.
- To Ellsworth AFB
- 24 min, 13.8 miDriving time and distance, off peak.
- To downtown Rapid City
- 5 min, 1.5 miDriving time and distance, off peak.
- Utility pattern
- City water and sewer inside the limits
- School district
- Rapid City Area Schools 51-4Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- About $350,000 average sold, 274 sales over 12 monthsAverage sold $349,971. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 274 closed sales.
- To Ellsworth AFB
- 22 min, 10.4 miDriving time and distance, off peak.
- To downtown Rapid City
- 11 min, 5.2 miDriving time and distance, off peak.
- Utility pattern
- Utility service varies by address. Rapid Valley Sanitary District serves portions of the area, while properties outside district service may use private wells and septic systems.
- School district
- Mostly Rapid City Area School District 51-4, with portions in Douglas 51-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.
- To Ellsworth AFB
- 30 min, 19.2 miDriving time and distance, off peak.
- To downtown Rapid City
- 15 min, 10.0 miDriving time and distance, off peak.
- Utility pattern
- Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.
- School district
- Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.
Between Spearfish, Black Hawk
The rows below are the ones where these do not read the same. Ordered as the table runs, not by importance.
- Region
- SpearfishNorthern Hills and I-90Black HawkRapid City and the Ellsworth corridor
- County
- SpearfishLawrence CountyBlack HawkMeade County
- Jurisdiction
- SpearfishNot recorded townwide in this guide. The address decides whether it is city or county ground.Black HawkUnincorporated Meade County
- To downtown Rapid City
- Spearfish53 min, 47.8 miBlack HawkAbout 12 to 15 minutes
- To Ellsworth AFB
- Spearfish68 min, 57.0 miBlack HawkAbout 30 minutes, the same I-90 run as Summerset just north
- Winter driving
- SpearfishChinook winds off the hills are a genuine feature of winter in this corridor.Black HawkThe road out front may be maintained publicly or by the neighborhood, so ask who plows before you buy.
Spearfish, Black Hawk
Rows marked as differing are the ones where these do not read alike. Rows without the mark sit on a quiet background because they say the same thing in every column.
| Attribute | ||
|---|---|---|
| Where it sits | ||
| Regiondiffers | Northern Hills and I-90 | Rapid City and the Ellsworth corridor |
| Countydiffers | Lawrence County | Meade County |
| JurisdictiondiffersCity versus county decides who provides service and who inspects the work. | Not recorded townwide in this guide. The address decides whether it is city or county ground. | Unincorporated Meade County |
| Corridor | I-90 | I-90 |
| To downtown Rapid Citydiffers | 53 min, 47.8 miDriving time and distance, off peak. | About 12 to 15 minutesDriving time and distance, off peak. |
| To Ellsworth AFBdiffers | 68 min, 57.0 miDriving time and distance, off peak. | About 30 minutes, the same I-90 run as Summerset just northDriving time and distance, off peak. |
| Winter drivingdiffers | Chinook winds off the hills are a genuine feature of winter in this corridor. | The road out front may be maintained publicly or by the neighborhood, so ask who plows before you buy. |
| Housing and lots | ||
| Typical pricediffers | $400k to $600kMedian sold $475,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 199 closed sales. | Unincorporated, so closings report under Rapid City and Meade County rather than a Black Hawk median. Lot size and outbuildings move the price more than the street does. |
| Housing agediffers | Older stock in the middle, edge subdivisions built 1996 to 2023 | Mixed street to street, sometimes neighbor to neighbor |
| New constructiondiffers | New construction remains active on the edges of town, including areas such as Sky Ridge and other newer developments. | Limited, mostly infill and small projects |
| Acreagediffers | Acreage is available around Spearfish, primarily on surrounding Lawrence County ground rather than in the city core. | Larger lots and acre properties are part of the Black Hawk market, including properties with room for shops and outbuildings. |
| Typical lotdiffers | Not recorded townwide in this guide. The recorded plat carries the lot dimensions. | Bigger lots, with shop space and outbuildings normal |
| Covenants and HOACovenants are recorded per plat. The title commitment lists what binds the parcel. | Recorded covenants on some plats, none on others | Recorded covenants on some plats, none on othersRecorded covenants vary by subdivision and should be checked for the specific property. |
| Utilities and rules | ||
| Utility patterndiffers | City water and sewer are typical inside city-served areas. Acreage outside the city can use wells, septic systems or other service arrangements, so utilities should be confirmed by address. | Mixed, municipal service in town with well and septic outside it |
| Waterdiffers | City water inside the Spearfish limits. Acreage outside the limits runs on a private well or a rural water district.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer. | Black Hawk Water User District |
| Sewerdiffers | City sewer inside the Spearfish limits, private septic on acreage outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer. | Black Hawk Sanitary District serves roughly 200 homes and businesses; properties outside the district are on private septic |
