Compare Black Hills Communities
25 towns and unincorporated communities. Pick two to four and the full table appears underneath. Commutes are driving times to the Ellsworth main gate and downtown Rapid City. Median sold prices, where we have them, come from the MLS over the trailing twelve months with the source, window and sale count printed under each figure. Typical price bands are practical search ranges, not medians, and are labelled separately.
6 of 25 communities
Price filters only consider communities with a published trailing twelve month median, so towns without one do not appear in a price filter.
The five facts that decide a shortlist
Rapid City and the Ellsworth corridor
Everything within about twenty five minutes of downtown Rapid City or the Ellsworth main gate, where most of the newer inventory, the shortest commutes and the jurisdiction questions about city versus county service are.
- Typical price
- Unincorporated, so closings report under Rapid City and Meade County rather than a Black Hawk median. Lot size and outbuildings move the price more than the street does.
- To Ellsworth AFB
- About 30 minutes, the same I-90 run as Summerset just northDriving time and distance, off peak.
- To downtown Rapid City
- About 12 to 15 minutesDriving time and distance, off peak.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Rapid City Area Schools 51-4 for most addressesAssignment follows the official boundary for the address. Confirm with the district.
- Typical price
- $340k to $400kMedian sold $367,000. Black Hills MLS, single family, trailing 12 months, as of August 2026. 235 closed sales.
- To Ellsworth AFB
- 9 min, 2.3 miDriving time and distance, off peak.
- To downtown Rapid City
- 19 min, 10.9 miDriving time and distance, off peak.
- Utility pattern
- City water and sewer inside the limits
- School district
- Douglas School District 51-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- No published median exists for the community. Closed sales on the specific street are the only figure worth quoting here.
- To Ellsworth AFB
- About 15 minutes northDriving time and distance, off peak.
- To downtown Rapid City
- About 6 miles northwestDistance only. Drive time is not measured for this community, so time it from the parcel.
- Utility pattern
- Mixed, municipal service in town with well and septic outside it
- School district
- Split between Douglas 51-1 and Rapid City Area 51-4. Address specific.Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- $300k to $450kMedian sold $349,950. Black Hills MLS, single family, trailing 12 months, as of August 2026. 706 closed sales.
- To Ellsworth AFB
- 24 min, 13.8 miDriving time and distance, off peak.
- To downtown Rapid City
- 5 min, 1.5 miDriving time and distance, off peak.
- Utility pattern
- City water and sewer inside the limits
- School district
- Rapid City Area Schools 51-4Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- About $350,000 average sold, 274 sales over 12 monthsAverage sold $349,971. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 274 closed sales.
- To Ellsworth AFB
- 22 min, 10.4 miDriving time and distance, off peak.
- To downtown Rapid City
- 11 min, 5.2 miDriving time and distance, off peak.
- Utility pattern
- Utility service varies by address. Rapid Valley Sanitary District serves portions of the area, while properties outside district service may use private wells and septic systems.
- School district
- Mostly Rapid City Area School District 51-4, with portions in Douglas 51-1Assignment follows the official boundary for the address. Confirm with the district.
- Typical price
- Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.
- To Ellsworth AFB
- 30 min, 19.2 miDriving time and distance, off peak.
- To downtown Rapid City
- 15 min, 10.0 miDriving time and distance, off peak.
- Utility pattern
- Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.
- School district
- Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.
Between Rapid City, Keystone, Summerset
The rows below are the ones where these do not read the same. Ordered as the table runs, not by importance.
- Region
- Rapid CityRapid City and the Ellsworth corridorKeystoneCentral and Southern HillsSummersetRapid City and the Ellsworth corridor
- County
- Rapid CityPennington CountyKeystonePennington CountySummersetMeade County
- Jurisdiction
- Rapid CityCity of Rapid CityKeystoneIncorporated town of Keystone, with unincorporated Pennington County on the surrounding hillsides.SummersetCity of Summerset, incorporated July 2005
- Corridor
- Rapid CityI-90 along the north edgeKeystoneUS 16ASummersetI-90
- To downtown Rapid City
- Rapid City5 min, 1.5 miKeystoneAbout 25 minutes northeastSummerset15 min, 10.0 mi
- To Ellsworth AFB
- Rapid City24 min, 13.8 miKeystoneAbout 40 minutesSummerset30 min, 19.2 mi
Rapid City, Keystone, Summerset
Rows marked as differing are the ones where these do not read alike. Rows without the mark sit on a quiet background because they say the same thing in every column.
