Relocation

Compare Black Hills Communities

25 towns and unincorporated communities. Pick two to four and the full table appears underneath. Commutes are driving times to the Ellsworth main gate and downtown Rapid City. Median sold prices, where we have them, come from the MLS over the trailing twelve months with the source, window and sale count printed under each figure. Typical price bands are practical search ranges, not medians, and are labelled separately.

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1 of 25 communities

Under $400k Close to Ellsworth Close to Rapid City Short commute New construction available Acreage available City water and sewer Smaller market More rural Established housing Newer housing Clear filters Clear everything

Price filters only consider communities with a published trailing twelve month median, so towns without one do not appear in a price filter.

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The five facts that decide a shortlist

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Selected, 3 of 4

Rapid City and the Ellsworth corridor

Everything within about twenty five minutes of downtown Rapid City or the Ellsworth main gate, where most of the newer inventory, the shortest commutes and the jurisdiction questions about city versus county service are.

Rapid City
Typical price
$300k to $450kMedian sold $349,950. Black Hills MLS, single family, trailing 12 months, as of August 2026. 706 closed sales.
To Ellsworth AFB
24 min, 13.8 miDriving time and distance, off peak.
To downtown Rapid City
5 min, 1.5 miDriving time and distance, off peak.
Utility pattern
City water and sewer inside the limits
School district
Rapid City Area Schools 51-4Assignment follows the official boundary for the address. Confirm with the district.
Compare Guide

What changes

Between Summerset, St. Onge, Rapid Valley

The rows below are the ones where these do not read the same. Ordered as the table runs, not by importance.

Region: SummersetRapid City and the Ellsworth corridorSt. OngeNorthern Hills and I-90Rapid ValleyRapid City and the Ellsworth corridor
County: SummersetMeade CountySt. OngeLawrence CountyRapid ValleyPennington County
Jurisdiction: SummersetCity of Summerset, incorporated July 2005St. OngeUnincorporated. No town government. Lawrence County zones the parcels and the Sheriff patrols them.Rapid ValleyUnincorporated. There is no city government. Pennington County is the governing body, and Rapid City's subdivision rules still apply within three miles of the city limits.
Corridor: SummersetI-90St. OngeSD 34, with I-90 seven miles southeast at WhitewoodRapid ValleySD 44 and Elk Vale Road
To downtown Rapid City: Summerset15 min, 10.0 miSt. OngeAbout 44 miles, roughly 48 minutesRapid Valley11 min, 5.2 mi
To Ellsworth AFB: Summerset30 min, 19.2 miSt. OngeAbout 45 milesRapid Valley22 min, 10.4 mi

Side by side

Summerset, St. Onge, Rapid Valley

Rows marked as differing are the ones where these do not read alike. Rows without the mark sit on a quiet background because they say the same thing in every column.