| Short term rentalsdiffers | The city studied rules in 2023 and 2024 and maintains an official short term rental page. Verify the current ordinance first. | No municipal short term rental ordinance, because there is no municipality. State licensing still applies, and the subdivision covenant usually decides. |
| Schools | ||
| School districtdiffers | Spearfish School District 40-2Assignment follows the official boundary for the address. Confirm with the district. | Rapid City Area Schools 51-4 for most addressesAssignment follows the official boundary for the address. Confirm with the district. |
| Daily errands | ||
| Groceriesdiffers | Full-service grocery options in town include Walmart, Safeway and Lueders Food Centers. | No full-service grocery store is in Black Hawk. Most larger grocery trips go into Rapid City. |
| Healthcarediffers | Monument Health Spearfish Hospital and outpatient clinics are in town. | Monument Health Rapid City Hospital |
| Recreationdiffers | D.C. Booth Historic National Fish Hatchery, Black Hills State University events, and Terry Peak and Deadwood a short drive south. | Piedmont and the Stagebarn area are just north, with the central hills close enough for a half day. |
| Mapped subdivisions | ||
| Outlines on filediffers | 25 mapped outlines, 13 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls. | 12 mapped outlines, 5 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls. |
| The trade | ||
| Housing and patterndiffers | A university town with a walkable middle, growing fast enough that new construction has moved to the edges. | Unincorporated foothills pockets where lot size, home age and outbuildings change from one parcel to the next. |
| What you gaindiffers | A downtown you can walk across, Black Hills State and Spearfish Canyon out the back door, on city water and sewer. | Bigger lots, room for a shop, and about 12 to 15 minutes to downtown Rapid City, without a city hall setting the local rules. |
| What you give updiffers | The highest median sold price of the region's higher volume markets at $475,000 across 199 sales, and Rapid City is 53 minutes on the interstate with the Ellsworth gate 68. | There is no city hall, so the subdivision covenant decides what you can build or rent, and water, sewer and road maintenance all change parcel to parcel. |
Where it sits
Regiondiffers
- Spearfish
- Northern Hills and I-90
- Black Hawk
- Rapid City and the Ellsworth corridor
Countydiffers
- Spearfish
- Lawrence County
- Black Hawk
- Meade County
Jurisdictiondiffers
City versus county decides who provides service and who inspects the work.- Spearfish
- Not recorded townwide in this guide. The address decides whether it is city or county ground.
- Black Hawk
- Unincorporated Meade County
Corridor
- Spearfish
- I-90
- Black Hawk
- I-90
To downtown Rapid Citydiffers
- Spearfish
- 53 min, 47.8 miDriving time and distance, off peak.
- Black Hawk
- About 12 to 15 minutesDriving time and distance, off peak.
To Ellsworth AFBdiffers
- Spearfish
- 68 min, 57.0 miDriving time and distance, off peak.
- Black Hawk
- About 30 minutes, the same I-90 run as Summerset just northDriving time and distance, off peak.
Winter drivingdiffers
- Spearfish
- Chinook winds off the hills are a genuine feature of winter in this corridor.
- Black Hawk
- The road out front may be maintained publicly or by the neighborhood, so ask who plows before you buy.
Housing and lots
Typical pricediffers
- Spearfish
- $400k to $600kMedian sold $475,000. Mount Rushmore Area MLS, all residential, trailing 12 months, as of August 2026. 199 closed sales.
- Black Hawk
- Unincorporated, so closings report under Rapid City and Meade County rather than a Black Hawk median. Lot size and outbuildings move the price more than the street does.
Housing agediffers
- Spearfish
- Older stock in the middle, edge subdivisions built 1996 to 2023
- Black Hawk
- Mixed street to street, sometimes neighbor to neighbor
New constructiondiffers
- Spearfish
- New construction remains active on the edges of town, including areas such as Sky Ridge and other newer developments.
- Black Hawk
- Limited, mostly infill and small projects
Acreagediffers
- Spearfish
- Acreage is available around Spearfish, primarily on surrounding Lawrence County ground rather than in the city core.
- Black Hawk
- Larger lots and acre properties are part of the Black Hawk market, including properties with room for shops and outbuildings.
Typical lotdiffers
- Spearfish
- Not recorded townwide in this guide. The recorded plat carries the lot dimensions.
- Black Hawk
- Bigger lots, with shop space and outbuildings normal
Covenants and HOA
Covenants are recorded per plat. The title commitment lists what binds the parcel.- Spearfish
- Recorded covenants on some plats, none on others
- Black Hawk
- Recorded covenants on some plats, none on othersRecorded covenants vary by subdivision and should be checked for the specific property.
Utilities and rules
Utility patterndiffers
- Spearfish
- City water and sewer are typical inside city-served areas. Acreage outside the city can use wells, septic systems or other service arrangements, so utilities should be confirmed by address.