| Attribute | Central and Southern HillsKeystone | ||
|---|---|---|---|
| Where it sits | |||
| Regiondiffers | Rapid City and the Ellsworth corridor | Central and Southern Hills | Rapid City and the Ellsworth corridor |
| Countydiffers | Pennington County | Pennington County | Meade County |
| JurisdictiondiffersCity versus county decides who provides service and who inspects the work. | City of Rapid City | Incorporated town of Keystone, with unincorporated Pennington County on the surrounding hillsides. | City of Summerset, incorporated July 2005 |
| Corridordiffers | I-90 along the north edge | US 16A | I-90 |
| To downtown Rapid Citydiffers | 5 min, 1.5 miDriving time and distance, off peak. | About 25 minutes northeastDriving time and distance, off peak. | 15 min, 10.0 miDriving time and distance, off peak. |
| To Ellsworth AFBdiffers | 24 min, 13.8 miDriving time and distance, off peak. | About 40 minutesDriving time and distance, off peak. | 30 min, 19.2 miDriving time and distance, off peak. |
| Winter drivingdiffers | April is the snowiest month at 10.1 inches on average, and the city averages about five inches a month against fifteen up in the Hills. | Black Hills elevation on canyon roads, and a town that empties out for the season. Iron Mountain Road and the scenic routes are not winter commuting roads. | The commute is I-90, so winter driving here is interstate driving rather than a two lane canyon road. |
| Housing and lots | |||
| Typical pricediffers | $300k to $450kMedian sold $349,950. Black Hills MLS, single family, trailing 12 months, as of August 2026. 706 closed sales. | About $618,000 average sold, but only 9 sales over 24 monthsAverage sold $618,449. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 9 closed sales, small sample. | Builder inventory sets the level here, and the MLS publishes no Summerset median on its own. |
| Housing agediffers | Everything from 1875 downtown streets to current new construction | An 1883 mining town, so genuinely old stock alongside newer builds and cabins. | Mostly 2000s to present |
| New constructiondiffers | Active, with subdivisions still building | Limited, mostly infill and small projects | Limited, mostly infill and small projects |
| Acreagediffers | Some acreage, mostly platted town lots | Some acreage, mostly platted town lots | Not recorded townwide in this guide. The recorded plat carries the lot size. |
| Typical lotdiffers | Not recorded townwide in this guide. The recorded plat carries the lot dimensions. | Small and steep in town, larger on the surrounding hillsides outside the limits. | Wide lots on new streets |
| Covenants and HOAdiffersCovenants are recorded per plat. The title commitment lists what binds the parcel. | Not recorded townwide in this guide. Read the recorded documents for the plat. | Few plats here carry recorded covenants | Recorded covenants on some plats, none on others |
| Utilities and rules | |||
| Utility patterndiffers | City water and sewer inside the limits | Mixed, municipal service in town with well and septic outside it | Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley. |
| Waterdiffers | City of Rapid City municipal | Town of Keystone municipal water inside the limits, drawn from town wells, with no violations on its current record. Parcels outside the town limits are on private wells. | Black Hawk Water User District, or Diamond D Water in Sun Valley |
| Sewerdiffers | City of Rapid City sanitary sewer | Confirm with the town before you rely on it. The town operates public works, but I have not been able to verify from the public record whether it runs a collection system or which parcels it reaches. Outside the limits, expect private septic. | City of Summerset |
| Short term rentalsdiffers | Vacation rentals inside city limits are regulated, and the ordinance is recent. Read the guide before you count on rental income. | A 2 percent municipal lodging tax applies to transient stays. Whether a separate short term rental ordinance exists is not clear from the public record, so confirm with the town in writing. | The thinnest rules on this list, which means a rental plan has to be pinned down for the specific address. |
| Schools | |||