The selected Black Hills communities compared on location, housing, utilities, schools, daily errands, mapped subdivisions and the trade each one asks for
Attribute	Rapid City and the Ellsworth corridorSummerset	Northern Hills and I-90St. Onge	Rapid City and the Ellsworth corridorRapid Valley
Where it sits
Regiondiffers	Rapid City and the Ellsworth corridor	Northern Hills and I-90	Rapid City and the Ellsworth corridor
Countydiffers	Meade County	Lawrence County	Pennington County
JurisdictiondiffersCity versus county decides who provides service and who inspects the work.	City of Summerset, incorporated July 2005	Unincorporated. No town government. Lawrence County zones the parcels and the Sheriff patrols them.	Unincorporated. There is no city government. Pennington County is the governing body, and Rapid City's subdivision rules still apply within three miles of the city limits.
Corridordiffers	I-90	SD 34, with I-90 seven miles southeast at Whitewood	SD 44 and Elk Vale Road
To downtown Rapid Citydiffers	15 min, 10.0 miDriving time and distance, off peak.	About 44 miles, roughly 48 minutesDriving time and distance, off peak.	11 min, 5.2 miDriving time and distance, off peak.
To Ellsworth AFBdiffers	30 min, 19.2 miDriving time and distance, off peak.	About 45 milesDistance only. Drive time is not measured for this community, so time it from the parcel.	22 min, 10.4 miDriving time and distance, off peak.
Winter drivingdiffers	The commute is I-90, so winter driving here is interstate driving rather than a two lane canyon road.	Highway 34 is state maintained and connects three directions. County and private roads off it are a different conversation.	Highway 44 and Elk Vale are state and county priorities. Interior subdivision streets are county maintained and clear after the arterials do.
Housing and lots
Typical pricediffers	Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.	No figure published. St. Onge is Mount Rushmore Area MLS territory and the current feed covers only the Black Hills MLS, so a zero here would be a gap in the data rather than a fact about the market.	About $350,000 average sold, 274 sales over 12 monthsAverage sold $349,971. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 274 closed sales.
Housing agediffers	Mostly 2000s to present	An 1891 townsite with genuinely old buildings, surrounded by ranch and acreage property of every era.	Mostly late twentieth century through current, with active building on the edges.
New constructiondiffers	Limited, mostly infill and small projects	Limited, mostly infill and small projects	Active, with subdivisions still building
Acreagediffers	Not recorded townwide in this guide. The recorded plat carries the lot size.	Acreage parcels are common here	Some acreage, mostly platted town lots
Typical lotdiffers	Wide lots on new streets	Small townsite lots, with acreage and ranch ground around them.	Suburban lots through the core, larger parcels toward Reservoir and Radar Hill Roads.
Covenants and HOAdiffersCovenants are recorded per plat. The title commitment lists what binds the parcel.	Recorded covenants on some plats, none on others	Few plats here carry recorded covenants	Recorded covenants on some plats, none on others
Utilities and rules
Utility patterndiffers	Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.	Mostly private well and septic	Utility service varies by address. Rapid Valley Sanitary District serves portions of the area, while properties outside district service may use private wells and septic systems.
Waterdiffers	Black Hawk Water User District, or Diamond D Water in Sun Valley	The Saint Onge Sewer and Water Company serves about 78 connections around the townsite, with a clean compliance record. Parcels outside that system are on private wells. There is no rural water district covering this area.	Rapid Valley Sanitary District, treating Rapid Creek water at its own plant, with the ability to buy treated water from Rapid City at peak demand. Parcels outside the district are on private wells.
Sewerdiffers	City of Summerset	The water company's name implies sewer service, but I have not been able to verify from the public record which parcels it reaches. Assume private septic outside the townsite and confirm the rest before closing.	Rapid Valley Sanitary District owns and maintains the collection system, and Rapid City treats the wastewater under an intergovernmental agreement. Parcels outside the district are on private septic.
Fire protectiondiffersThe responding department and the distance to it both affect an insurance quote.	Not recorded townwide in this guide. Confirm the responding department by address.	Not recorded townwide in this guide. Confirm the responding department by address.	Rapid Valley Volunteer Fire Department, which also provides EMS and wildland response.
Short term rentalsdiffers	The thinnest rules on this list, which means a rental plan has to be pinned down for the specific address.	Unincorporated Lawrence County, so no municipal ordinance applies. Note that unincorporated Lawrence County declined to require a vacation home rental permit, so there is no county permit to obtain either.	Unincorporated Pennington County has no city short-term rental ordinance to comply with, which is not the same as no rules. County zoning and any subdivision covenants still govern, and state licensing applies.
Schools
School districtdiffers	Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.	Spearfish 40-2 at the townsite, with Belle Fourche 09-1 to the north and Meade 46-1 to the east. Parcel specific.Assignment follows the official boundary for the address. Confirm with the district.	Mostly Rapid City Area School District 51-4, with portions in Douglas 51-1Assignment follows the official boundary for the address. Confirm with the district.
Daily errands
Groceriesdiffers	Not recorded in this guide. Check what is open near the address.	Nothing in town. Spearfish is eleven miles southeast and Belle Fourche thirteen northwest.	Retail and everyday shopping run along Highway 44 on the southern edge, with additional grocery options a few minutes west in Rapid City.
Healthcarediffers	Hospital-level care is in Rapid City, about 15 minutes south.	Monument Health Spearfish Hospital, a 35 bed facility with a 24 hour emergency department, about 18 minutes away.	Monument Health Rapid Valley Clinic provides primary and urgent care in the community. Hospital-level care is in Rapid City.
Recreationdiffers	Leisure Lane, Steamboat and Castlewood parks are the everyday recreation. Leisure Lane is the big one, with playgrounds, basketball, picnic shelters, open grass and the community garden.	Creek bottoms, hay ground and hunting country, with Spearfish Canyon and the northern Hills half an hour away.	Rapid Creek, the county parks east of town, and everything the Hills offer half an hour west.
Mapped subdivisions
Outlines on filediffers	2 mapped outlines, 2 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.	No recorded subdivision outlines drawn for this community yet.	No recorded subdivision outlines drawn for this community yet.
The trade
Housing and patterndiffers	New streets and builder inventory, with Highlands at Norman Ranch adding over 100 first phase homesites across more than 300 acres.	An 1891 French-Canadian railroad townsite that is now a cattle auction crossroads and an acreage corridor.	The region's largest unincorporated community: suburban streets, high ownership, county government.
What you gaindiffers	Newer houses on city sewer with Hills views at a price central Rapid City does not offer, and Highlands at Norman Ranch is still selling first phase homesites.	The cheapest ground in the northern Hills that still puts you eleven miles from a hospital and sixteen from three towns.	Rapid City schools and a five mile commute without Rapid City property taxes, plus a walk-in clinic in the neighborhood.
What you give updiffers	You are fifteen minutes out from most of Rapid City's services and you drive I-90 to get to them in the winter. The city is also split between Meade 46-1 and Rapid City Area Schools 51-4, so the district follows the address.	A three-way school district split you have to verify per parcel, and no services of any kind in town.	No city services, a sanitary district bill instead of a city utility bill, and an annexation line that only the parcel record can settle.