- Black Hawk
- Mixed, municipal service in town with well and septic outside it
Waterdiffers
- Spearfish
- City water inside the Spearfish limits. Acreage outside the limits runs on a private well or a rural water district.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.
- Black Hawk
- Black Hawk Water User District
Sewerdiffers
- Spearfish
- City sewer inside the Spearfish limits, private septic on acreage outside them.Read off the townwide utility pattern in the guide. The service address controls, so confirm the provider before you write an offer.
- Black Hawk
- Black Hawk Sanitary District serves roughly 200 homes and businesses; properties outside the district are on private septic
Short term rentalsdiffers
- Spearfish
- The city studied rules in 2023 and 2024 and maintains an official short term rental page. Verify the current ordinance first.
- Black Hawk
- No municipal short term rental ordinance, because there is no municipality. State licensing still applies, and the subdivision covenant usually decides.
Schools
School districtdiffers
- Spearfish
- Spearfish School District 40-2Assignment follows the official boundary for the address. Confirm with the district.
- Black Hawk
- Rapid City Area Schools 51-4 for most addressesAssignment follows the official boundary for the address. Confirm with the district.
Daily errands
Groceriesdiffers
- Spearfish
- Full-service grocery options in town include Walmart, Safeway and Lueders Food Centers.
- Black Hawk
- No full-service grocery store is in Black Hawk. Most larger grocery trips go into Rapid City.
Healthcarediffers
- Spearfish
- Monument Health Spearfish Hospital and outpatient clinics are in town.
- Black Hawk
- Monument Health Rapid City Hospital
Recreationdiffers
- Spearfish
- D.C. Booth Historic National Fish Hatchery, Black Hills State University events, and Terry Peak and Deadwood a short drive south.
- Black Hawk
- Piedmont and the Stagebarn area are just north, with the central hills close enough for a half day.
Mapped subdivisions
Outlines on filediffers
- Spearfish
- 25 mapped outlines, 13 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
- Black Hawk
- 12 mapped outlines, 5 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
The trade
Housing and patterndiffers
- Spearfish
- A university town with a walkable middle, growing fast enough that new construction has moved to the edges.
- Black Hawk
- Unincorporated foothills pockets where lot size, home age and outbuildings change from one parcel to the next.
What you gaindiffers
- Spearfish
- A downtown you can walk across, Black Hills State and Spearfish Canyon out the back door, on city water and sewer.
- Black Hawk
- Bigger lots, room for a shop, and about 12 to 15 minutes to downtown Rapid City, without a city hall setting the local rules.
What you give updiffers
- Spearfish
- The highest median sold price of the region's higher volume markets at $475,000 across 199 sales, and Rapid City is 53 minutes on the interstate with the Ellsworth gate 68.
- Black Hawk
- There is no city hall, so the subdivision covenant decides what you can build or rent, and water, sewer and road maintenance all change parcel to parcel.
Commute figures are driving times off peak, from the community guide each card links to. Median sold prices come from the MLS, and each figure carries its own source, window and closing count, because Sturgis, Spearfish and the northern hills report through a different MLS than Rapid City. Under five closings there is no median, and the price row says so. Five to nine closings carries a small sample note. School districts follow the official boundary for the address, and the district office is the only place to confirm an assignment. Short term rental lines are summaries. Read the guide and the current ordinance before you count on rental income.
The filters use these definitions: under $400k is the MLS sold figure for the town, a median where one is published and otherwise the average sold, comes in under $400,000; close to ellsworth is 25 minutes or less to the Ellsworth main gate; close to rapid city is 20 minutes or less to downtown Rapid City; short commute is 15 minutes or less to either downtown Rapid City or the Ellsworth gate; new construction available is the guide establishes active or limited new construction; acreage available is acreage is common or present in the guide; city water and sewer is city water and sewer across the community; smaller market is fewer than 100 closed single family sales in the trailing twelve months; more rural is acreage is common, or water and sewer are not municipal throughout; established housing is the guide classifies the housing stock as established, meaning largely pre 2000; newer housing is the guide classifies a meaningful share of the housing stock as 2000s or later.
Every row here is a townwide summary and a single parcel can read differently. Buyer due diligence should include verifying water and sewer service, school assignment, recorded covenants and HOA obligations, rental rules, legal access, insurance availability and which jurisdiction inspects and permits the work, for the exact address. Confirm with the city or county, the utility or district, the school district office, the title company and your insurer as applicable.
Last updated August 2026
Want to talk through the tradeoffs?
Two towns can look identical in a table and feel nothing alike on a Tuesday night in February. Call or text and tell me which rows above are the ones you cannot live with, and we can work the list down from there.
Considering a home here?
Send the address and we can talk it through. The details that change from one property to the next are jurisdiction, water and sewer, the school the district assigns, covenants, road maintenance and the rest of what never shows up on a listing.

