Hat Ranch
Newer large-lot housing on Redwater Hill south of Belle Fourche, split between Hat Ranch Subdivision and Hat Ranch 2.
- Typical Lot
- Large lots, with roughly 2 acre examples in lot marketing
- New Construction
- Active
Facts checked August 2026
Paved Hat Ranch Road climbs Redwater Hill about four miles south of Belle Fourche, and the houses on top are newer and large, set on open lots with scattered ponderosa pine. City planning records use two exact names, Hat Ranch Subdivision and Hat Ranch 2 Subdivision. The Butte County Community Wildfire Protection Plan describes the development as those two subdivisions, with one area inside city limits and city hydrant service in the documented portion.
Where it is
About four miles south of Belle Fourche on Redwater Hill in Butte County, reached by paved Hat Ranch Road, covering Hat Ranch Subdivision and Hat Ranch 2 Subdivision.
Two subdivisions, and jurisdiction that changes between them
Belle Fourche planning actions in 2024, 2025 and 2026 show ongoing replats and lot work in both Hat Ranch and Hat Ranch 2. Some Hat Ranch 2 parcels are explicitly City of Belle Fourche in current planning records.
Jurisdiction varies within the broader development, so this page does not call all of Hat Ranch city limits.
Utilities on the lot you are buying
Current and previous lot marketing documents city water, paved roads, roughly two acre examples and bring your own builder flexibility.
Current Hat Ranch 2 examples also support septic on individual lots and natural gas service. Treat both as address specific rather than development wide, and get the permit and the utility confirmation for the parcel.
Wildfire, because the county already wrote it down
The Butte County Community Wildfire Protection Plan names this subdivision and describes open lots with some ponderosa pine. That is a defensible space conversation and an insurance conversation, and it is better had before you are under contract.
What homes cost here
No verified closed sale set for Hat Ranch is available for this page, so no median and no price band appear here. Newer large houses and bare acreage lots are two different markets on the same hill, and averaging them would tell you nothing.
Recorded comparables only help when they come from the right one of those two markets.
How these figures are calculated
How far to things
- Nearest hospital
- Monument Health Spearfish Hospital
Monument Health runs a clinic in Belle Fourche. The nearest hospital is in Spearfish.
Typical driving time with clear roads.
Why buyers choose Hat Ranch
- Newer large houses on acreage four miles from Belle Fourche, on a paved approach.
- City water documented on part of the development, which is unusual for hill ground here.
- Active lot work and replats, so bring your own builder is a live option.
At a glance
- Typical Lot
- Large lots, with roughly 2 acre examples in lot marketing
- New Construction
- Active
Last verified August 2026. How these figures are calculated
What to check at this address
- Jurisdiction
- Varies within the development. Some Hat Ranch 2 parcels are City of Belle Fourche in current planning records. Confirm by parcel.
- Water
- City water documented on portions of the development. Confirm service for the specific lot.
- Sewer
- Septic supported on individual lots in current Hat Ranch 2 examples. Confirm by address.
- School district
- Belle Fourche School District 09-1
- Jurisdiction changes within the development, so city services are a parcel by parcel question.
- The county wildfire plan names this subdivision. Budget for defensible space and check insurance early.
- No boundary map appears here yet, because no verified boundary for the two plats is available yet.
Open the ones that apply to the address you are looking at.
Wildfire risk and insurance
The Butte County Community Wildfire Protection Plan identifies this subdivision and its ponderosa pine exposure. Walk the defensible space, then get an insurance quote in writing before you commit.
Read the full guideSeptic system
Septic appears on individual Hat Ranch 2 lots. Get the permit, the as built and an inspection for the parcel rather than a development wide answer.
Read the full guideWho maintains the road
Hat Ranch Road is paved. Confirm who maintains and plows the interior street serving the lot, and whether the city or the county has accepted it.
New construction terms
On a build, read the builder contract for the allowance schedule, change order pricing, completion timeline and warranty, because the purchase agreement is the builder's, not the standard state form.
Covenants and HOA documents
Read the covenants before you write, especially on outbuildings, RV and trailer parking, fencing, rentals and exterior materials.
Hail and roof age
Hail season here runs from late May through August, so ask for the roof age, the last claim history and any impact-resistant rating before you write.
Radon
The Black Hills sit on granite and radon levels here run high, so test during the inspection period and price mitigation into your offer if the number comes back elevated.
Read the full guideProperty taxes
Look up the actual assessed value and the current levy for the parcel instead of trusting the listing figure, which is often a year or more behind.
Read the full guideWhich school this address feeds
A district line can run through a single subdivision, so confirm the assignment for the specific address with the district office rather than the plat or the listing. Boundaries also change between years.
Homes for sale in Hat Ranch
Nothing of mine is listed in Hat Ranch today. This search is set for Hat Ranch and shows whatever is active there right now.
What to check before you write an offer
On any address you are serious about, buyer due diligence should include the school assignment from the district, the water quality report from the utility that serves it, and the assessed value and levy from the county. Here are the sources for each one.
The sources, by category
Schools
Confirm the assigned school for a specific address with the district, because boundaries change and they change more often than people expect. Rapid City Area Schools boundary maps · Douglas School District 51-1 · Meade School District 46-1 · Spearfish School District 40-2 · School and district profiles on GreatSchools · Preschools and private schools in the Black Hills
Crime data
Drinking water
Every public water system publishes an annual water quality report. Read the one for the system that serves the address you are considering, not the one for the town next door. Rapid City water quality reports · City of Box Elder Water Division · City of Spearfish water · EPA drinking water lookup
Property taxes and assessed value
Pennington County Equalization · Meade County Equalization · Lawrence County Equalization
The county record, the plat and the recorded covenants are the three documents to read on any address here. I do not rate schools and I do not characterize neighborhoods as safe or unsafe. Those readings are yours to make from the sources above.
Also compare
Keep reading on Belle Fourche
The Butte County seat and a working ranching hub, ten miles north of Spearfish and out past the tourist traffic.
My free buyer's guide, written for wells, septic, hail history and PCS timelines in this region.
Price, down payment, rate, taxes, insurance and HOA in one number.
New to the Black Hills? Start with the questions people ask.
Jurisdiction, water service and the wastewater permit all change by side here, so confirm all three for the specific parcel.
Considering a home here?
Send the address and we can talk it through. The details that change from one property to the next are jurisdiction, water and sewer, the school the district assigns, covenants, road maintenance and the rest of what never shows up on a listing.
Talk to Henry
Call or text 605-490-2040 and we can talk through what is realistic in Hat Ranch right now, including what has closed nearby.
Last updated August 2026
This guide is general information, not legal, tax, lending or financial advice. Facts and figures are cited from public sources as of August 2026 and change over time. Henry Roy is a licensed real estate professional with Ascend Realty in South Dakota. Equal Housing Opportunity.