| School districtdiffers | Rapid City Area Schools 51-4Assignment follows the official boundary for the address. Confirm with the district. | Hill City School District 51-2Assignment follows the official boundary for the address. Confirm with the district. | Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district. |
| Daily errands | |||
| Groceriesdiffers | Groceries, the hospital and the airport are all inside the city, so a supply run is minutes rather than a trip. | Nothing full service in town. Hill City is the closest small grocery and Rapid City is the real shopping, about 25 minutes northeast. | Not recorded in this guide. Check what is open near the address. |
| Healthcarediffers | Monument Health's main campus is here, which is the reason a lot of the region drives in. | No clinic in town. Monument Health Custer Hospital has a 24 hour emergency department, and Rapid City has the larger hospital. | Hospital-level care is in Rapid City, about 15 minutes south. |
| Recreationdiffers | Main Street Square and Art Alley downtown, with Mount Rushmore southwest, Custer State Park south and the Badlands east. | Mount Rushmore is past the town boundary, the 1880 Train runs from the Winter Street depot, and Custer State Park and the Norbeck Scenic Byway are close. | Leisure Lane, Steamboat and Castlewood parks are the everyday recreation. Leisure Lane is the big one, with playgrounds, basketball, picnic shelters, open grass and the community garden. |
| Mapped subdivisions | |||
| Outlines on filediffers | 13 mapped outlines, 13 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls. | No recorded subdivision outlines drawn for this community yet. | 2 mapped outlines, 2 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls. |
| The trade | |||
| Housing and patterndiffers | A working city with a real downtown, older streets with mature trees near the middle and new subdivisions on the edges. | An 1883 mining camp turned tourism town at the gateway to Mount Rushmore, 240 residents and millions of visitors. | New streets and builder inventory, with Highlands at Norman Ranch adding over 100 first phase homesites across more than 300 acres. |
| What you gaindiffers | Everything the region has sits in one place: Monument Health, the airport, the widest run of housing stock, and 24 minutes to the Ellsworth gate. | Nightly rental demand runs about as high as anywhere in the Black Hills, if the rules and the covenants check out for the specific property. | Newer houses on city sewer with Hills views at a price central Rapid City does not offer, and Highlands at Norman Ranch is still selling first phase homesites. |
| What you give updiffers | You buy into the region's deepest demand, and the recent vacation rental ordinance limits what you can do with a house you do not live in. | A seasonal town with no school, no grocery and no clinic, and a housing stock where half the doors are dark in winter. | You are fifteen minutes out from most of Rapid City's services and you drive I-90 to get to them in the winter. The city is also split between Meade 46-1 and Rapid City Area Schools 51-4, so the district follows the address. |
- Central and Southern HillsKeystone
Where it sits
Regiondiffers
- Rapid City
- Rapid City and the Ellsworth corridor
- Keystone
- Central and Southern Hills
- Summerset
- Rapid City and the Ellsworth corridor
Countydiffers
- Rapid City
- Pennington County
- Keystone
- Pennington County
- Summerset
- Meade County
Jurisdictiondiffers
City versus county decides who provides service and who inspects the work.- Rapid City
- City of Rapid City
- Keystone
- Incorporated town of Keystone, with unincorporated Pennington County on the surrounding hillsides.
- Summerset
- City of Summerset, incorporated July 2005
Corridordiffers
- Rapid City
- I-90 along the north edge
- Keystone
- US 16A
- Summerset
- I-90
To downtown Rapid Citydiffers
- Rapid City
- 5 min, 1.5 miDriving time and distance, off peak.
- Keystone
- About 25 minutes northeastDriving time and distance, off peak.
- Summerset
- 15 min, 10.0 miDriving time and distance, off peak.
To Ellsworth AFBdiffers
- Rapid City
- 24 min, 13.8 miDriving time and distance, off peak.
- Keystone
- About 40 minutesDriving time and distance, off peak.
- Summerset
- 30 min, 19.2 miDriving time and distance, off peak.