Rapid City and the Ellsworth corridorSummerset
Northern Hills and I-90St. Onge
Rapid City and the Ellsworth corridorRapid Valley

Where it sits

Regiondiffers

Summerset: Rapid City and the Ellsworth corridor
St. Onge: Northern Hills and I-90
Rapid Valley: Rapid City and the Ellsworth corridor

Countydiffers

Summerset: Meade County
St. Onge: Lawrence County
Rapid Valley: Pennington County

Jurisdictiondiffers

City versus county decides who provides service and who inspects the work.

Summerset: City of Summerset, incorporated July 2005
St. Onge: Unincorporated. No town government. Lawrence County zones the parcels and the Sheriff patrols them.
Rapid Valley: Unincorporated. There is no city government. Pennington County is the governing body, and Rapid City's subdivision rules still apply within three miles of the city limits.

Corridordiffers

Summerset: I-90
St. Onge: SD 34, with I-90 seven miles southeast at Whitewood
Rapid Valley: SD 44 and Elk Vale Road

To downtown Rapid Citydiffers

Summerset: 15 min, 10.0 miDriving time and distance, off peak.
St. Onge: About 44 miles, roughly 48 minutesDriving time and distance, off peak.
Rapid Valley: 11 min, 5.2 miDriving time and distance, off peak.

To Ellsworth AFBdiffers

Summerset: 30 min, 19.2 miDriving time and distance, off peak.
St. Onge: About 45 milesDistance only. Drive time is not measured for this community, so time it from the parcel.
Rapid Valley: 22 min, 10.4 miDriving time and distance, off peak.

Winter drivingdiffers

Summerset: The commute is I-90, so winter driving here is interstate driving rather than a two lane canyon road.
St. Onge: Highway 34 is state maintained and connects three directions. County and private roads off it are a different conversation.
Rapid Valley: Highway 44 and Elk Vale are state and county priorities. Interior subdivision streets are county maintained and clear after the arterials do.

Housing and lots

Typical pricediffers

Summerset: Builder inventory sets the level here, and the MLS publishes no Summerset median on its own.
St. Onge: No figure published. St. Onge is Mount Rushmore Area MLS territory and the current feed covers only the Black Hills MLS, so a zero here would be a gap in the data rather than a fact about the market.
Rapid Valley: About $350,000 average sold, 274 sales over 12 monthsAverage sold $349,971. Black Hills MLS, single family, 12 months through August 2026, as of August 2026. 274 closed sales.