Winter drivingdiffers
- Rapid City
- April is the snowiest month at 10.1 inches on average, and the city averages about five inches a month against fifteen up in the Hills.
- Keystone
- Black Hills elevation on canyon roads, and a town that empties out for the season. Iron Mountain Road and the scenic routes are not winter commuting roads.
- Summerset
- The commute is I-90, so winter driving here is interstate driving rather than a two lane canyon road.
Housing and lots
Typical pricediffers
- Rapid City
- $300k to $450kMedian sold $349,950. Black Hills MLS, single family, trailing 12 months, as of August 2026. 706 closed sales.
- Keystone
- About $618,000 average sold, but only 9 sales over 24 monthsAverage sold $618,449. Black Hills MLS, single family, 24 months through August 2026, as of August 2026. 9 closed sales, small sample.
- Summerset
- Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.
Housing agediffers
- Rapid City
- Everything from 1875 downtown streets to current new construction
- Keystone
- An 1883 mining town, so genuinely old stock alongside newer builds and cabins.
- Summerset
- Mostly 2000s to present
New constructiondiffers
- Rapid City
- Active, with subdivisions still building
- Keystone
- Limited, mostly infill and small projects
- Summerset
- Limited, mostly infill and small projects
Acreagediffers
- Rapid City
- Some acreage, mostly platted town lots
- Keystone
- Some acreage, mostly platted town lots
- Summerset
- Not recorded townwide in this guide. The recorded plat carries the lot size.
Typical lotdiffers
- Rapid City
- Not recorded townwide in this guide. The recorded plat carries the lot dimensions.
- Keystone
- Small and steep in town, larger on the surrounding hillsides outside the limits.
- Summerset
- Wide lots on new streets
Covenants and HOAdiffers
Covenants are recorded per plat. The title commitment lists what binds the parcel.- Rapid City
- Not recorded townwide in this guide. Read the recorded documents for the plat.
- Keystone
- Few plats here carry recorded covenants
- Summerset
- Recorded covenants on some plats, none on others
Utilities and rules
Utility patterndiffers
- Rapid City
- City water and sewer inside the limits
- Keystone
- Mixed, municipal service in town with well and septic outside it
- Summerset
- Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.
Waterdiffers
- Rapid City
- City of Rapid City municipal
- Keystone
- Town of Keystone municipal water inside the limits, drawn from town wells, with no violations on its current record. Parcels outside the town limits are on private wells.
- Summerset
- Black Hawk Water User District, or Diamond D Water in Sun Valley
Sewerdiffers
- Rapid City
- City of Rapid City sanitary sewer
- Keystone
- Confirm with the town before you rely on it. The town operates public works, but I have not been able to verify from the public record whether it runs a collection system or which parcels it reaches. Outside the limits, expect private septic.
- Summerset
- City of Summerset
Short term rentalsdiffers
- Rapid City
- Vacation rentals inside city limits are regulated, and the ordinance is recent. Read the guide before you count on rental income.
- Keystone
- A 2 percent municipal lodging tax applies to transient stays. Whether a separate short term rental ordinance exists is not clear from the public record, so confirm with the town in writing.
- Summerset
- The thinnest rules on this list, which means a rental plan has to be pinned down for the specific address.
Schools
School districtdiffers
- Rapid City
- Rapid City Area Schools 51-4Assignment follows the official boundary for the address. Confirm with the district.
- Keystone
- Hill City School District 51-2Assignment follows the official boundary for the address. Confirm with the district.
- Summerset
- Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.
Daily errands
Groceriesdiffers
- Rapid City
- Groceries, the hospital and the airport are all inside the city, so a supply run is minutes rather than a trip.
- Keystone
- Nothing full service in town. Hill City is the closest small grocery and Rapid City is the real shopping, about 25 minutes northeast.
- Summerset
- Not recorded in this guide. Check what is open near the address.
Healthcarediffers
- Rapid City
- Monument Health's main campus is here, which is the reason a lot of the region drives in.
- Keystone
- No clinic in town. Monument Health Custer Hospital has a 24 hour emergency department, and Rapid City has the larger hospital.