Housing agediffers

Summerset: Mostly 2000s to present
St. Onge: An 1891 townsite with genuinely old buildings, surrounded by ranch and acreage property of every era.
Rapid Valley: Mostly late twentieth century through current, with active building on the edges.

New constructiondiffers

Summerset: Limited, mostly infill and small projects
St. Onge: Limited, mostly infill and small projects
Rapid Valley: Active, with subdivisions still building

Acreagediffers

Summerset: Not recorded townwide in this guide. The recorded plat carries the lot size.
St. Onge: Acreage parcels are common here
Rapid Valley: Some acreage, mostly platted town lots

Typical lotdiffers

Summerset: Wide lots on new streets
St. Onge: Small townsite lots, with acreage and ranch ground around them.
Rapid Valley: Suburban lots through the core, larger parcels toward Reservoir and Radar Hill Roads.

Covenants and HOAdiffers

Covenants are recorded per plat. The title commitment lists what binds the parcel.

Summerset: Recorded covenants on some plats, none on others
St. Onge: Few plats here carry recorded covenants
Rapid Valley: Recorded covenants on some plats, none on others

Utilities and rules

Utility patterndiffers

Summerset: Sewer collection is provided by the City of Summerset. Water service varies by address and can include Black Hawk Water User District or Diamond D Water in Sun Valley.
St. Onge: Mostly private well and septic
Rapid Valley: Utility service varies by address. Rapid Valley Sanitary District serves portions of the area, while properties outside district service may use private wells and septic systems.

Waterdiffers

Summerset: Black Hawk Water User District, or Diamond D Water in Sun Valley
St. Onge: The Saint Onge Sewer and Water Company serves about 78 connections around the townsite, with a clean compliance record. Parcels outside that system are on private wells. There is no rural water district covering this area.
Rapid Valley: Rapid Valley Sanitary District, treating Rapid Creek water at its own plant, with the ability to buy treated water from Rapid City at peak demand. Parcels outside the district are on private wells.

Sewerdiffers

Summerset: City of Summerset
St. Onge: The water company's name implies sewer service, but I have not been able to verify from the public record which parcels it reaches. Assume private septic outside the townsite and confirm the rest before closing.
Rapid Valley: Rapid Valley Sanitary District owns and maintains the collection system, and Rapid City treats the wastewater under an intergovernmental agreement. Parcels outside the district are on private septic.

Fire protectiondiffers

The responding department and the distance to it both affect an insurance quote.

Summerset: Not recorded townwide in this guide. Confirm the responding department by address.
St. Onge: Not recorded townwide in this guide. Confirm the responding department by address.
Rapid Valley: Rapid Valley Volunteer Fire Department, which also provides EMS and wildland response.

Short term rentalsdiffers

Summerset: The thinnest rules on this list, which means a rental plan has to be pinned down for the specific address.
St. Onge: Unincorporated Lawrence County, so no municipal ordinance applies. Note that unincorporated Lawrence County declined to require a vacation home rental permit, so there is no county permit to obtain either.
Rapid Valley: Unincorporated Pennington County has no city short-term rental ordinance to comply with, which is not the same as no rules. County zoning and any subdivision covenants still govern, and state licensing applies.

Schools

School districtdiffers

Summerset: Meade 46-1 and Rapid City Area Schools 51-4, split within the cityAssignment follows the official boundary for the address. Confirm with the district.
St. Onge: Spearfish 40-2 at the townsite, with Belle Fourche 09-1 to the north and Meade 46-1 to the east. Parcel specific.Assignment follows the official boundary for the address. Confirm with the district.
Rapid Valley: Mostly Rapid City Area School District 51-4, with portions in Douglas 51-1Assignment follows the official boundary for the address. Confirm with the district.