- Summerset
- Hospital-level care is in Rapid City, about 15 minutes south.
Recreationdiffers
- Rapid City
- Main Street Square and Art Alley downtown, with Mount Rushmore southwest, Custer State Park south and the Badlands east.
- Keystone
- Mount Rushmore is past the town boundary, the 1880 Train runs from the Winter Street depot, and Custer State Park and the Norbeck Scenic Byway are close.
- Summerset
- Leisure Lane, Steamboat and Castlewood parks are the everyday recreation. Leisure Lane is the big one, with playgrounds, basketball, picnic shelters, open grass and the community garden.
Mapped subdivisions
Outlines on filediffers
- Rapid City
- 13 mapped outlines, 13 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
- Keystone
- No recorded subdivision outlines drawn for this community yet.
- Summerset
- 2 mapped outlines, 2 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
The trade
Housing and patterndiffers
- Rapid City
- A working city with a real downtown, older streets with mature trees near the middle and new subdivisions on the edges.
- Keystone
- An 1883 mining camp turned tourism town at the gateway to Mount Rushmore, 240 residents and millions of visitors.
- Summerset
- New streets and builder inventory, with Highlands at Norman Ranch adding over 100 first phase homesites across more than 300 acres.
What you gaindiffers
- Rapid City
- Everything the region has sits in one place: Monument Health, the airport, the widest run of housing stock, and 24 minutes to the Ellsworth gate.
- Keystone
- Nightly rental demand runs about as high as anywhere in the Black Hills, if the rules and the covenants check out for the specific property.
- Summerset
- Newer houses on city sewer with Hills views at a price central Rapid City does not offer, and Highlands at Norman Ranch is still selling first phase homesites.
What you give updiffers
- Rapid City
- You buy into the region's deepest demand, and the recent vacation rental ordinance limits what you can do with a house you do not live in.
- Keystone
- A seasonal town with no school, no grocery and no clinic, and a housing stock where half the doors are dark in winter.
- Summerset
- You are fifteen minutes out from most of Rapid City's services and you drive I-90 to get to them in the winter. The city is also split between Meade 46-1 and Rapid City Area Schools 51-4, so the district follows the address.
Commute figures are driving times off peak, from the community guide each card links to. Median sold prices come from the MLS, and each figure carries its own source, window and closing count, because Sturgis, Spearfish and the northern hills report through a different MLS than Rapid City. Under five closings there is no median, and the price row says so. Five to nine closings carries a small sample note. School districts follow the official boundary for the address, and the district office is the only place to confirm an assignment. Short term rental lines are summaries. Read the guide and the current ordinance before you count on rental income.
The filters use these definitions: under $400k is the MLS sold figure for the town, a median where one is published and otherwise the average sold, comes in under $400,000; close to ellsworth is 25 minutes or less to the Ellsworth main gate; close to rapid city is 20 minutes or less to downtown Rapid City; short commute is 15 minutes or less to either downtown Rapid City or the Ellsworth gate; new construction available is the guide establishes active or limited new construction; acreage available is acreage is common or present in the guide; city water and sewer is city water and sewer across the community; smaller market is fewer than 100 closed single family sales in the trailing twelve months; more rural is acreage is common, or water and sewer are not municipal throughout; established housing is the guide classifies the housing stock as established, meaning largely pre 2000; newer housing is the guide classifies a meaningful share of the housing stock as 2000s or later.
Every row here is a townwide summary and a single parcel can read differently. Buyer due diligence should include verifying water and sewer service, school assignment, recorded covenants and HOA obligations, rental rules, legal access, insurance availability and which jurisdiction inspects and permits the work, for the exact address. Confirm with the city or county, the utility or district, the school district office, the title company and your insurer as applicable.
Last updated August 2026
Want to talk through the tradeoffs?
Two towns can look identical in a table and feel nothing alike on a Tuesday night in February. Call or text and tell me which rows above are the ones you cannot live with, and we can work the list down from there.
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Send the address and we can talk it through. The details that change from one property to the next are jurisdiction, water and sewer, the school the district assigns, covenants, road maintenance and the rest of what never shows up on a listing.