Daily errands

Groceriesdiffers

Summerset: Not recorded in this guide. Check what is open near the address.
St. Onge: Nothing in town. Spearfish is eleven miles southeast and Belle Fourche thirteen northwest.
Rapid Valley: Retail and everyday shopping run along Highway 44 on the southern edge, with additional grocery options a few minutes west in Rapid City.

Healthcarediffers

Summerset: Hospital-level care is in Rapid City, about 15 minutes south.
St. Onge: Monument Health Spearfish Hospital, a 35 bed facility with a 24 hour emergency department, about 18 minutes away.
Rapid Valley: Monument Health Rapid Valley Clinic provides primary and urgent care in the community. Hospital-level care is in Rapid City.

Recreationdiffers

Summerset: Leisure Lane, Steamboat and Castlewood parks are the everyday recreation. Leisure Lane is the big one, with playgrounds, basketball, picnic shelters, open grass and the community garden.
St. Onge: Creek bottoms, hay ground and hunting country, with Spearfish Canyon and the northern Hills half an hour away.
Rapid Valley: Rapid Creek, the county parks east of town, and everything the Hills offer half an hour west.

Mapped subdivisions

Outlines on filediffers

Summerset: 2 mapped outlines, 2 with a full guideReference outlines from county and city GIS, not surveys. The recorded plat controls.
St. Onge: No recorded subdivision outlines drawn for this community yet.
Rapid Valley: No recorded subdivision outlines drawn for this community yet.

The trade

Housing and patterndiffers

Summerset: New streets and builder inventory, with Highlands at Norman Ranch adding over 100 first phase homesites across more than 300 acres.
St. Onge: An 1891 French-Canadian railroad townsite that is now a cattle auction crossroads and an acreage corridor.
Rapid Valley: The region's largest unincorporated community: suburban streets, high ownership, county government.

What you gaindiffers

Summerset: Newer houses on city sewer with Hills views at a price central Rapid City does not offer, and Highlands at Norman Ranch is still selling first phase homesites.
St. Onge: The cheapest ground in the northern Hills that still puts you eleven miles from a hospital and sixteen from three towns.
Rapid Valley: Rapid City schools and a five mile commute without Rapid City property taxes, plus a walk-in clinic in the neighborhood.

What you give updiffers

Summerset: You are fifteen minutes out from most of Rapid City's services and you drive I-90 to get to them in the winter. The city is also split between Meade 46-1 and Rapid City Area Schools 51-4, so the district follows the address.
St. Onge: A three-way school district split you have to verify per parcel, and no services of any kind in town.
Rapid Valley: No city services, a sanitary district bill instead of a city utility bill, and an annexation line that only the parcel record can settle.

Where this comes from

Commute figures are driving times off peak, from the community guide each card links to. Median sold prices come from the MLS, and each figure carries its own source, window and closing count, because Sturgis, Spearfish and the northern hills report through a different MLS than Rapid City. Under five closings there is no median, and the price row says so. Five to nine closings carries a small sample note. School districts follow the official boundary for the address, and the district office is the only place to confirm an assignment. Short term rental lines are summaries. Read the guide and the current ordinance before you count on rental income.

The filters use these definitions: under $400k is the MLS sold figure for the town, a median where one is published and otherwise the average sold, comes in under $400,000; close to ellsworth is 25 minutes or less to the Ellsworth main gate; close to rapid city is 20 minutes or less to downtown Rapid City; short commute is 15 minutes or less to either downtown Rapid City or the Ellsworth gate; new construction available is the guide establishes active or limited new construction; acreage available is acreage is common or present in the guide; city water and sewer is city water and sewer across the community; smaller market is fewer than 100 closed single family sales in the trailing twelve months; more rural is acreage is common, or water and sewer are not municipal throughout; established housing is the guide classifies the housing stock as established, meaning largely pre 2000; newer housing is the guide classifies a meaningful share of the housing stock as 2000s or later.

Every row here is a townwide summary and a single parcel can read differently. Buyer due diligence should include verifying water and sewer service, school assignment, recorded covenants and HOA obligations, rental rules, legal access, insurance availability and which jurisdiction inspects and permits the work, for the exact address. Confirm with the city or county, the utility or district, the school district office, the title company and your insurer as applicable.

Last updated August 2026

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